iPhone Screenshots


Dash app simplifies your money movement and allows you to send, receive, spend and save, all in a single app, with full transparency and security. It works seamlessly with your Mobile Money account, card and bank account. Dash is currently in Ghana, Kenya, and soon, Nigeria.


Send & Receive Money

Sending and receiving money to/from a dash user is FREE. You can send money across countries instantaneously. You can also send money to any Mobile Money user, 80% cheaper than traditional means. With the Dash app, you'll be able to send money to bank accounts and PayPal accounts instantly and cheaper as well.

Bill Payments

Dash App allows you to pay, automate and split bills with friends. You can buy data bundles, airtime, pay for your Surfline, Vodafone Broadband, DStv, GOtv, Startimes, Busy Internet, MTN Fibre, ECG Postpaid and Water Bills in Ghana. In Kenya, you can pay Zuku, KPLC Postpaid & Tokens, DStv, GOtv, StarTimes, Safaricom Home and Nairobi Water bills. You can even automate these bills, we will notify you 5 days before the bills are due.

Business Payments

You can pay Paybill accounts & Buy Goods Till numbers straight from the Dash app.

Top Up Methods

You can top up your Dash app account using Mobile Money (M-PESA, MTN Mobile Money, AirtelTigo Money, Vodafone Cash & Airtel Money), Debit or Credit Card (Visa or Mastercard) & PayPal.


Dash rewards you with points whenever you transact. You can redeem rewards anytime, when you reach a threshold. You can redeem airtime, data bundles, KPLC tokens and more.

Expense Reports

With monthly expense reports, you can see where your money went to with a full visual breakdown of your expenses.

Customer Support

Want a refund? You can request a refund for any transaction, we will notify the other party, they can accept or decline. If that fails, we're always here to help you sort out any problem with our in-app customer support.


Dash+ gives you access to exclusive services in the Dash app. You can increase limits and further reduce charges by signing up to the Dash+ service.


You can save in two ways using Dash app. Savings for a goal, this allows you to save towards that trip, fees, sneakers etc, daily, weekly or monthly. We automate the savings to fit your budget, you earn 5% per annum. Savings for interest, you can earn up to 15% per annum using this saving method. Dash Reserve gives you 3.5% per annum interest on your app deposits monthly, no strings attached. You can cancel, withdraw and lock your savings at anytime. Dash Pots has no withdrawal and cancellation fees. You can save with friends and family.

What’s New

Version 2.0.12

Thanks for using Dash. We regularly update our app to fix bugs, improve performance and add new features to help make it faster and more reliable for you.

Love the app? Rate us!! Your feedback helps us to improve the Dash App.
Have a question? Send us a message via the app in the notifications tab or send us an email via admin@spektra.co

Ratings and Reviews

4.0 out of 5
47 Ratings

47 Ratings

boutiqka ,


I thought they said you can transfer money from this app to your PayPal account

Developer Response ,

Hi, thank you for your feedback. You can, however, we've had a few hiccups on PayPal payouts. We're actively, working to resolve it and will update you on it. So sorry for the troubles.

Dessy Ocean ,

Very useful app

It’s been very useful in sending and receiving money during this troubling time - Corona Virus. Really easy to use and charges are the lowest in any similar app i’ve used . Definitely sticking to Spektra even after this Corona Epidemic

Developer Response ,

Thanks Dessy for your feedback.

nativeNyarko ,

Money transfer error

Please I sent money to a contact , I was deducted but the receiver not received the money transfer as at 12:45pm yesterday and I have sent direct message but no reply , thank you

Developer Response ,

Hi, thank you for your rating. Our team is working tirelessly to get this feature ready soon, we will communicate once it's done.

App Privacy

The developer, Spektra Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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