iPhone Screenshots


Atome enables users to own the things you love now and pay later, the bill will be split into 3 interest-free monthly payment. Pay only 1/3 of the amount at the time of purchase and receive your items first. No hidden fees, 0% interest. Simple like that!

Enjoy the convenience and hassle-free experience by downloading Atome NOW!

Set up your account in two easy steps in Atome app, then you are all set to buy now, pay later with your favorite products in store. Just look for “WE ACCEPT Atome” sign and simply scan the QR code at the cashier.

Using Atome app to purchase the products, check your transaction history, receive reminders of upcoming bills and be notified about exciting offers in one place.

Atome supports credit card or debit cards across major banks for repayment. No processing or hidden fees.

You can use Atome at any of our merchant partners. We are constantly improving our services by expanding our merchant network and product offering.

Download the app now, own what you love today, pay later.

You can follow us at our social media channels below:

Official Website: https://atome.hk/
Facebook: https://www.facebook.com/atomehongkong
Instagram: https://www.instagram.com/atome.hk/

What’s New

Version 2.17.0

-Fixed some bugs and improved product performance.
-Enjoy! Time to own it!

Ratings and Reviews

4.6 out of 5
5K Ratings

5K Ratings

Estoril3 ,

Mr Y

This is my very first time using the ‘ATOME’ payment for my purchase from YoHo.
The payment procedures is clear and easy to follow.
’ATOME’ payment helps you to get your things by paying in 3 interest FREE and so you don’t have to struggle with your financial situation? Thank you, ATOME.

Developer Response ,

Dear Mr. Y, thank you for your comments and choosing Atome as your preferred payment method! It is delightful to hear such positive works and it's always a pleasure to serve our users. We will have more coupons and retail outlets coming up. Please stay tuned with us. Enjoy shopping! From Atome team

gietyhk ,

I don’t think the ID card information is need

Too many unnecessary information try to get from me.
The shop keeper told me this app can save money….. This need my credit card information, I understand. But why need the ID card copy? This is not a good idea. I felt sick for this and chose to give up my shopping also!!!
The delete account request email is already sent to developer. Please reply asap.

byanosti ,

Too good

Awesome that i can buy stuff before hand in installments !

Developer Response ,

A big thank you for your encouraging words! Happy shopping :)

App Privacy

The developer, APayLater Financials Pte Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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