Indodana - Paylater & Pinjaman 4+

Paylater dan Pinjaman Online

PT Artha Dana Teknologi

    • Free

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Indodana loan service information:
• Minimum tenor: 3 months and maximum tenor: 12 months
• 3% interest rate for 3, 6, 12 month tenors
• Minimum and maximum interest rate per year (APR) 36%
• Example: If you shop for IDR 4,000,000, with 1% provision fee, 3% loan interest, 1% platform fee, and repay it over 12 months, the total loan that must be paid is IDR 5,494,400
• Credit limit up to IDR 30,000,000

Get discounts of up to IDR 1 million for shopping with installment tenors without a credit card of up to 12 months. Enjoy online loan of up to 15 million Rupiah with low interest and an easy process only at Indodana.

Your data and loans are guaranteed safe! Because Indodana is licensed and supervised by the Financial Services Authority (OJK) and incorporated in the Indonesian Joint Funding Fintech Association (AFPI).

What is Indodana?
Indodana is a fintech platform from PT Artha Dana Teknologi that provides online loan, credit cardless installment, and PayLater services since November 2017.

Our technology allows borrowers to get quick funds, services, or shopping goods within our app services in your smartphone.
Our platform provides convenience and security for customers to meet their various financial needs.

Indodana PayLater
Buy now, pay later? It's possible with Indodana PayLater. Buy the goods you want or enjoy other services available with our best merchant partners that collaborated with Indodana, online and offline.
Do top-ups, buy, online game vouchers, airplane tickets, and other electronic goods now and pay next month with a limit of up to IDR 30.000.000.

Enjoy our new feature, Blibli Tiket PayLater by Indodana.

What is Blibli Tiket PayLater by Indodana?
This new feature is a collaboration between Indodana, Blibli, and in introducing a unified PayLater that can be used across all platforms.

Online Loans
We are committed to providing effective solutions to address the demands of individual borrowers, most of whom do not have access to banking products in Indonesia. Get loan funds of up to Rp. 15 million Rupiah with fast and easy process.

What are the advantages of using the Indodana application?

EASY REQUIREMENTS: Enjoy our services by just providing enough personal documents (KTP, NPWP, Internet Banking/ BPJS account/ director general of taxes).
LIGHT INSTALLMENTS: Installments with low and affordable interest that can be paid every month.
SAFE: We are using Artificial Intelligence (AI) technology and Big Data which ensures that all submission processes are safe and comfortable. Indodana is licensed and supervised by the Financial Services Authority (OJK).
HONEST FEES: There are no hidden costs in the submission and installment process.
FAST DISBURSEMENT PROCESS: The process of disbursing funds takes a maximum of 2 working days (if the terms and conditions are met).

How to Register on the Indodana Application?
1. Download the Indodana App.
2. Register and fill in the online loan form or PayLater.
3. Upload and complete the required documents.
4. Wait for the credit analyst approval process.
5. Get loan funds or PayLater limits that are ready to be used for shopping at selected merchants!

What are the requirements for submitting loans/installments at Indodana?
• The age of the applicant must be over 17 years
• The applicant's age is below 55 years at the time of settlement.
• Have a minimum income of IDR 3,500,000 per month.
• Have a steady job.
• Having a bank account in its own name.
• Have an internet banking/BPJS/tax director general account.

What Documents Must Be Prepared in the Submission Process at Indodana?
• Photo ID card.
• Selfie Photo.
• Internet banking/BPJS/tax director general account.

Contact Us Via:
Telephone: (021) 4059 5888

Our Address:
Jl. KH Hasyim Ashari no. 26, RT 001 RW 004, North Petojo, Gambir, Central Jakarta 10130

What’s New

Version 1.70.16

Such a great way to make you happier by updating your Indodana Paylater,
All bugs went away and we improved our performance better!

Ratings and Reviews

4.5 out of 5
51.8K Ratings

51.8K Ratings

bambangwaluyo ,


Sudah di approv. 3 jt, tapi belum di pakai. Mudah2an lancar jaya.

mowiekatz ,

Jebakan betmen

Dulu pernah mo ajuin, tgh jln gue uninstal krn bunga gede.
Td ditelpon, Ditawarin pinjaman s/d 8juta, ktnya tinggal lengkapi langkah trakhir.
Coba instal ulang, mo liat nominal pinjaman dan tenor serta cicilan, tp ga jelas tadi.. Trus coba klik2, lengkapi formulir, ehh ktnya diproses.
Tanpa dihubungi analis lgsg ada notif pinjaman disetujui dan akan ditransfer ke bank.

Yg disetujui 4juta tenor 3 bulan..
Jmlh total yg harus dibayar (dgn biaya bunga dan admin) 6juta.
Bunga 8%
Provisi 1,2jt
Dlm 3 bulan beranak 2juta.

Di FAQ tertulis bunga flat 3%, admin 1%.
Moga bisa batalin.
Sebulan bunga dan biaya2: 600ribuan. Wow.
Gue puter kmana ni duitt biar return-nya at least 100%?

K.Khoiro ,

Lintah Darat Online Berkedok OJK

Hati hati, seberat apapun keperluan dana kalian jangan pernah install & pinjem ke Indodana. Bunga besar, collector gak ada otak.

App Privacy

The developer, PT Artha Dana Teknologi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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