atome ID - Buy now. Pay later 4+

0% interest* flexible payments

APayLater Financials Pte Ltd

Designed for iPhone

    • Free

iPhone Screenshots


Atome is a leading buy now pay later (BNPL) app that enables you to shop what you love, both online and in-store. Atome works seamlessly with 15,000+ merchants in 10 markets including Singapore, Indonesia, Malaysia, Hong Kong, the Philippines, Taiwan, Thailand, Japan, and Vietnam.

How does the Atome app work?
1. Select Atome.
If you’re shopping online, select Atome during checkout. If you’re at a participating physical store, scan the QR code at the cashier.

2. Make payments.
Atome automatically splits your purchase into 3 equal payments. Pay the first payment at the point of purchase. The next two payments will be spread across the next 30 days. No interest fees or hidden charges.

3. Check bills.
Check the status of your payment schedule under “Bills” in the app. You will also be informed when your payment cycle is complete.

Download the Atome app right now to enjoy a 10% off shopping voucher on your first purchase and pay later at your favorite stores online or in-store! Shop now, and you might get unexpected discounts or cashback at popular stores.

As one of the leading buy now pay later apps in Southeast Asia, Atome stands out from the crowd with these features.

Buy Now Pay Later
Atome automatically splits your bill into 3 interest-free payments at hundreds of brand stores in Indonesia. Pay only 1/3 of the amount at the time of purchase and get your favorite items first. The next two payments will be spread across the next 30 days. 0% interest. No service fee. No hidden fee.

Flexible Payments with 0% Interest
It merely takes you 72 seconds to register an Atome account and complete a transaction. Payments are automatically deducted from your preferred credit card or debit card to avoid late payments.

Shop Online & Offline
Atome partners with famous brands both at home and abroad including ZARA, ZALORA, H&M, JD.ID, Sephora, Agoda, POMELO, Buccheri, Levi's, Tommy Hilfiger, Lacoste, and TUMI. Aiming to enhance the shopping experience of its users, Atome's partnered merchants range from women, beauty, men, baby & kids, home, electronics, food & drinks, travel, sports & outdoors, health, to lifestyle.

Want to know more about Atome? Simply follow us at our social media channels.
Official website:

For more information, please contact us at:
Phone: (021) 2150251717

PT Mega Shopintar Indonesia

What’s New

Version 2.46.0

-Fixed some bugs and improved product performance.
-Enjoy! Time to own it!

Ratings and Reviews

4.6 out of 5
10.3K Ratings

10.3K Ratings

riaduren ,

Pinjaman tunai

Kenapa ya pinjaman tunai di atome sudah tidak bisa digunakan lagi ??

Developer Response ,

Hai Atomees,
Mohon maaf atas ketidaknyamanan yang terjadi. Kami informasikan untuk saat ini fitur Cash Loan dalam Atome App sedang dalam pemeliharaan untuk peningkatan layanan. Pengajuan pinjaman dana akan ditangguhkan untuk sementara waktu. Namun, kamu masih dapat melakukan transaksi pembelanjaan dengan menggunakan Atome Paylater.

H********99 ,


aplikasi bobrok👎🏻jangan tergiur kalo ditawarin bikin app ini mending pake paylater lain

Developer Response ,

Hai Atomees,
Kami mohon maaf atas ketidaknyamanan yang terjadi. Mohon informasikan kendala yang kamu alami saat menggunakan aplikasi Atome Paylater melalui CS email kami di sehingga kami dapat membantu kamu lebih lanjut.

Kim Lukie ,

Tidak bisa digunakan

Hallo min,saya sudah registrasi dan sudah di acc. Kok dibuat belanja dan scan nya ngga bisa ya.

Developer Response ,

Hai Atomees,
Mohon maaf atas ketidaknyamanannya jika pengajuan belanja online & offline kamu belum dapat disetujui di Atome App. Keputusan tersebut berdasarkan penilaian team analis kami. Silahkan mencoba kembali secara berkala dalam 30-60 hari kedepan. Jika kamu masih mengalami kendala, hubungi CS email di:

App Privacy

The developer, APayLater Financials Pte Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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