add axio. add life.
With axio you get exclusive access to Buy Now Pay Later (BNPL) options across a network of 4000+ esteemed merchants. You also get to experience our exclusive Personal Loan product, crafted to help you achieve your dreams and aspirations.
▶ Why axio?
Simple and intuitive, the axio app brings to you our three industry-leading products:
axio Pay Later - our buy now pay later (BNPL) credit facility helps you transform your purchases into affordable EMIs, ensuring a planned and manageable approach with which you can control/manage your finances. Accessible on the axio app, tracking and staying informed has never been easier.
Achieve your aspirations and live your dreams with axio Personal Loans, because we know some things can’t wait. Gain access to exceptional loan options, effortlessly monitor EMIs, and receive timely repayment reminders.
Explore categories across brands you love with the axio Shop feature. Discover the best offers and the convenience of paying with affordable EMIs. Stay informed about the status of your purchases and EMIs on the app.
▶ axio Pay Later
Experience a seamless credit facility that empowers your personal growth. With our carefully designed buy now pay later (BNPL) feature, you can enjoy the convenience of flexible EMIs ranging from 3 to 36 months*.
Hassle-free credit
Available at over 4000+online merchants
No-cost EMIs*
▶ axio Personal Loans
Whether you're looking to have an adventure, or investing in personal development, axio personal loans are specifically designed to help you achieve success. Exclusively available to our valued customers, axio personal loans are specially designed to make you win in life.
Avail up to 4 lakhs
Zero pre closure charges*
Fully digital process
▶ axio Shop
Experience the best in life with top-tier brands across every category on the axio Shop. Purchase apparel, electronics, furniture or even travel on easy EMIs. Exclusively on the app.
Shop from a variety of categories
Partners with over 4000+ brands
Easy EMIs
EMIs
*Interest rates for axio loans start from as low as 14% & go up to 35% per annum for a tenure ranging 06 to 36 months. A processing fee of upto 2%(+GST) is also applicable on each disbursal.
A representative example: If you take a loan of Rs. 1 Lakh (Principal) at an annual interest rate of 15% (APR) for a tenure of 24 months - your EMI will be around Rs. 4,849 & the processing fee would be Rs. 2,000(+360). Total cost of the Loan would be Rs.1,18,728
Credit offered by Axio Digital Pvt. Ltd. (formerly known as Thumbworks Technologies Pvt. Ltd.) on the axio app is facilitated by RBI-registered NBFC CapFloat Financial Services Private Limited.
▶ About axio
Axio Digital Pvt. Ltd. is not directly engaged in money lending activities & only provides a digital platform to facilitate money lending by registered Non-Banking Financial Companies (NBFCs) or banks or via co-lending arrangements. https://axio.co.in/corporate-information/
axio (formerly known as Capital Float, Walnut & Walnut 369) is the brand name of CapFloat Financial Services Private Limited, an NBFC registered with the RBI.
CapFloat Financial Services Private Limited is a founding member of the Digital Lenders Association of India (DLAI), whose members strive to ensure fair lending practices in the country. DLAI's Code of Conduct can be found here -https://www.dlai.in/dlai-code-of-conduct/
For more info, please write to us at ask@axio.co.in or refer to https://axio.co.in/about-us/
Urgent hiring - qualification? Rowdy - 5 years experience minimum
Zach117013
As the title suggests axio is looking to hire rowdies, gundas and goons to work with us. We honour your special skill set of being nothing but a rowdy in the society and would love to give you the opportunity to harass and threaten our customers who are our bread & butter. Yes, that’s right. We love threatening our customers and your service is of best use to us. Please apply only if you have been in a fight and are a barking dog who love saying the same thing without any reasoning. We also look for white collar dogs who can bark in a fancy way that is polished barking. Both blue collar and white collar dogs can apply. Human dogs who are barking lords. Apply within 30 days to get Christmas bonus when you have successfully completed harassing 100 of our customers. For every time you complete 100 threats to 100 customers we present you with awards that you can showcase on the wall which will make your family & friends promote. Hurry! Offer stands until our investors have greed (which is forever) but hurry nevertheless as only few spots left for rowdies.
ಡೆವಲಪರ್ ಪ್ರತಿಕ್ರಿಯೆ
Dear User, apologies for the unpleasant experience you had with our services. Kindly share your details here https://axio.co/resolve so that we can get in touch with you. Regards, Team axio
The most disgusting Customer service
Almond_eyes25
If you are in need or in bad situation, they will not contact you back and the customer support keep messaging that number is not verified. This is the poor kind of service you provide to new customers. I applied for loan yesterday and now they are not helping me with my queries and the amount is still not credited in my a/c. I tried customer help but the customer supporter who called me yesterday more than 8 times now his number is not reachable .I downloaded the app and it says the transection is in process still since today morning . Customer support said i will get the amount in just 2 hours .I will sue legally , you if you are trying to do any kind of fraud . I have all the proofs and screen shot of everything.
ಡೆವಲಪರ್ ಪ್ರತಿಕ್ರಿಯೆ
Dear Borrower, This is not the experience we want you to have with axio. We request you to help with details of the issue so that it can be addressed on priority. Please fill in the form here https://axio.co/resolve Regards, Team axio
Great App, Missing Expense Tracker
I Immy
I’ve been using the Axio App for a while now, and I must say, it’s been incredibly helpful in managing my tasks and schedules. The clean interface and intuitive features make it a must-have for anyone looking to stay organized. However, I can’t help but feel that the app is missing a crucial component: an expense tracker. With the current features in place, adding an expense tracking function would be the perfect addition to make Axio even more versatile. It would be fantastic to have a seamless way to keep track of my spending alongside my tasks and schedules. I’m confident that the talented developers behind Axio can pull off this enhancement, just like they’ve done with the existing features. Adding an expense tracker would undoubtedly make this app an all-in-one solution for both productivity and financial management. I’m eagerly looking forward to seeing this addition in future updates. Keep up the great work, Axio App team!
Disappointing and bad service
Saps2107
I have been trying to make a part payment for weeks now. I have physically gone to their workplace too, met someone called Sanjay who spoke to his manager sitting upstairs and I could see them talking - apparently their systems were down and he told me “I cannot do anything right now-I will call you back” He took my details and never called back. These guys are charging 19percent interest and when I want to make a part payment they aren’t helpful- very disappointing. Forget about the support I got on phone or chat -even directly going to their office hasn’t helped. I will take this up legally of they don’t help me make the part payments to close my loan early( I got this lon in 2023-fyi)
- Track your Xiomi Easy Finance Credit Limit, EMIs, and Bills directly in the axio App.
- Miscellaneous UI improvements and bug fixes
ಆವೃತ್ತಿ 2.3.0
axio Digital Pvt. Ltd. ಡೆವಲಪರ್ ಅವರು, ಆ್ಯಪ್ನ ಗೌಪ್ಯತೆ ಅಭ್ಯಾಸಗಳು ಕೆಳಗೆ ವಿವರಿಸಿದಂತೆ ಡೇಟಾ ನಿರ್ವಹಿಸುವುದನ್ನು ಒಳಗೊಂಡಿರಬಹುದು ಎಂದು ಸೂಚಿಸಿದ್ದಾರೆ. ಹೆಚ್ಚಿನ ಮಾಹಿತಿಗಾಗಿ, ಡೆವಲಪರ್ ಅವರ ಗೌಪ್ಯತಾ ನೀತಿ ಅನ್ನು ನೋಡಿ.
ನಿಮಗೆ ಲಿಂಕ್ ಮಾಡಿರುವ ಡೇಟಾ
ಈ ಕೆಳಗಿನ ಮಾಹಿತಿಯನ್ನು ಸಂಗ್ರಹಿಸಬಹುದು ಮತ್ತು ನಿಮ್ಮ ಗುರುತಿಗೆ ಲಿಂಕ್ ಮಾಡಬಹುದು:
ಸಂಪರ್ಕ ಮಾಹಿತಿ
ಐಡೆಂಟಿಫೈಯರ್ಗಳು
ಬಳಕೆಯ ಡೇಟಾ
ಮಾಹಿತಿಯನ್ನು ನಿಮಗೆ ಲಿಂಕ್ ಮಾಡಲಾಗಿಲ್ಲ
ಈ ಕೆಳಗಿನ ಮಾಹಿತಿಯನ್ನು ಸಂಗ್ರಹಿಸಬಹುದು ಆದರೆ ಅದನ್ನು ನಿಮ್ಮ ಗುರುತಿಗೆ ಲಿಂಕ್ ಮಾಡಲಾಗಿಲ್ಲ:
ಸಂಪರ್ಕ ಮಾಹಿತಿ
ಡಯಾಗ್ನೋಸ್ಟಿಕ್ಸ್
ಗೌಪ್ಯತೆಯ ಅಭ್ಯಾಸಗಳು ಬದಲಾಗಬಹುದು, ಉದಾಹರಣೆಗೆ ನೀವು ಬಳಸುವ ಫೀಚರ್ಗಳು ಅಥವಾ ನಿಮ್ಮ ವಯಸ್ಸಿನ ಆಧಾರದ ಮೇಲೆ. ಇನ್ನಷ್ಟು ತಿಳಿಯಿರಿ
ಆ್ಯಕ್ಸೆಸಬಿಲಿಟಿ
ಈ ಆ್ಯಪ್ ಯಾವ ಆ್ಯಕ್ಸೆಸಿಬಿಲಿಟಿ ವೈಶಿಷ್ಟ್ಯತೆಗಳನ್ನು ಬೆಂಬಲಿಸುತ್ತದೆ ಎಂಬುದನ್ನು ಡೆವಲಪರ್ ಇನ್ನೂ ಸೂಚಿಸಿಲ್ಲ. ಇನ್ನಷ್ಟು ತಿಳಿಯಿರಿ