PayNav 4+

Shop smarter with PayNav. Discover the best prices and offers, pay easily and get free 24k Gold for your shopping.
[Interest Account]
Investment platform in partnership with RBI-approved NBFC.
- Earn daily interest with upto 9.5 % p.a.* returns

- Start with as low as ₹100

- Withdraw anytime, processed instantly

- No account opening or withdrawal fees

[ONLINE]
Start your online shopping with PayNav to find the best store for what you need, and earn up to 30% real Gold in over 500 stores.



[VOUCHERS / GIFT CARDS]
Earn instant 24K gOLD when you purchase Vouchers in the PayNav app and use it at your favorite Online or offline stores.


SHOPPING + 24K GOLD REWARDS
Cash back is no help. It’s time to earn free Gold on all your purchases.
Shop and earn gold rewards that you can then withdraw in physical gold coins or cash of your choice.
Gold gives 11-16* % Return on Investment.



Not convinced yet? Here are some of our favourite merchants:

• TRAVEL: Choose from Booking.com, Agoda, Cleartrip, Make my trip, Thomas Cook, Thrillophilia, Yatra, Easymy trip, Vistara, Abhibus, Goibibo, Oyo and more to get free gold on your flight, hotel bookings, and anything travel-related.

• FOOD: Hungry? Get delivery from Swiggy, Zomato, Domino’s, and KFC, groceries from Big Basket, Swiggy Instamart, Spencer’s, Spar Hypermarket, Nature’s Basket and More supermarket or make reservations to dine out with friends and family with PizzaHut, Barbeque Nation, Mainland China, Starbucks and Thirdwave coffee. (Psst! You can use Brand Cards to pay at these places too!)

• RIDES: Get the best deals on your cab rides with Uber.

• FASHION & BEAUTY: Love shopping on Nykaa, Zivame, Biba, MyGlamm, Kapiva, Health & Glow, Puma, The souled store, Bata, Myntra, mcaffeine, Shoppers stop, Pantaloons, Westside, and more? Get your makeup, hair, fashion and beauty fix on PayNav!

• ELECTRONICS: Want the latest iPhone? A Microsoft Surface? We’ve got you the best electronics deals at Samsung, boat, croma, vijay sales, Go noise, hammer, One plus, oppo, lenovo, JBL, Portronics and lots more for the mobile phones, tablets, laptops, cameras and gadgets you can't live without.
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FAQ:
a. What is Cashback?
- If you love shopping online, you probably love a good bargain. Cashback, promo codes, and coupon codes all help you save money, and you've come to the right place!
- "What is free Gold?" you ask. When you click through PayNav to any of our partners, we give you a little money back. It's a win-win, and a great way to earn gold when you shop online!
- The best part about getting free Gold is actually cashing out, of course. Get yourself some extra money to buy some more stuff. What are you going to spend it on?

Since the launch, we’ve grown rapidly to become the top shoping reward site. We’ve also been featured in numerous press releases.


b. How to get free gold:
Step 1: Sign up for your free PayNav account and browse our partners to find what you love.
Step 2: Choose from a list of vouchers, coupons and deals to be redirected to the partner’s site. Shop and pay as you usually would.
Step 3: After 48 hours, your free gold will be added to your account. You can redeem a gold coin or take out as cash to your bank once you reach the minimum 0.1 gram.
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Features:
• Access to coupon codes, vouchers and promos for over 500 merchants – updated regularly!
• Get alerts for PayNav’s trending deals and offers
• Explore and shop the most popular stores on PayNav that get you more 24k Gold
• Be notified when you earn Gold rewards