Kredivo 4+

Cicilan dan Pinjaman Tunai

FinAccel Pte Ltd

    • Free

iPhone Screenshots

Description

Proofs that Kredivo is the most flexible payment:
- Loan products: Pay next month and 3/6/12/18/24-month installments
- Interest rate: 0% interest for pay next month and 3 month installments, start from 2,6% interest per month for 6/12/18/24 month installment or a maximum annual rate of 53,36%
- Limit: maximum limit up to Rp50,000,000
- Example: If you choose a 12-month installments to pay a transaction worth IDR 4.000.000 Kredivo charges an interest rate of 2,6% per month. The repayment amount that must be made per month is IDR 437.700 and the total payment after a year is IDR 5.247.960

Want to shop online on installment but don't have a credit card?
Need quick loans for emergency situations?
Want to apply for credit but too many hassles or have been rejected before?

Luckily, Kredivo is here for you as an online credit line provider that offers installment without credit card as well as personal loans.

Kredivo is an app that evaluates your creditworthiness in real-time. The registration process is just 5 minutes and approval is given in a few hours. If approved, you can directly shop online on installment using Kredivo “buy now and pay later” on Tokopedia, Shopee, Lazada, Bukalapak, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's and 4000+ other merchants with just 2 clicks.

Want to buy a new mobile phone? You can buy it online, no credit card needed and zero down payment, by choosing Kredivo as a payment method at your favorite merchant. Want to book flight tickets? You can buy it now and pay later at Garuda Indonesia, Batik Air, Citilink and AirAsia. Want to buy furnitures? Fashion items? You can buy anything, anywhere with Kredivo.

You can also buy pulsa/data, pay utility bills, buy gaming and streaming vouchers or take personal loans inside the Kredivo app directly and get quick cash advance to cater your every need with 3, 6, and 12-month installments.

No wonder that Kredivo is the most flexible payment! There are 3 other reasons why you should use Kredivo:

◉ SIMPLER AND FASTER

Kredivo offers accessible and convenient credit. You can just apply online by connecting your digital accounts via Kredivo’s mobile or web app. After an approval process that takes minutes, you can utilize a simple 2-click checkout when shopping online, or get fast personal loans.

◉ SAFE AND SECURE

Don't worry about security, because all Kredivo user’s data are encrypted. PT Kredivo Finance Indonesia is also licensed and regulated by OJK, so its credibility is guaranteed!

◉ 0% INTEREST & WITHOUT DOWN PAYMENT

Kredivo offers one of the lowest interest rates in the market. Plus, there is no down payment charged for all Kredivo services.

Have feedback for us? Email us at support@kredivo.com or call 0804-1-573348.

Business address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260

Customer service office address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430

What’s New

Version 3.34.0

Open your Kredivo app, look at the search bar on the dashboard, start searching.

Wow, you can find LOTS of services.
Wow, you can find GREAT merchants.
Wow, you can find HELP INFO easily.
Wow, you can find detailed Payment History, just click the icon in the top right corner on the Transaction menu!

One more. Personal Loan verification via Touch ID & Face ID!

Search is easier, Personal Loan verification is more convenient and faster!

Let's update~

Ratings and Reviews

4.7 out of 5
334.6K Ratings

334.6K Ratings

R Ricky Muslim ,

Bagus

Over all sangat simple dan membantu sekali,namun alangkah lebih baik lg kalau barang yg harga nya dibawah 1,5jt bisa di cicil 12x jg .. Mohon di pertimbangkan

Developer Response ,

Hi Kak. Terima kasih atas review yang Kakak berikan. Semoga Kredivo dapat memberikan kemudahan dan kenyamanan pembayaran transaksi Kakak. Apabila memiliki kendala, kamu bisa menghubungi tim support Kredivo melalui nomor layanan 08071573348 atau email ke support@kredivo.com dan layanan chat pada aplikasi. :) Salam Hangat, Fabian

Moonshine and Coke ,

Aman dan Terjangkau

Proses cepat dan mudah.
Gunakan kode: rube1bpky utk mendapatkan cashback gratis 😊

Developer Response ,

Hi Kredipal, Terima kasih sudah menggunakan dan merekomendasikan Kredivo. Semoga Kredivo selalu menjadi pilihan untuk solusi finansial bagi Kakak ya. Jika kedepannya ada kendala, silakan hubungi tim support Kredivo melalui nomor layanan 08071573348, email ke support@kredivo.com menggunakan email yang terdaftar dan layanan live chat pada aplikasi (Setiap hari Senin-Minggu pukul 08.00 - 20.00 WIB)
. Salam hangat, Yosi

cheladr ,

SANGAT KECEWA

Awalnya sih lancar saja pakai app ini, track record juga selalu saya jaga. Saya sudah terlanjur recommend ke teman dan saudara. Tapi sayang, sejak tgl 20 Nov kemarin, hingga saat ini, saya komplain ke CS (mungkin ada 5x lebih) dengan kendala yang saya alami tanpa alasan yang berbobot. Saya berani pastikan kalau saya tidak melakukan kesalahan dan tidak ada alasan untuk saya menghindar, cenderung malah Kredivo yang terkesan “mempermainkan pelanggan” dengan selalu memberikan alasan klasik. Semoga kejadian tidak menyenangkan yang saya alami tidak dialami pelanggan lainnya yang sudah setia.
Kalau Team Support tidak memiliki hak menyampaikan perihal Confidential, apa pelanggan tidak punya hak langsung dihubungi team terkait yaitu security alert??? Sangat tidak logic 👍

Developer Response ,

Hi Kak Cheladr,

Maaf atas ketidaknyamanannya. Apabila kamu memiliki kendala dan pertanyaan, Silakan untuk hubungi customer support di hotline 08071573348 atau email ke support@kredivo.com. Tim customer support kami dengan senang hati dapat membantu kamu ya. :)

Salam hangat,
Sekar

App Privacy

The developer, FinAccel Pte Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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