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TunaiKita is an online lending platform that evaluates your credit worthiness using your “digital footprint”. We offer personal loans and easy installment repayments with transparent fees for our loan services. 

We don't just offer fast and easy credit, we offer what’s more important to you and your loved ones - a better living through responsible credit.

We help users to borrow funds for business capital or even marriage capital as well as fulfilling money needs.

Want to join flash sale in famous marketplaces but don’t have your credit card? Don’t worry! TunaiKita comes to the rescue.

By employing an advanced underwriting system built upon big data, machine learning and facial recognition proven on more than IDR 26 trillion in loans since 2014, we are able to quickly approve your loan applications.

TunaiKita is committed to bringing you the best possible experience for online loans:

* Transparent rates and service fees;

* Fast underwriting and loan disbursement within 24 business hours;
* Comply with Indonesia laws to ensure your privacy and security; and

* Easy repayment through the app with customer service always on your fingertips

How do you apply for loan?
Prepare your KTP, install the app and follow the in-app instructions. Upon registration, you should obtain your credit limit in less than 10 minutes. Unlike other credit instruments we provide money directly into your bank account in a matter of 24 hours.

How do I increase my chances of getting a loan?

The more data you provide, the higher your credit score will be and better the chance of you securing a loan directly in your bank account. As long as you have good credit you can borrow money from us. No guarantees required.

How do I maintain/increase my credit score?
One of the many things that increase your credit score is the on-time repayment month over month for the tenure you have selected. The more on-time your repayments are the higher your credit score will be.

For More Information: http://tunaikita.com/faq

Contact our Customer Service at:

* Email: cs@tunaikita.com

* Facebook: TunaiKitaID

* Twitter: @TunaiKitaID

* Telephone: 1500782 (Monday-Friday 08:00-20:00)

Requirements to meet:
* Minimum age of 21 years up to 60 years

* Indonesia citizen

* Must have KTP

* Must have a bank account

What can TunaiKita offer? 

Loan Amount: Rp 700.000- Rp 4.000.000

Installment Tenure: 10-30 days

Lowest Daily Service Fee: 0.1%

*T&C apply

*Every customer may get different calculation according to his/her loan repayment history, credit score, loan amount and tenure.

Download and install TunaiKita, so you can make loans quickly anytime and anywhere, for all types of needs & expenses.

Official Address:

PT. Digital Tunai Kita,

Setiabudi Atrium Building

Lt.8 (Suite810)

Jalan HR. Rasuna Said No.62. 

RT.18/RW.2, Karet Kuningan, Jakarta Selatan. Jakarta 12920

What’s New

Version 1.4.0

1. Optimized the repayment function, the operations of the extension and voucher became more convenient.
2. Optimized the workflow of identity confirmation .
3. Optimized the function of bank account verification.
4. Optimized the function of changing mobile phone number.
5. Optimized the content of side menu.

Ratings and Reviews

3.6 out of 5
3.9K Ratings

3.9K Ratings

TopUncut4Bot ,

Masalah di applikasi

Dear all,
Mau informasi aja apakah di appliaksi IOS ada masalah? Karena begitu terakhir akan isi rekening yang akan di transfer tidak bisa di input.
Terima kasih

nithaelq_ ,


Alhamdulillah akhirnya tunai kita bisa restrukturisasi tagihan, sangatt membantu disaat seperti ini.

wennyqs ,


pinjaman ke 3 malah lama,,, gak kyak sblm nya.. knp ya

Developer Response ,

Hai Sobat, mengenai status pengajuan, kami sarankan Anda untuk membuka aplikasi TunaiKita dengan cara:

1. Silakan klik tombol "log in".

2. Masukkan nomor handphone Anda yang terdaftar.

3. Masukkan PIN TunaiKita Anda (6 digit angka yang Anda sudah buat sendiri sebelumnya).

4. Cek di Tampilan Utama (Home) untuk mengetahui status pengajuan Anda.

Apabila Anda sudah mengajukan pinjaman, maka pengajuan Anda akan diproses selama 12-72 jam pada jam kerja kami dan tidak mencakup hari libur. Terima kasih.

App Privacy

The developer, PT. Digital Tunai Kita, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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