iPhone Screenshots


Time is money. DOWNLOAD gini - never spend time wondering where your money goes!
gini is the best free personal financial app to keep track of your income, daily budget, expenses and also saving. Supports international banks from 60 countries. Cash in your wallet? Spend using credit cards? With gini, you can keep track of all your money all at once.

It’s just that Simple, Smart, Secure


1. Income & expense tracker - Automatic Bank Synchronization
- Want to control your daily expenses?
It’s one click away to keep an eye on all your spending and saving! Link your banks to see a list of transactions and your account balances.
- What about all the cash in your wallet?
It is easy to track cash expenses too! Simply add your cash withdrawals and manage your online and offline finances all in gini.

2. International Money Manager - All Currencies, in one spot.
- Want to link all your bank accounts around the world?
We support thousands of banks from 60 countries. Manage your finances anytime, anywhere

3. Budget planner - Simple Saving feature
- Find budgeting hard? Want to know how much of your budget remains??
Simply set your goal, let gini automatically track your expenses and income, and check how much money is OK to spend! We’ll also keep track of how well you stick to your budget over time using Saved with gini.


1. More than an account balance. Consider your finances sorted
- gini helps you remember where you spent your money by sorting your finances into 14 categories.

2. Spending insights
Your money balanced with just one glance.
- Detailed reports which show all recurring expenses, biggest spend and most frequent spending.
- Monthly spend in an easy to read line graph
- Category spend in a straightforward pie chart
- Cash flow in an uncomplicated diagram

3. Real-time updates
- Bank accounts and credit cards automatically sync without manual input needed
- Once linked, your expenses update in real-time

4. Smart Notifications
- No more credit card late fees. gini reminds you 3 days before the due date!
- Draining money because of annual bank fees? gini detects them!
- Finding subscription expenses difficult to track? gini lists them out!


- Global award-winning app
- Powered by Salt Edge, the same trusted guardian of banking data for ING, Société Générale, BBVA & more
- Secured with 256-bit encryption like the world's leading banks.

Money management has never been easier. With our smart personal finance app, manage your money and keep track of your expenses. Stay on top of your money anytime, anywhere.

Budget planner, wallet app, money manager, spending tracker, finances manager, expense tracker, smart tracker… Whatever you’re looking for, gini is here for you!

Thank you for choosing gini. For more information:
- visit gini.co
- email us at hello@gini.co
- follow us on facebook (gini - Hong Kong) and Instagram (@gini.co)

What’s New

Version 2.17.1

We've made tweaks here and there to improve the app's overall performance, so you can always count on it to help you stay on top of your finances, no matter what.

Have feedback? We'd love to hear it. Enjoy being part of our community? Leave us a review!

Ratings and Reviews

4.4 out of 5
803 Ratings

803 Ratings

zaotech ,

Much needed app for Hong Kong!

First of all I want to thank the gini team in a job well done! I must say the setup was super easy and intuitive. Even though I didn’t have the right authentication method with my bank, the gini app offered guidance to get that straightened out. I love the interfaces and how easy I can see a quick overview of the breakdown of my expenses. So with all the glowing review why the four stars? Well I think a major limiting factor for me to fully use this app is the lack of ability to customise the transaction categories. Would be great to provide sub categories for us to better fine tune how we track our budget/expenses.

Thank you very much for creating this app and I look forward to how it will continue to improve!

Developer Response ,

Thanks very much for your support @zaotech! As we work to grow and develop gini day by day, we take the input and feedback of all our users very seriously! Regarding the addition of more customisation for categories, trust that we have heard similar feedback from other users and we look forward to adding the changes that will make gini a better app for you and all our users!

13aul ,


There’re still lots of potential to grow though there’re still some bugs to be fixed. If you want to keep tracking on your spending in just one app and build up a good habit of personal financial management, GINI is probably the only app that you need in Hong Kong. I like how it can sync with different banks and the quick response from the team. I really appreciate they are so responsive that they are willing to solve any problems or issues raised by the user quickly. I wish they can expand further to sync with different financial institutions or payment gateway to have a thorough overview of my personal financial status.

Developer Response ,

🙏🏻 Thanks for your support, Paul! We will work our ass off to bring a better gini to you. We are currently working on a major system upgrade that would allow you to add more financial institutions in the near future. 😊

Terreon Bickardike ,

Some small bugs need to fix

I love the app, and the fact that it can sync with the HSB and BOC. I think the app has a lot of potential. But few things that it's missing and that's why I give 4 stars, until it's fixed: 1.) It should be able to track the stock account from Hang Seng Bank and add them into the Wallet 2.) Budget for --> Choose categories: all the categories are selected by default. 3. The window is small, and can't see all the icons.

Developer Response ,

Thanks for your rating, Terreon. It means a lot to a HK startup.

Welcome to gini's beta community. Thank you for your suggestion on linking gini to stock accounts. In fact we have been exploring how we can integrate stock account on gini. 

For custom category and merchant, it has been introduced to our latest version (1.2.0). With our own machine-learning AI, We hope to help our users manage the transactions easier by auto-categorisation. We understand it is yet to be perfect. We’re committing to improving it every day, especially with the help of our users’ re-categorizing their own transactions.

Regarding the small window, may we ask which window in the app specifically? We try our best to make gini optimised for different sizes ranging iPhones 5 to iPhone X.

We are always here to know more of your thoughts. Ping us at beta@gini.co.


More Champ Limited
60.5 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Gambling and Contests


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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