Vaylaco 4+

We provide fast, unsecured online loan services with different terms. Customers can borrow money quickly and choose the loan term according to their needs.
All processes are carried out online, without collateral, quickly and meet the security needs of cash loans.

Only by downloading the Vaylaco application, no signature required. Quick reviews, fast money loans, all processes are carried out through HP.


[How to use Vaylaco]
1. Download the Vaylaco and Register a account in the App.
2. Choose loan amount and loan term.
3. Fill in personal form and Verify your identity.
4. Loan review and cash disbursement.

[Application conditions]
1. Possess a citizen ID card.
2. Have a bank account.
3. There is a smartphone and a registered phone number.
4. Be at least 21 years old (when applying for operation).
5. Have the ability to repay loans.

[Why choose Vaylaco]
1. Good staff and good customer service.
2. Lots of options to cash out；including: GCash, MLhuillier, Cebuana, LBC, or your own Bank and etc.
3. Personal security PIN ensures maximum protection over your identity.
4. No paperwork needed ;No collaterals and guarantee required.



[Product introduction]
Loan amount: ₱ 10,000.00 - ₱ 50,000.00
Loan term: 91 days- 120 days(installment)
Interest rate: Maximum interest rate is 10%

If your loan amount is ₱ 10,000, the interest rate is 10%, and the loan is 91 days, then on the due date, the amount payable is ₱ 10,249.3 (10,000 * 10% / 365 * 91 + 10,000).

Transaction fee: zero

[Private Policy]
Vaylaco protects the privacy of all consumers and we do not provide any consumer information to any party without your consent.

[Contact us]

Working time: 9am-18pm(Mon-Fri)