iPhone Screenshots


Time is money. DOWNLOAD gini, and never waste time wondering where your money goes again!

gini is the best free personal financial app to keep track of your income, daily budget, expenses and savings. Supports international banks from 60 countries. Wanna keep track of the cash in your wallet or your credit card spending? With gini, you can stay on top of all your money in one place.

It’s just that simple, smart, and secure.


1. Income & expense tracker
Want to control your daily expenses?
All your spending and saving tracked for you in one click! Link your banks to see all your transactions and account balances in one place.
What about the cash in your wallet?
It’s easy to keep track of that too! Simply add your cash withdrawals and input your cash expenses, and gini will do all the calculations for you.
Manual or automatic?
Add your transactions and account balances manually to keep track in your own way, or let gini do the work for you - you decide!

2. International money manager - All currencies in one place.
- Want to see all your bank accounts on one clear dashboard?
We support thousands of banks from 60 countries. Always know exactly how much money you have, all the time.

3. Budget planner - Simple Saving feature
- Find it hard to stick to a budget? Let gini do the work for you.
When you set a savings goal, gini automatically calculates how much you have left to spend after your savings and expenses every month. And our traffic light system will warn you when it’s time to reign in your spending so you can meet your saving goals every time!


1. More than an account balance: consider your finances sorted
- gini helps you remember where you spent your money by sorting your finances into 14 categories.

2. Spending insights
- Detailed at-a-glance reports on spending by merchant and category.
- See your recurring expenses, biggest spend and most frequent spend.
- Simple, easy-to-read graphs for monthly spend and cash flow

3. Real-time updates
- Bank accounts and credit cards automatically sync without manual input needed
- Once linked, your expenses update in real-time

4. Smart notifications
- No more credit card late fees: gini reminds you 3 days before the due date!
- No more annual bank fees: gini detects them!
- No more money wasted on forgotten subscriptions: gini lists them out!


- Global award-winning app
- Powered by Salt Edge, the same trusted guardian of banking data for ING, Société Générale, BBVA & more
- Secured with 256-bit encryption like the world's leading banks.

Money management has never been easier. With our smart personal finance app, you can stay on top of your money anytime, anywhere. Start managing your money like a pro today!

Budget planner, wallet app, money manager, spending tracker, finances manager, expense tracker, smart tracker… Whatever you’re looking for, gini’s got it!

Thank you for choosing gini. For more info:
- visit app.gini.co
- email us at hello@gini.co
- follow us on facebook (gini - Hong Kong) and Instagram (@gini.co)

What’s New

Version 2.18.1

We've made tweaks here and there to improve the app's overall performance, so you can always count on it to help you stay on top of your finances, no matter what.

Have feedback? We'd love to hear it. Enjoy being part of our community? Leave us a review!

Ratings and Reviews

4.4 out of 5
806 Ratings

806 Ratings

zaotech ,

Much needed app for Hong Kong!

First of all I want to thank the gini team in a job well done! I must say the setup was super easy and intuitive. Even though I didn’t have the right authentication method with my bank, the gini app offered guidance to get that straightened out. I love the interfaces and how easy I can see a quick overview of the breakdown of my expenses. So with all the glowing review why the four stars? Well I think a major limiting factor for me to fully use this app is the lack of ability to customise the transaction categories. Would be great to provide sub categories for us to better fine tune how we track our budget/expenses.

Thank you very much for creating this app and I look forward to how it will continue to improve!

Developer Response ,

Thanks very much for your support @zaotech! As we work to grow and develop gini day by day, we take the input and feedback of all our users very seriously! Regarding the addition of more customisation for categories, trust that we have heard similar feedback from other users and we look forward to adding the changes that will make gini a better app for you and all our users!

13aul ,


There’re still lots of potential to grow though there’re still some bugs to be fixed. If you want to keep tracking on your spending in just one app and build up a good habit of personal financial management, GINI is probably the only app that you need in Hong Kong. I like how it can sync with different banks and the quick response from the team. I really appreciate they are so responsive that they are willing to solve any problems or issues raised by the user quickly. I wish they can expand further to sync with different financial institutions or payment gateway to have a thorough overview of my personal financial status.

Developer Response ,

🙏🏻 Thanks for your support, Paul! We will work our ass off to bring a better gini to you. We are currently working on a major system upgrade that would allow you to add more financial institutions in the near future. 😊

RenReimi ,

Beautiful app

Just downloaded the app and taken a good look at everything. Great job on integrating so many banks and putting all the info into easily read graphics. However it would be great to be able to join a ‘family account’ so that people you live with can also stay informed with you. Is there an option for monitoring cash spending or only through the bank accounts right now?

Developer Response ,

Thanks for your support @RenReimi, it means a lot to us! As we grow and develop gini, we will definitely keep these suggestions of family accounts and monitoring cash spending as well! We have a System Upgrade is coming in November, so we will continue releasing new features as well. Stay tuned with gini on our Facebook page (gini - Hong Kong)!


More Champ Limited
62.5 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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