This app is available only to Smartcash card and account holders and is a simple, quick and safe way for young people to manage their money on the go.

Smartcash is designed so that young people can learn to manage their finances from an early age. It works just like a high street bank account with UK sort code and account number and Visa debit card and combines web and mobile apps with parental access. There’s even more … a money management tool to help put money aside for those important items/occasions, so there isn’t any accidental overspending; and cash rewards with exclusive discounts when shopping at participating retailers.

It’s a great way to give financial independence for young people and peace of mind for parents.

Smartcash by Engage is exclusively available from accredited credit unions, if you haven’t already got an account; please go to for more details.

Mobile App features:

• Check balances and transactions in real-time – so you can stick to your budget and check your spending habits
• Set up the Money Management Tool - to help put money aside for important occasions/items and prevent accidental overspending
• Send and request money from other Smartcash and other Engage accounts
• View the latest cashback rewards
• Locate your nearest PayPoint
• Temporarily block your card or report it lost and stolen
• Retrieve your PIN
• Update your personal information
• Request a call back from our customer service team

For peace of mind, parents will be able to see their child’s spending habits and can step in to take control if required. To protect younger people further, we have made sure that some online/offline transactions are blocked automatically i.e. no access to off-licences, online casinos etc.

Smartcash will collect and use personal information via the Smartcash mobile app in order to provide you with the Smartcash service. For more information about how your information will be used, including information on how we use cookies, please see our Privacy and Cookies Policy. By downloading this App you are agreeing with Smartcash Privacy and Cookies Policy which can be found at

Copyright Contis Group. All rights reserved. The Smartcash by Engage Prepaid Visa Debit Card is issued by Contis Financial Services Ltd and is authorised by the Financial Conduct Authority to issue e-money (Firm Reference Number: 900025) and is a member of Visa. Please note it is not covered by the Financial Services Compensation Scheme.

What’s New

Version 3.0

Introducing Strong Customer Authentication – extra security when you’re shopping and using your account online.
We may send you a one time passcode to enter to authenticate your transactions.
Use the app to make sure you are ready by checking we have your up to date mobile phone number and email address.

App Privacy

The developer, Contis Financial Services Ltd, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


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