BePennyWise 4+

Welcome to Pennywise - the FREE personal finance app designed to help you manage your money, achieve your personal goals and make smarter life decisions. It puts all of your financial information in front of you, so you always know at a glance where you stand. Specially designed for Canadians!

In our future version, you can get rewards for good financial practices and for meeting milestones and goals. Our Premium account will give you access to real, live Certified Financial Planners to help you take your finances and investments to the next level. We want to empower you to better manage your finances and achieve your goals. After all - it’s your money, and your life. Why shouldn’t you rule both?

GET STARTED
Put your entire financial world right in front of you – in 3 easy steps.
Download the free Pennywise app (it’s FREE!)
Create an account.
Fill out your account profile so we can personalize your experience and connect the accounts you need.
That’s all there is to it. You’ll get instant, real-time access to your account balances, financial transactions, spending habits, budgets and much more - everything you need to make smarter financial decisions today.

SIMPLE SOLUTION. POWERFUL RESULTS.
All your personal finance information in one place. Key features include:

Consolidated Dashboard - See all your accounts at a glance, no matter which bank or other financial institution holds them. See loans, mortgages and credit card balances too, all in real time.

Savings Goals - Planning to buy a car? Or travel the world? Thinking about starting a new business? Set your goals, track your progress and keep yourself ahead of the game.

Budgets - Take the first step to managing your money the right way. Create a budget and see how much you’re spending on dining, groceries, and other expenses. Set reminders so you never miss a payment. Super-smart technology learns about your income and expenses and helps you create a personalized budget. It will even let you know how you can save money. Now that’s being penny wise!

OK To Spend - Take the stress out of planning and know exactly when you can indulge in extras without breaking your budget.

Calendar - See exactly when your income, expenses and spending occurs. Plan ahead for rainy days.

Analysis - Track your cash, credit cards, chequing and other accounts. Go a step further and track loans and offline assets. Simple charts and graphs show you the big picture at a glance so you know where you stand and how you’re moving towards your goals.

Community - Anonymously compare yourself to people with similar backgrounds and financial goals. Share your goals with family and friends to plan and save together.

Education - Learn about financial issues specific to your situation. Discover new things to consider, and take action right from the app.

Get Rewards - Coming soon! Earn points as you reach milestones or achieve financial goals. Get special offers related to your savings goals. It’s one of the many ways that Pennywise encourages good habits and rewards you for healthy financial planning and management.

Professional Help – Complicated situation? Confused about next steps? We get it. Finances can be confusing, and sometimes you just need to talk to a real person to get the answers you need. We’re here for you. Schedule a chat, call us, or video conference with our Certified Financial Planners to get professional, unbiased advice – all right from the app. No need to trudge off somewhere where with boxes of financial data - just share the info already in the app and get immediate advice from a real professional who works for you.

SECURE AS THE BIG BANKS
Your money is important business. That’s why our security is the same as the big banks use, so your data – and your money – is always 100% safe & secure. And Pennywise is a read-only personal finance and money management app, so your funds remain safely in your accounts.