Planto - HK #1 Money Tracker 4+
Track expenses, Goals & Budget
Planto
Designed for iPhone
-
- Free
- Offers In-App Purchases
iPhone Screenshots
Description
Planto is the top AI driven financial manager in HK with 100k+ downloads! Set budget, check your monthly expenses automatically, see all of your transfers, keep tap on your MPF performance and even get personalized reminders for your credit card due dates.
Achieve simple personal finance in 3 steps:
1. Understand your financial profile
Tell us a bit about yourself by setting your budget and automatically get clarity on where your money goes by linking to one or more of 40+ bank, e-wallet and MPF accounts.
2. Identify what you want
Want to get your dream home, save up for your first million, travel the world or get out of debt? Set any goals by simply telling Planto what you want to achieve and receive a saving plan/spending budget, personalized just for you.
3. Stay on track and work towards your goals
Automatically consolidate all your accounts - from income, expenses to savings and loans into one place. Planto even turn them into useful insights such as expenses by category, spending/saving patterns and smart reminders.
Planto is built to be different from other personal finance management apps.
-> No manual inputs needed
Not a traditional book keeping or expense manager app, Planto reduces the time and effort required to track your finances by:
* Linking to 20+ bank and e-wallet accounts, showing your credit card transactions, investments, mortgages, loans and MPF within minutes
* Showing your transactions by categories and by dates
* Providing you analytics on your spending patterns and top vendors
-> Simple and actionable financial planning
Planto offers simple advice with no financial jargons through:
* Proposing an actionable plan on your home purchase or any other goals by telling you how much to save and providing various insights to aid your money saving decision
* Providing alerts on credit card due dates and finance charges
* Offering tips and tricks through our in-app content articles
-> Say goodbye to hours of research
Planto makes it quick and easy for you to plan towards your goals by:
* Aggregating all relevant public data in one place
* Giving you a transparent plan by including all the details and costs associated with the goal
Thank you for choosing Planto and we hope you enjoy your financial journey with us.
Privacy Policy: https://www.planto.hk/en/privacy-policy/
Terms of Use: https://www.planto.hk/en/terms/
What’s New
Version 4.2.0
Bug fixes.
Ratings and Reviews
Auto Tracking Accounts' Spending
I love the function of connecting my bank and credit card accounts, I don’t need to manually enter each transaction, and the app will help categorising each transaction by detecting the manufacturer.
A clear interface with adequate customisations, easy to use. Insights generated are free to check which is very precious. No ads are included!
Just one little detail: it would be good if I can edit the starting date of my goals, because my goal has started before I use the app, so the data would not be accurate.
Except from this small space for improvement, everything is good!
Developer Response ,
Thanks for your suggestions! We hope to make Planto a better app for everyone :)
Absence of “net-off” categories & bugs
Think the functions are pretty good. But currently there is no “net” concept in the expenses/income. For example, if you go to a dinner with friends and you pay the $2000 bill with your credit card and collect $1800 back from your friends in PayMe, you need to do manual splitting in the $2000 transaction and click ignore for all the incoming transfers from friends.
Similarly, if you have a refund on credit card membership fee or a good you purchase, you prefer to put that linked with the relevant expense to net them off, instead of remembering which transactions are linked and manually click ignore for them.
Also, I have a bank account that can only get transactions of the past 1 month sync-ed. another credit card can only sync for the past 2 months, which is slightly annoying. You don’t expect this if you pay a monthly subscription fee.
Great app and thank you for you hard work!
I installed this app long times ago and at that time still with limited functions. I thought they are brave and clever to be a pioneer to have this great idea to try to consolidate users’ financial information into an app for a quick glance to understand our own personal finance status.
To be honest, I seldom open this app in the past. Until one day, I realize they improve further and more organizations record can be connected to this app. I start to using it daily and keeping a very tidy daily transaction record through this app and I am so happy that I can view the summary of my Insurances by just a click !
I appreciate your effort and even one day it is no more a free app. I am willing to pay to enjoy your service!
App Privacy
The developer, Planto, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
- Usage Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Planto
- Size
- 61.6 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.4 or later.
- iPod touch
- Requires iOS 12.4 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English, Traditional Chinese
- Age Rating
- 4+
- Copyright
- © Planto Limited
- Price
- Free
- In-App Purchases
-
- Monthly Subscription (Early) HK$ 38.00
- Annual Subscription (Early) HK$ 388.00
- Annual Subscription (Special) HK$ 233.00
- Monthly Subscription (Special) HK$ 23.00