Jenius 12+

PT. Bank SMBC Indonesia Tbk

    • Free

Screenshots

Description

The simple way to manage your life/finance with an app and Visa debit and credit cards.

More than 4,000,000 users have started to build a better financial life with Jenius.

Now you can access all of your financial needs, from transactions, savings, lending, investment to financial reports in one place without switching between applications.


Ready to start simplifying your life finance?

Download Jenius application, register and activate your account with Face Recognition in no time.

With m-Card (Jenius main debit card) and 3 additional debit cards, you can make transactions at various Visa merchants across the world. In addition to that, you will also have an e-Card for movies and music streaming services, games, pay/buy apps and more.

Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. You can redeem points into travel miles, points, even e-Wallet balance in real time.

If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available at Jenius app. You can link them to your m-Card for transactions.


For online transactions, you can use:
- Jenius Pay: Pay for your online shopping with just your $Cashtag
- Jenius QR: Scan QRIS for quick and easy payment option
- Send It: Transfer to various accounts and pay bills (internet, credit card, top up balance, electricity, zakat, and others)
With lots of promos every day, not only that transactions using Jenius are practical and easy, but they are also cost-effective.


Want to save some funds? There are saving options for you to use based on your needs:
- Dream Saver: 5 savings to help you make dreams come true
- Flexi Saver: 3 flexible savings to allocate money
- Flexi Rasa Maxi: Locked savings for some cashback, gold, and goods upfront
- Maxi Saver: Open as many deposits as you want from your smartphone


Other features that you can use, including:
- e-Wallet Center: An easy way to top up up to 10 e-Wallet and e-Money (GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, ShopeePay, and M-Tix)
- Pay Me: Send money requests from your smartphone
- Split Bill: Easily split the bill
- Flexi Cash: Cash out your flexible fund for various needs
- Creditbility: Apply and allocate to 3 credit products (Jenius Paylater, Flexi Cash, or Jenius Credit Card) for various needs.
- Investment: Grow your wealth through mutual fund
- Jenius Paylater: New source-of-fund for small transactions
- Moneytory: Get insight for your financial report

Just by paying Feesible (subscription fee) for only Rp10.000 per month, you can experience the simplicity of financial management with Jenius.


Jenius is a digital banking and part of PT Bank SMBC Indonesia Tbk that is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS).

Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.


Simpler Life, Happier You


Head Office
PT Bank SMBC Indonesia Tbk
Menara SMBC– CBD Mega Kuningan
Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6
Jakarta 12950
Website: https://www.smbci.com

What’s New

Version 4.15.1

Hello! We’re now part of SMBC Indonesia!

Starting today, we are now part of SMBC Indonesia. This change reflects Jenius’ commitment to continuously providing the best service for all Teman Jenius.

We're bringing together innovative digital banking with SMBC's trusted global expertise, all to create an even better experience for you!

Ready to start this new chapter together? Update your app now!

Ratings and Reviews

4.2 out of 5
25.6K Ratings

25.6K Ratings

Adipedia ,

Great Concept, Still need Improvement.

Initially I was impressed with the new account opening concept. They are the first bank that allow account opening from an app in INDONESIA.
I had trouble with the registration though, my first registration did not goes as smoothly as I hoped. But after quite some time, back and forth with the helpdesk and Jenius partners. Problem was solved.
Saving money never been so easy, interest rate are comparatively good, free transactions quota and withdrawals from ANY Bank's ATM in Indonesia is interesting. Separate top up e-card from visa would create a safer internet transaction..
Can't give full score on the apps due to the registration problem, but the bank's staff was very helpful.

PS : to the developer, when updating the apps it is customary to tell the App Store customer what is being updated (bug fix, encryption, new menu, etc) instead of commercials like "6,25% deposit etc. ".

sonisinungan ,

What happen

E-Wallet centre always loading and cannot be click. Please fix it

sustinaperry ,

Nice app❤️

Fiturnya mudah digunakan dan memudahkan dalam setiap transaksi termasuk dalam hal menabung. Banyak fitur fitur keren yang bisa dimanfaatin dari jenius ini. Semoga kedepannya semakin berkembang menjadi lebih baik lagi dan lebih banyak fitur fitur canggih lainnya.

App Privacy

The developer, PT. Bank SMBC Indonesia Tbk, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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