N26 — Love your bank 4+
Bank anywhere, with your phone
N26 GmbH
-
- Free
iPhone Screenshots
Description
** Listed in Forbes’ World’s Best Banks 2023 **
Want to manage your money and your crypto* with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork!
Over 8 million customers in 24 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26:
GET STARTED FAST
Download the N26 app and open your online bank account in minutes — right from your phone. Get a virtual or physical Mastercard debit card, add it to Apple Pay, and start using it straight away.
NO HIDDEN BANKING FEES
Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide.
REAL-TIME ALERTS
Get instant push notifications for every incoming and outgoing transaction.
YOU’RE IN CONTROL
Lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments.
INSTANT SAVINGS
Earn interest on your savings with full flexibility and simple conditions. Availability and interest rate depend on N26 membership and market.
INVESTING AND BANKING IN ONE APP
Invest the simple way without having to switch apps. Buy stocks, ETFs, and cryptocurrencies like Bitcoin and Ethereum right in your N26 app*. (*N26 Crypto is powered by Bitpanda. Check our website for availability in your country. None of the statements constitute investment advice).
AFFORDABLE INTERNATIONAL TRANSFERS
Send money around the globe quickly and easily — powered by Wise and right in your N26 app.
SAVE AND BUDGET EASILY
Organize your money quickly with Income Sorter and save more with Round-ups. The Monthly Wrap-Up makes it even easier to stay on top of your expenses.
PAY EFFORTLESSLY
Send and receive instant bank transfers within the SEPA area. Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain, and Greece.
N26 PERKS
Unlock exclusive offers from brands you love.
SAFE AND SECURE
N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure protection.
RELIABLE CUSTOMER SUPPORT
Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline.
FIND THE BEST ACCOUNT FOR YOU:
For personal use:
— N26 Standard: the free digital bank account for your everyday
— N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence
— N26 You: the premium bank account with travel insurance a colorful Mastercard, and free withdrawals abroad
— N26 Metal: the exclusive bank account with an insurance package, metal Mastercard, priority support hotline, exclusive N26 Crypto* perks, and free withdrawals abroad
— N26 joint accounts: Simplify shared finances with IBAN and insights. Check availability in your market
For freelancers and self-employed:
— Different business bank accounts for businesses, freelancers, and self-employed customers with N26 features such as cashback, Mastercard, insurances, sub-accounts, budgeting tools, and many more
N26 Products include:
— N26 Overdraft: get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria)
— N26 Credit: take out a credit loan of €1,000 to €50,000 with no paperwork (The loan maximum depends on the market; our credit loan is available in Germany and France.)
— N26 Insurance: purchase on-demand insurance in your app to protect what you love
N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more.
Imprint and Cookie Policy: n26.com/app
What’s New
Version 3.127
Share finances the easy way with N26 joint accounts — now available in Austria, Spain, Belgium, Denmark, Estonia, Finland, Germany, Greece, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Sweden, and Switzerland.
Simply head to the ‘Finances’ tab and invite a contact to open a joint account with you. Once it’s open, you’ll be able to link a card and set up recurring payments to pay for all your shared expenses.
Ratings and Reviews
Editors’ Notes
Banking’s come light years from having to waste lunch breaks queuing up clutching a dog-eared chequebook. Built from the ground up to suit how we use iPhones, N26 advances the way we access and move our money even further. Paying back a friend for your half of lunch with Siri or iMessage, for example, is so effortless it almost becomes enjoyable.
Just a bad experience from start to finish.
I ordered a metal card originally just thinking it meant my card would be metal and not plastic. Then came a monthly bill of nearly €17 as the metal card has lots of things attached to it. I rang customer service and the girl who was very helpful got my card downgraded to a standard card. But my app still has the metal card details and I can’t top up are use my new card. So I rang customer service again only to be greeted by a message saying that service is no longer available. So I reluctantly had to use the chat line which to forever to try and explain what happened and they come back and say “did you try uninstalling the app?” I knew that was coming. I had done that several times. So two N26 cards are going in the bin today. What a waste of time.
Great Bank
N26 is a perfect way to bank. Support is always very helpful, and I have had little issues over the past 4 years of use.
The interface is great and fluid, and transfers are timely. Not once has a payment, transfer or direct debit failed/gone wrong. I did miss a payment once but it was my own fault. N26 will notify you if this happens, which is great. The spaces and separate IBAN features are always in use to segment bills, leisure and day spending. My wife and I regularly use it and can track spending with in built analytics. Ditch your traditional banks.
App Privacy
The developer, N26 GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- User Content
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- N26 GmbH
- Size
- 511.5 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Languages
-
English, French, German, Italian, Spanish
- Age Rating
- 4+
- Copyright
- © N26 AG
- Price
- Free
Supports
-
Wallet
Get all of your passes, tickets, cards, and more in one place.