CheQ: Credit Bill Payments 4+

Easy Repayments, Real Rewards

CheQ

Designed for iPhone

    • Free

iPhone Screenshots

Description

CheQ is India’s most rewarding credit card bill payment platform.

Join over 30 lac+ users who are rewarded every month for making their credit card bill payments on CheQ.

Manage your credit card bills on CheQ & earn 1% chips on every bill payment.


Get discounts on every bill and redeem vouchers from top brands on CheQ.

If you are thinking, why pay on CheQ? Here’s why:

Instant bill payments:
- Credit card bill payments on CheQ are instant & are settled to the bank within 2 mins.

The best Rewards on your bill payments:
- Earn 1% CheQ Chips on every credit card bill payment.
- These CheQ Chips can be used to get discounts on your next credit card bills.
- You can redeem the chips for exclusive brand vouchers like Amazon, Flipkart, Myntra, and many more!

Secure Payments:
- All your transactions are 100% safe and encrypted on CheQ, thanks to our PCI DSS and CICRA-certified, iron-clad payment security.

Monthly Bill Reminders:
- Automatic bill reminders will keep you on top of your credit card due dates.

That’s not all! We’re making your credit life a whole lot easier with

*NEW* Utility Bill payments with credit cards are live on CheQ:
- Pay your electricity bills with your credit card at the lowest fees
- You can also recharge your FASTag on CheQ.
- That's not all - Pay Insurance & water bills with your credit card
- Other Categories: Mobile Prepaid, LPG Cylinder, Landline bill, Broadband bills

Quick Tip: You can use your CheQ chips to get discounts on all your FASTag recharge & electricity bill payments

Instantly pay rent to your landlord with your credit card.
You can make payments for your:
- House rent with credit card
- Office rent with credit card
- Security deposit with credit card
- Society maintenance

Instantly pay education fees with a credit card. We support the below payment types:
- Tuition fees with credit card
- School fees with credit card
- College fees with credit card

CheQ Insta Cash: Helping you with unsecured & secured loans at the lowest interest rates
- Get an unsecured personal loan with the lowest interest rates starting 14%
- Introducing Loan against Mutual Funds: You can now pledge your mutual funds and get loans upto Rs. 5,00,00,000 at interest rates as low as 10.49%

Privacy Policy
https://www.cheq.one/privacy-policy

Our partner NBFCs
• Earlysalary Services Private Limited (Formerly known as Ashish Securities Private Limited)
• Bajaj Finance Limited
• Amica Finance Pvt. Ltd

What we offer
- Min & Max Repayment Period: 3 months to 36 months
- APR: 13.5% to 55%

Sample Personal Loan Calculation:
Let's say you borrow ₹5,00,000 for 3 years, then:
Processing fee (3% of loan amount + 18% GST) cost to: ₹17700
Interest rate: 20% p.a. (on reducing principal balance interest calculation)
Your EMI will be: ₹18582
Total amount to be paid: ₹18,582 x 36 = ₹6,68,945
Total interest paid: ₹1,68,945
Total cost of loan: ₹1,68,945 + ₹17,700 = ₹1,86,645
APR (Annual Percentage Rate): 21.92%

Eligibility for Personal Loan:
- Age: 21-55 years
- Minimum in-hand monthly salary requirement: ₹25000 above
- Should be a resident of India

Eligibility for Loan against Mutual Fund:
Age - 18 to 65 Years
Mutual Fund Investment - Minimum 50,000 Portfolio
Nationality - Indian

Interest rate for Loan against Mutual Fund - 10.49% Per Annum

We support cards issued by HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, Yes Bank, Bank of Baroda, AU Small Finance Bank, Federal Bank, Citi Bank, Standard Chartered Bank, DBS Bank, South Indian Bank, American Express, HSBC Bank, etc.
We support all cards issued on the VISA, Mastercard, Rupay, and Diners Club Networks.

Contact Us:
We’re here to solve your concerns and value your feedback. Reach out to us at support@cheq.one!

CheQ: Credit Card Bill Payments | CheQ Chips, Rewards & Cashback | Rent & Education Fee Payments with Credit Card | Unsecured Personal Loans with lowest interest rates | Apply for new Credit Cards

What’s New

Version 3.4.9

Celebrating 2 Years of CheQ!
We’re thrilled to celebrate our 2nd anniversary with you! Thank you for being part of our journey. This update brings:
Anniversary Special Features – Enjoy exclusive surprises as we celebrate!
Performance Enhancements – A smoother, faster experience for you.
Bug Fixes & Optimizations – We’ve squashed some pesky bugs to make your experience better.
Your support means the world to us! If you love our app, please leave a review.
Update now and join the celebration!

Ratings and Reviews

4.2 out of 5
8.6K Ratings

8.6K Ratings

SRI5964 ,

Deceiving by CHEQ- very bad experience

CHEQ has started collecting 0.2% upfront for credit card payment and gives 1% CHEQ chips earlier these CHEQ chips could be cashed at 0.25/chip this was stopped later CHEQ allowed payment of credit card using chips, this was the USP of the App, Now even this has stopped and now only way to use chips is to use for redemption of useless vouchers that eventually entails lot of cost hence CHEQ Is is now completely useless app. I have stopped using it.
I fail to understand the rationale of charging 0.2% for credit card payment and disallowing use of cheq chips for credit card payment. Truly bad idea and CHEQ having killed it’s USP is not going to survive.
Suresh Iyer

Developer Response ,

Hi Sri, it looks like it's been a while since you've had a chance to visit CheQ! We're pleased to inform you that we've heard our users, and processing fees is a thing of the past! You can now enjoy the best in-class rewards, fastest settlement times and easiest app experience all at CheQ. We hope you do opt to give us another chance, so that we can deliver a seamless and rewarding experience!

Venki9648 ,

Great platform to manager credit card bills and earn rewards

CheQ app is outperforms many credit card bill payment apps and manage to provide more rewards and offers than any other.
It has its unique features and simplify UI which enable you to pay the bill seamlessly.
One suggestion is to improve feature of reading emails and show the credit card bill amount with notification to user so that they don’t miss out due date and also to add feature to pay fractional (decimal) amount. As of now payment can be made only in whole numbers.
Rest everything is good and I love the payment option available again with cheq coins without processing fee.

Developer Response ,

We want to express our sincere appreciation for your invaluable support and positive feedback. Your kind words mean a lot to us, and we are thrilled to hear that you had an outstanding experience with our application. However please note that our system allows the retrieval of statements via email if you link your registered email securely within CheQ Safe. In case there is a particular issue that you might be facing, please do not hesitate to write to us at support@cheq.one

dars79 ,

Uninstalling this garbage of an app !

Wanted to keep everyone apprised here ( Since they don’t share updates on policies and then change them as per their whims ! ). They used to give cashback for bill payments . They then changed them to coins which could you used to pay your bills which was decent ! Now they say you can’t use your coins to pay bills ! You can buy vouchers which most of them are useless . Where was the communication around this change ? All this is happening within a span of 3 -4 months . When I wrote to them they had the audacity to say stay back and still use our crappy app . What’s worse is they charge a processing fee which is quite high and expect you to use coins for vouchers which are not even useful ! My advice is to rather go pay the credit card companies directly rather pay 99 rupees for processing to pay my own bill ! Disgusted with your way of doing things !

Developer Response ,

Hi There, Every day, we're dedicated to enhancing our offering and deeply appreciate your feedback throughout our journey. Effective immediately, enjoy free credit card payments and the return of CheQ Chips for bill payments. We're dedicated to providing you with the best experience and rewards. #FeesGoneForever #FreePayments.

App Privacy

The developer, CheQ, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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