Chinmay - Personal Loan App 17+
CHINMAY FINLEASE LIMITED
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Introducing Chinmay: Your Ultimate Personal Loan Solution
Looking for a hassle-free way to secure a quick personal loan of upto ₹2 lacs? If you are a professional individual with stable income then look no further. Chinmay is one of the best loan apps revolutionizing the lending experience. If you need a personal loan online for unforeseen expenses, a dream vacation, home improvements, or any other personal endeavour, Chinmay has got you covered with its quick, secure, and seamless online loan application process.
Chinmay, one of the leading partner NBFC (Chinmay Finlease Limited - Registration #: A.01.00558) instant personal loan providers to being your trusted financial buddy. Our app ensures the highest level of security and compliance.
Benefits that make Chinmay one of the best online personal loan apps in India:
- Instant Loan Approval: Need funds urgently? Chinmay's instant loan approval, ensures you receive the financial support you need within minutes
- Flexible Loan Option: If you are looking for a personal loan online, Chinmay is the ideal solution for you to provide cash loans up to ₹ 2,00,000/-
- Easy Application Process: Applying for a personal loan with Chinmay's intuitive online loan application process enables you to apply online with minimal effort
- Trusted and Reliable: Chinmay is a name you can trust. As an RBI-registered online loan app, we adhere to the highest standards of integrity and security
- Flexible Repayment Plans: Everyone's financial situation is unique. That's why Chinmay offers flexible repayment plans that suit your individual needs
- Lowest Interest Rates: At Chinmay, we offer some of the most competitive interest rates in the market.
Features of Chinmay:
• Loan Amount: ₹10,000 - ₹2 lacs
• Quick Turn-around time: Under 5 minutes
• Repayment Tenure: 90 Days to 180 Days
• 100% Paperless loan application
• No guarantors or collateral
• No Subscription or upfront Fees
Interest and Additional Fees:
• Interest Rates: 28 to 36% per annum
• Processing & Other Applicable fees: Starts from 6.5% of the loan amount (This may vary based on your risk profile)
• Documentation charges of 1%
• ₹200 for online convenience fees
• Bounce charges: ₹500 + GST as applicable
• APR range - 26% to 36%
• Please note that GST charges will be added to the process fees, document charges, online convenience fees.
Eligibility Criteria:
-Working Professionals with Stable income
-Above 21 years
- Minimum take home income of 20,000 Per Month
-Aadhaar Card Verification
-PAN Card Verification
-Bank Account where income gets deposited monthly
-All borrowing should be in good standing
Illustrative Calculation: -
• Loan amount: ₹30,000 with a 28% annual interest rate
• Per day interest rate is 0.076%
• Loan Duration: 180 Days
• Total interest on the personal loan: ₹4,104
• Processing fees (6.5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience = ₹2,450
• Total Deductions (Processing fees + Documentation charges + Online convenience + GST): ₹2,891
• Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,109
• Total Repayable Amount (Loan Amount + Interest): ₹34,104
• PF +DC + GST are deducted upfront during the loan disbursal.
*This is an indicative calculation, interest and other charges vary based on the profile
For any queries contact us on support@chinmayfinlease.com or call us at 7600012589
क्या नया है
संस्करण 1.0.15
We strive to provide you with the best possible experience. As part of our ongoing efforts, we have made several updates and improvements to enhance your user experience, including fixing some bugs and implementing other changes
रेटिंग और समीक्षाएँ
Good experience. Worth it!
Hi folks, I took one instant loan and liked the genuine and transparent process. Its a genuine and fair lender for instant personal loan category. They provide 3-6 months emis (basically short term instant loans) Just faced a little issue in loading bank statement using OTP system, so had to upload them manually (which is boring of course and should be looked at and fixed by the tech team). Rest everything was fantastic. Thanks!
डेवलपर की प्रतिक्रिया ,
Dear Dev000093, Thankyou for motivating us with your positive feedback. This will undoubtedly help us strive hard to exceed your expectations.
Personal loan
I recently took out a loan with Chinmay Personal Loan and my experience has been overwhelmingly positive. The application process was straightforward and user-friendly, making it easy to submit the necessary documents online. I was pleasantly surprised by how quickly the loan was approved and disbursed.
The terms of the loan were clearly explained, with competitive interest rates and flexible repayment options that suited my financial situation. Customer service was exceptional—they were always available to answer my questions and provided clear guidance throughout the process.
Overall, I feel confident in my decision to choose chinmay loan provider for my loan needs. The process was smooth, and I appreciate the transparency and professionalism demonstrated by the team. I would highly recommend their services to anyone in need of a reliable loan provider.
डेवलपर की प्रतिक्रिया ,
Dear Panky, We're overwhelmed to see your review on our app. If you have any feedback, please share it with us. We're committed to enhancing our services and aiming for a 5-star rating from you!
Fake notificatios, Irrelevant information, Time waste
I hope this review reaches to everyone who is out there looking for an instant loan app which will provide you loan. Do not ever go for this app, as this app provides fake details over notifications and will damage your CIBIL badly. They take all the information and then will reject the loan application by giving some irrelevant information which doesn’t makes sense. They do not feed your payment details to CIBIL in proper time and thus it affects the score badly. Customer service is pathetic and their Managing Director doesn’t care to respond to emails. People with salary 2 lac/month are not considered, they consider people earning 5 lac/month. Definitely they don’t have enough funding in place so they tend to people CIBIL and is just doing fraud business. I have reported this app in appstore, People who have gone through same are requested to do the same as it can save someone else time and avoid harassment. Good luck , if you are still downloading the app to see if the comments are correct or not.
डेवलपर की प्रतिक्रिया ,
Hello Jiten_Nik, We are sorry that you feel this way. Kindly share your registered contact details a support@chinmayfinlease.com. We will investigate & revert you on a priority basis. Thank you!
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डेवलपर CHINMAY FINLEASE LIMITED ने बताया है कि ऐप के गोपनीयता संबंधी व्यवहारों में नीचे दिए गए वर्णन के अनुसार डेटा का उपयोग शामिल हो सकता है। अधिक जानकारी के लिए डेवलपर की गोपनीयता नीति देखें।
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जानकारी
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- CHINMAY FINLEASE LIMITED
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अंग्रेज़ी
- उम्र रेटिंग
- 17+
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