BHIM (Bharat Interface for Money) is Bharat Ka Apna Payments App—a UPI payment app developed by the National Payments Corporation of India (NPCI). Designed for every Indian, BHIM Payments App makes digital transactions easier, safer, and faster with an intuitive interface and cutting-edge features.
With BHIM Payments App, experience seamless and rewarding payments while enjoying the highest level of security. Built for trust and simplicity, with 12+ Languages, BHIM App ensures that digital payments are accessible to all.
Why Choose BHIM Payments App?
· A Brand-New Experience – A refreshed; intuitive UI designed for effortless navigation.
· Family Mode – Manage payments for your family in a click!
· Spend Insights – Now easily manage and monitor your expenses, the dashboard way!
· UPI Lite for Small Payments – Make instant, PIN-less payments of upto ₹500.
· RuPay Credit Card on UPI – Use your RuPay Credit Card for secure UPI payments.
· Credit Card on EMI – Shop smarter with easy EMI options on UPI payments.
· UPI Circle – Give freedom to your trusted ones, to make payments even without a bank account.
· Pay Bills Seamlessly – Settle electricity, credit card, gas, recharge FASTag and other utility bills effortlessly.
· Light Mode & Dark Mode – Switch to your preferred theme for a comfortable viewing experience.
· Split Expenses Like a Pro! – Going out with friends? BHIM does the math—split bills seamlessly, and everyone pays their share instantly!
Get Started in Minutes!
Download BHIM & Register using your mobile number
Ensure your SIM is linked to your bank account (for dual SIM, select the correct one).
Have your Debit Card or Aadhaar Card handy to generate your UPI PIN (except for UPI Circle users, who only need a valid SIM). Visit BHIM UPI Partners to check if your bank is live on BHIM. For more details, visit BHIM Official Website and read the Terms & Conditions before signing up.
Dear developers, BHIM app has stopped working saying it is not supported latest apple iOS. Could you please fix it as I am very proudful and dependent on BHIM upi transactions. We have 12.4.8 iOS as the latest software from Apple. We expect NPCI team to work on BHIM like how the other UPI provides do. I feel personally that this attitude is to promote other private vendors to be successful and bring Government owned companies to loose the market. This is only happening in INDIA and why don’t you treat all the citizens equally as it is developed for Citizens of INDIA, but made unusable by giving irrelevant reasons. We trust our government owned products and want see it to be successful more than any privately owned companies. My humble request is to develop our nation than joining the group, who wants to see our country undeveloped.
ਡਿਵੈਲਪਰ ਪ੍ਰਤਿਕਿਰਿਆ
Hi, we regret the inconvenience caused. As per the recent update, for compliance and compatibility reasons UPI can be experienced on iOS version 13.4 and above. We request you to upgrade to the required version at the earliest. Please feel free to share your feedback at https://www.bhimupi.org.in/get-touch or call on our customer care number 1800-120-1740. Warm Regards, Team BHIM.
I am now trapped in a loop
Manimohon from Manipur
I have been heavily dependent on BHIM app for many cashless transactions for years now. But today when I tried to open the app as usual it is showing me a pop up notification where it’s prompting me to update as I am missing on many useful features without this update. The sad part is I don’t have any other option except to press the okay button. But once I hit the okay it is showing me that for the update to be installed my iOS should be 17 or later. So, I went on to check if any latest updates are in the system as I thought my iPhone might be lagging behind. But to my utter surprise I saw that my iPhone is on the latest iOS already which is 16…. something and I don’t have option to update therefore. I then again closed and reopened the app which is still asking me to update the app. No other option or feature is shown except the okay button, which then shows that it needs IOS 17 and later. What do I do now? My iOS is running on latest update and yet has not reached 17 but the BHIM app requires 17 or later. This infinite loop has stopped me from using the BHIM app further.
ਡਿਵੈਲਪਰ ਪ੍ਰਤਿਕਿਰਿਆ
Hi, thank you for writing in. You can share your concerns/feedback at https://www.bhimupi.org.in/get-touch or call on our customer care number 1800-120-1740. Warm regards, Team BHIM.
Messy Account Pin set up
shesakanta
For last few days not able to transact money from my default account, with message that your upi pin is not set please proceed to set your UPI pin . And while i am trying to generate one it is asking about my debit card number which I don’t have one . So in nutshell to get the pin generated i have to apply for a new debit card ( which I don’t need ) , wait for its arrival then using the card get my pin generated . BHIM or UPI is supposed to help customers to do transactions without going to bank . But slowly these apps also becoming cumbersome, with regular changes like automatic pin deactivation and extra unnecessary features. All in name of safety. But why the hell you people are trying to make it a bank like with multiple unnecessary additions which ultimately renders unsafe due to its wider application. And how many passwords can a person remember in today’s life if all applications and internet sites started asking for regular password change . Now Situation is like you can’t keep one password for all for safety reasons and neither can remember so many passwords in today’s world . These things are not making life or transaction easier rather cause anxiety due to above mentioned impossibility. Hope app developers understand this difficulty. Whether you understand or not , i think it’s better the old way than unnecessary absurd and ever increasing impossible terms from these internet based uses .
ਡਿਵੈਲਪਰ ਪ੍ਰਤਿਕਿਰਿਆ
Hi, thank you for writing in. You can share your concerns/feedback at https://www.bhimupi.org.in/get-touch or call on our customer care number 1800-120-1740. Warm regards, Team BHIM.
Cannot complete reinstallation
serafim lourenco
Transactions were not going through last week. I uninstalled the app. Reinstallation is not completing and it gets stuck on ‘ verify mobile number’ No SMS is generated. I am using IOS. Online complaints give automated replies and helpline is available only for financial complaints. Very frustratingSo many users have complained that reinstallation is not happening. 3 complaints have been logged on your portal. Only automatically generated replies come with a complaint no. I have the latest iOS version 13.4.1. You’ll need to have a helpline where users can make calls or an email I’d we can write to. Talking to machines does not solve problemsThis is my third review. Made 3 complaints and no one gets back. I am using iOS 13.4.1. If issues as serious as inability to reinstall an app cannot be addressed over 4 to 5 days I think you should not be making apps. It was a good app but your services are patheticAre the app developers replies coming from a machine? There are so many I phone users confirming that the app cannot be reinstalled and it gets stuck on the SMS verification step. If they are incapable of handling problems with an app it should be removed from the play storeIt’s two months since the app is not working for iOS users. Hundreds of complaints have been coming in. If the developer cannot sort out the issue for such a long period they should not be hosting apps. We cannot delete our upi accounts with the app not being operational. Please remove your app from the AppStore if you cannot sort out issues for so long.
ਡਿਵੈਲਪਰ ਪ੍ਰਤਿਕਿਰਿਆ
Hi, we request you to update your BHIM app to the latest version 2.3 which resolves your ongoing issue and with various new features and enhanced user experience to make your financial transactions easier, safer, and smarter. Please feel free to share your feedback if you have any other concerns at contact.bhim@npci.org.in or call on our customer care number 1800-120-1740. Warm Regards, Team BHIM.
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Update your trusted BHIM - Bharat Ka Apna Payments App!