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描述
超過10萬次下載，香港最強AI理財工具！想自動睇住每月洗費、訂立儲蓄目標？過咗幾多錢比frd、MPF有幾錢、有AI助手準時提你還信用卡數？
立即下載，體驗智能理財!
**Planto 獲數碼港、港大iDendron全力支持**
全自動個人理財，一站式輕鬆管理收入、收出、借貸、投資及儲蓄目標！
人人都話理財好麻煩，Planto正正就要打破呢種迷思。我哋用先進技術，令人人都可以簡簡單單地計劃人生，有效率地記帳，實現儲蓄目標。
Planto簡易理財3部曲
1. 了解財政狀況
輸入幾項簡單資料、連結銀行、信用卡、強積金戶口，過去紊亂嘅收支馬上變得井然有序。
2. 訂立人生目標
Planto用公開資料製成大數據資料庫，讓你從中選擇置業、進修、退休大計等理財目標。
3. 展開追夢之旅
Planto了解你嘅理財需要，只會提供簡明易懂嘅實用建議，亦會不時向你發出繳費提示，確保你毋忘初心，並掌握儲蓄目標進度。
Planto巔覆傳統個人理財app嘅既有模式
-> 毋須費時輸入數據
有咗Planto，你可用最省時省力嘅方式管理財富：
* 連結超過40間銀行戶口，信用卡交易、強積金戶口，以及投資、按揭及貸款資訊一目了然
* 按類別及日期，清晰顯示交易記錄
* 提供分析圖表，讓你了解自己消費習慣、喺咩商舖用得最多錢
-> 度身訂造簡單及實用建議
Planto提供容易明白嘅理財建議，絕不賣弄艱深術語：
*為你嘅買樓及進修目標，提供可行計劃，包括實現目標所需儲蓄及投資回報
*信用卡到期還款時提醒你
*精選文章向你提供理財小貼士
-> 毋須再大費周章搜集資料
用Planto，計劃目標變得又快又簡單：
* 一次過收集所有與目標相關嘅公開數據
* 提供清晰及圖文並茂嘅計劃，包括所有與目標相關嘅細節及記帳功能
多謝你使用Planto，希望你喺理財及追夢路途上，事事稱心滿意。
最新功能
版本 4.2.0
是次更新，修復咗一啲系統小問題，應用程式運作變得更加流暢、迅速，大大提升用户體驗！
如對今次更新有任何意見，都歡迎到app內Live Chat通知我哋！
評分與評論
Auto Tracking Accounts' Spending
I love the function of connecting my bank and credit card accounts, I don’t need to manually enter each transaction, and the app will help categorising each transaction by detecting the manufacturer.
A clear interface with adequate customisations, easy to use. Insights generated are free to check which is very precious. No ads are included!
Just one little detail: it would be good if I can edit the starting date of my goals, because my goal has started before I use the app, so the data would not be accurate.
Except from this small space for improvement, everything is good!
開發者回應 ，
Thanks for your suggestions! We hope to make Planto a better app for everyone :)
Absence of “net-off” categories & bugs
Think the functions are pretty good. But currently there is no “net” concept in the expenses/income. For example, if you go to a dinner with friends and you pay the $2000 bill with your credit card and collect $1800 back from your friends in PayMe, you need to do manual splitting in the $2000 transaction and click ignore for all the incoming transfers from friends.
Similarly, if you have a refund on credit card membership fee or a good you purchase, you prefer to put that linked with the relevant expense to net them off, instead of remembering which transactions are linked and manually click ignore for them.
Also, I have a bank account that can only get transactions of the past 1 month sync-ed. another credit card can only sync for the past 2 months, which is slightly annoying. You don’t expect this if you pay a monthly subscription fee.
Great app and thank you for you hard work!
I installed this app long times ago and at that time still with limited functions. I thought they are brave and clever to be a pioneer to have this great idea to try to consolidate users’ financial information into an app for a quick glance to understand our own personal finance status.
To be honest, I seldom open this app in the past. Until one day, I realize they improve further and more organizations record can be connected to this app. I start to using it daily and keeping a very tidy daily transaction record through this app and I am so happy that I can view the summary of my Insurances by just a click !
I appreciate your effort and even one day it is no more a free app. I am willing to pay to enjoy your service!
App 私隱
開發者表明Planto的私隱慣例或包括下列資料的處理。詳情請參閱開發者的私隱政策。
不會與你連結的資料
開發者可能會收集以下資料，但不會連結你的個人身份：
- 財務資料
- 聯絡資料
- 使用資料
私隱慣例或因使用的功能或年齡等因素而異。進一步了解
資料
- 供應商
- Planto
- 大小
- 61.6 MB
- 類別
- 理財
- 兼容性
-
- iPhone
- 須使用 iOS 12.4 或以上版本。
- iPod touch
- 須使用 iOS 12.4 或以上版本。
- Mac
- 須使用 macOS 11.0 或以上版本及配備 Apple M1 或以上版本晶片的 Mac。
- Apple Vision
- 須使用 visionOS 1.0 或以上版本。
- 語言
-
繁體中文， 英文
- 年齡
- 4+
- Copyright
- © Planto Limited
- 價格
- 免費
- App 內購買項目
-
- 月付費計劃(早鳥優惠) HK$ 38.00
- 年付費計劃(早鳥優惠) HK$ 388.00
- 年付費計劃(特別優惠) HK$ 233.00
- 月付費計劃(特別優惠) HK$ 23.00