iPhone Screenshots


The Bullet Pay Later app in India gives you up to 10,000 credit for UPI payments - with zero interest.

You can use this credit to pay both online and offline merchants that accept UPI payments. Then you pay the Bullet app back twice a month. It’s just that simple.

Onboard once, enjoy benefits similar to UPI Credit Card every day.

We are live in 28 cities and we will be live in other cities soon.

Use Bullet Pay Later at your local tea shop for a fast scan and pay
→ Scan and pay later with super speed for your chai sessions. You can make multiple UPI payments and still keep your bank statements sleek because you’ll only get fortnightly bills.

Shop for groceries with UPI credit, go contactless
→ Make payments for your daily needs at your neighborhood store with the fastest P2M app. The best part is that you don’t even have to enter a UPI PIN. Just scan and paylater for a lightning fast contactless payments experience.

Chill at a cafe or grab a coffee to go
→ With Bullet you can avoid embarrassing payment failures on your coffee date. Also scan and pay later for a quick takeaway of your daily caffeine kick.

So go ahead, UPI Pay Later.
→ Scan and pay
→ Buy now pay later when you shop for things you love
→ Say goodbye to interest fees
→ Experience your familiar UPI, with the benefits of a credit card

How much credit do I get on Bullet?
→ You can get instant approval for credit upto Rs 10,000. You can use this credit to make payments to merchants that accept UPI i.e Buy now pay later. You can also use it to pay bills, shop online, and make small ticket transactions every day.

Soooo……why do I gotta have UPI credit card app again?
→ Look, we won’t mince words. Bullet combines the best of UPI speed and credit card convenience.
→ Bullet UPI App saves you time.
→ You never have to enter a UPI PIN, ever.
→ Your bank statements stay sleek. We mean, really sleek. Just two statements a month sleek.
→ Zero interest charges on your UPI credit as you buy now pay later.
→ Also zero payment failures.

Go ahead, download a new UPI Payments App app.

Bullet App is brought to you with love, by team Jupiter. Reach out to us with ideas, feedback, and suggestions on how we can improve user experience on support@bullet.money.

What’s New

Version 1.1.4

With this update you can say we are the silver Bullet in your payment arsenal. We're excited to share that you can now use Bullet for all your online UPI purchases as well! Use your credit to order daily essentials, satisfy comfort food cravings online and the occasional (sometimes much needed) shopping binge.

We are conscious of the difficult times and hope that with this timely release you can #StayHome and #BeatCovid19

Ratings and Reviews

4.1 out of 5
264 Ratings

264 Ratings

RahoolGads ,

Easy to use for everyday payments

Found the app fast and easy to use when I’m shopping outside. Faster than PhonePe which I used to use before. App open on the scan page, which is pretty cool. Will be good to have some features around tracking my daily spends.

kmk_rahul ,

Outstanding app

Amazing app which simplified the BNPL( buy now pay later) service.. the looks, speed and the usage is truly superb.. Great efforts by team Bullet ! This is the next big thing for sure.

CA Vivekk ,

Ok ok Interface usability is Limited to corporate vendors only

Hi, writing review after using 15 days to different vendors most of time it does not works at ferry wala , chai wala on their UPI platform and it says they are individual traders this app cannot make any payments to such individual and only those vendors who have taken their commercial of corporate UPI account from bankers can accept payment made through this application!!

Developer Response ,

Hello, could you please drop an email at support@bullet.money. We want to help you in resolving this issue.

App Privacy

The developer, Amica Financial Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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