AP-1 4+

Meet AP-1, a UnionPay digital card that empowers you to pay like a local in China without a local bank account, as well as instantly send money to UnionPay card members globally and Weixin wallets in China.

Sign up to experience all that AP-1 has to offer!
• Pay like a local in China without a local bank account
From roadside stores to taxi rides or at shopping malls, you can now make payment by scanning QR codes or generating QR codes through AP-1.

Remit money instantly
• You may send or receive money from UnionPay cards all around the globe, as well as send money to Weixin wallets in China in 60 seconds.

• UnionPay offers competitive and direct foreign exchange rates.
Take advantage of significant savings by using UnionPay's competitive and direct SGD-RMB currency conversion rates.

• Pay in-store and online with ease.
Enjoy the convenience of paying through your virtual card in store (with QR) and online, including e-commerce sites that accept UnionPay.

• Global acceptance
Over 55 million merchants in 180 countries and regions accept UnionPay.

• Enjoy UnionPay rewards and promotions
Stay tuned to our LinkedIn and Facebook to be updated with the latest offers that you can enjoy with AP-1.

• Ease of account top-up
It’s easy to top up your account via PayNow, bank transfer or credit card and start spending. Note: Banks may impose charges for bank transfer or credit card top-ups.

• Safety and security
If you suspect that your personal information or card information has been compromised, you can easily lock your virtual card through the AP-1 app.

Don’t let currency be your limit. Simplify your financial transactions with AP-1 today.

Note: For non-Singapore residents who sign up with their passport, a membership sign-up fee of USD299 and an annual fee of USD36 will apply.