Chinmay - Personal Loan App 17+
CHINMAY FINLEASE LIMITED
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Introducing Chinmay: Your Ultimate Personal Loan Solution
Looking for a hassle-free way to secure a quick personal loan of upto ₹1 lacs? If you are a professional individual with stable income then look no further. Chinmay is one of the best loan apps revolutionizing the lending experience. If you need a personal loan online for unforeseen expenses, a dream vacation, home improvements, or any other personal endeavour, Chinmay has got you covered with its quick, secure, and seamless online loan application process.
Chinmay, one of the leading partner NBFC (Chinmay Finlease Limited - Registration #: A.01.00558) instant personal loan providers to being your trusted financial buddy. Our app ensures the highest level of security and compliance.
Benefits that make Chinmay one of the best online personal loan apps in India:
- Instant Loan Approval: Need funds urgently? Chinmay's instant loan approval, ensures you receive the financial support you need within minutes
- Flexible Loan Option: If you are looking for a personal loan online, Chinmay is the ideal solution for you to provide cash loans up to ₹ 1,00,000/-
- Easy Application Process: Applying for a personal loan with Chinmay's intuitive online loan application process enables you to apply online with minimal effort
- Trusted and Reliable: Chinmay is a name you can trust. As an RBI-registered online loan app, we adhere to the highest standards of integrity and security
- Flexible Repayment Plans: Everyone's financial situation is unique. That's why Chinmay offers flexible repayment plans that suit your individual needs
- Lowest Interest Rates: At Chinmay, we offer some of the most competitive interest rates in the market.
Features of Chinmay:
• Loan Amount: ₹10,000 - ₹1 lacs
• Quick Turn-around time: Under 5 minutes
• Repayment Tenure: 90 Days to 120 Days
• 100% Paperless loan application
• No guarantors or collateral
• No Subscription or upfront Fees
Interest and Additional Fees:
• Interest Rates: 28 to 36% per annum
• Processing & Other Applicable fees: Starts from 6.5% of the loan amount (This may vary based on your risk profile)
• Documentation charges of 1%
• ₹200 for online convenience fees
• Bounce charges: ₹500 + GST as applicable
• APR range - 26% to 36%
• Please note that GST charges will be added to the process fees, document charges, online convenience fees.
Eligibility Criteria:
-Working Professionals with Stable income
-Above 21 years
- Minimum take home income of 20,000 Per Month
-Aadhaar Card Verification
-PAN Card Verification
-Bank Account where income gets deposited monthly
-All borrowing should be in good standing
Illustrative Calculation: -
• Loan amount: ₹30,000 with a 28% annual interest rate
• Per day interest rate is 0.076%
• Loan Duration: 120 Days
• Total interest on the personal loan: ₹1,700
• Processing fees (6.5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience = ₹2,450
• Total Deductions (Processing fees + Documentation charges + Online convenience + GST): ₹2,891
• Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,109
• Total Repayable Amount (Loan Amount + Interest): ₹31,700
• PF +DC + GST are deducted upfront during the loan disbursal.
*This is an indicative calculation, interest and other charges vary based on the profile
For any queries contact us on support@chinmayfinlease.com or call us at 7600012589
क्या नया है
संस्करण 1.0.11
We strive to provide you with the best possible experience. As part of our ongoing efforts, we have made several updates and improvements to enhance your user experience, including fixing some bugs and implementing other changes
रेटिंग और समीक्षाएँ
Beet application for loans
**Review: 5 Stars**
I recently used Chinmay to secure a loan, and I couldn't be happier with the experience. From start to finish, the process was seamless and efficient. The application was straightforward and user-friendly, making it easy to provide all necessary information. The customer service team was incredibly helpful, answering all my questions promptly and professionally. Approval was swift, and the terms were transparent with no hidden fees. I highly recommend [Loan Provider] for anyone in need of a loan. Their exceptional service and competitive rates truly set them apart!
डेवलपर की प्रतिक्रिया ,
Dear Golu, We're grateful for your 5-star rating and positive feedback. It's delightful to hear such positive words. We feel blessed to have a valuable customer like you and feel motivated. We're pleased to serve you with the best service. Please help your loved ones by recommending our app for their lending needs.
Excellent experience
It’s very easy to use app,,, Just quick disbursement process within 10 min.
Tinkle jivani helped me to take the loan
If someone needs short loan, This is the platform to take the same. Person name Windston from Chinmay was very polite and help me to take the process so smooth.
Must appreciated and recommended.
Hefty Processing and Interest Rate
Easy to apply and get the loan. However, they do not provide various options for tenure. Hardly 2 months to pay. Processing fees is beyond justifiable and hefty interest rate. They are taking advantage of the customers who are in need of emergency funds. Get the loan from Banks I would suggest rather than going to NBFCs. Really shocked to see that for a loan amount of 25K you will harldy receive around 21-22K in the account after deducting processing fees, stamp fees, platform fee bla bla bla. The repayment is around 30K within 2 months of timeframe. So, you will end up paying around 10K as interest and processing fees. This is how you get robbed by these lending platform. Easy to get but heavy at pocket.
डेवलपर की प्रतिक्रिया ,
Dear Ayadav, We're sorry for the unsatisfactory experience you had. We aim to offer the best service and understand your concerns regarding our interest rates. They are based on individual credit history. We value your feedback, and it will help us enhance our services. Thanks for sharing your feedback!
ऐप गोपनीयता
डेवलपर CHINMAY FINLEASE LIMITED ने बताया है कि ऐप के गोपनीयता संबंधी व्यवहारों में नीचे दिए गए वर्णन के अनुसार डेटा का उपयोग शामिल हो सकता है। अधिक जानकारी के लिए डेवलपर की गोपनीयता नीति देखें।
आपको ट्रैक करने के लिए उपयोग किया गया डेटा
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निम्न डेटा एकत्रित किया जा सकता है और आपकी पहचान से जोड़ा जा सकता है :
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- स्थान
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गोपनीयता संबंधी तौर-तरीक़े अलग-अलग हो सकते हैं; उदाहरण के तौर पर, वे आपके द्वारा उपयोग किए जाने वाले फ़ीचर्स या आपकी उम्र के आधार पर विभिन्न हो सकते हैं। अधिक जानें
जानकारी
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- CHINMAY FINLEASE LIMITED
- आकार
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अंग्रेज़ी
- उम्र रेटिंग
- 17+
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