Curve – Mobile wallet 4+
One card to rule them all
CURVE UK LIMITED
-
- Free
iPhone Screenshots
Description
Curve is a game-changing mobile wallet used by over 4 million people. It makes all your cards and accounts work better together as one single payment card, supercharging your money with cashback rewards, insights and financial control. You can even link your PayPal account to Curve and shop with PayPal in-store.
Earn Cashback Rewards
Earn up to 40% cashback from 100s of brands, including instant cashback every time you spend at household names like Primark, IKEA, Argos, Waterstones, and more. You can even earn cashback on top of any rewards you get with another card. Double rewards on a single transaction? Yup!
If you want cashback on all your essentials, you can earn an additional 1% cashback at up to 12 retailers of your choice when you upgrade. From Aldi and Lidl to Uber, Amazon, ASOS, Netflix, Apple and loads more – the upgrade can end up paying for itself, and then some!
Eliminate fees abroad without switching banks
Most banks and credit cards charge you around 3% to spend money abroad. That quickly adds up! But when you use the same cards via Curve, you will eliminate foreign transaction fees from your travels. That’s right, simply using your cards through the Curve mobile wallet can make those sneaky travel fees disappear. You can even use PayPal abroad without fees, including PayPal Credit.
*Fee-free limits vary according to subscription plan
A tiny time machine in your pocket
The only mobile wallet with an in-built time machine, Curve gives you the power to Go Back in Time® and switch payments from one card to another, after you’ve made a purchase. This can help you undo accidental payments and take more control of your cashflow. Switch debit card payments to your credit card to free up cash or maximise your credit cards rewards.
Earn 1000s of extra credit card points
Curve gives you the power to pay bills with a credit card where credit cards are not accepted. So you can collect thousands of extra credit card points every month without spending extra cash or taking out a new credit card. Just pay bills that would normally go on your debit card to bag extra rewards. You can even pay off credit cards with another credit card to earn double rewards.
Curve Fronted transactions free up to £3000/rolling 30 days with Curve Metal. 2.5% fee thereafter
The mobile wallet you never have to open
Create Smart Rules to match certain payments to specific cards so you never have to flick through your wallet again e.g. Automatically make all groceries get charged to your joint account or all purchases over £100 to get charged to your credit card. You make the rules.
What’s New
Version 4.34.0
In this release, we've delicately polished a few rough edges, smoothing out the wrinkles to make your experience even sleeker. But that's not all – we've been planting the seeds for some seriously exciting features on the horizon.
Ratings and Reviews
Cannot log in
I really enjoyed this app with free functions till yesterday. My previous credit card was damaged so I asked for a new one. When it arrived I could not activate it so I get help from HelpDesk that app should be reinstalled. Since I reinstalled I cannot log in with my account because “Something went wrong, Let try it later”…. It seems that’s the for Me. ?!
Developer Response ,
Hey there, sorry to hear about this! Could you kindly reach out to our social media team about this?
Kindly send a DM to our friendly social media team, who can be reached on our Facebook (Curve) or @AskCurve on Twitter.
We are sure that the team will be able to change your experience around, make sure to DM them about your query and your email address, they'll follow this up for you and ensure that your messages are being received correctly by the team.
A Critical Look at Customer Service
As a user of the Curve app, I find myself compelled to share my experiences, particularly regarding their customer service. The app promises to streamline banking solutions, but it falls short in an area that is crucial for any financial service: prompt and effective customer service.
I have encountered multiple instances where my inquiries went unanswered. Despite having several chats opened in my account, none received the attention they deserved. In the realm of banking and finance, where issues often require immediate resolution, this lack of response is not just inconvenient; it’s problematic.
While the app does offer innovative features for managing finances, the customer service aspect severely undermines its overall effectiveness. Users rely on quick and efficient support, especially when dealing with financial matters. Unfortunately, Curve’s customer service does not meet these expectations.
In conclusion, while Curve has potential as a banking solution, its significant shortfall in customer service cannot be overlooked. It’s essential for the company to address this issue promptly to regain and maintain the trust of its users.
Be careful with declined transactions
Great idea for a service, but has some issues: it regularly gets a “declined” response at different merchants, while the card is actually charged. So, if you try and try again with Curve, your real card will be charged double or triple — it gets eventually refunded, but who needs all the trouble. Curve keeps blaming this on the merchants, internet connection, whatever, so they don’t even try to fix this. This happened at least half a dozen times over the months, different merchants and only with Curve. Passive aggressive service: they answered in 30 days, to ask a question and to let me know they might respond in 30 day or extend that period again (law requires them to respond in 30, so they do the bare minimum but do not help)
App Privacy
The developer, CURVE UK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- CURVE UK LIMITED
- Size
- 283.1 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 16.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © Curve OS Ltd.
- Price
- Free
Supports
-
Wallet
Get all of your passes, tickets, cards, and more in one place.