India's First #Neobank for Small Business Owners!
Download the Chqbook app and Make your Small Business Big

Why must you download the Chqbook App?
100% Free, Safe and Secure, Made in India with Love

Chqbook is India's first Neobank for small business owners like Kiranas, Merchants, Chemists, and all others proprietorship businesses. Chqbook is the first in India to offer the power of a financial control centre to 60 million small business owners, as they emerge from the effects of the pandemic. It brings together banking, lending, khata, insurance & rewards.

Chqbook Khata
• Free Digital Khata to manage your customers, suppliers & orders
• Manage udhaar of your customers using Digital bahi khata
• Send reminders to your customers on SMS and WhatsApp
• Collect payments from customers by sending UPI payment links
• Create orders and send to your suppliers
• Create a free business card and share on WhatsApp.
• Get easy transaction statements
• Earn rewards on daily transactions
• Available Hindi, English, Hinglish Kannada, Telugu, Marathi & Bengali

• Banking made easy with Instant Fund Transfers
• Share bank details with IFSC in an easy and simple format using WhatsApp or SMS
• Easy account statements for viewing on your mobile phone
• Open a new Current Account with ICICI Business Banking
• Link your existing ICICI Bank Current Account
• Earn Rewards on daily current account transactions
• Safety & Security of India's Largest Private Sector Bank
• Secure Biometric Access, mobile-friendly and easy to use

• Apply for personal or business loans at best rates
• Fast process with excellent assistance
• Speedy disbursal system
• Earn rewards on loan disbursal

Customers applying for Loan should note that:
Loans have a repayment tenure ranging from 2 to 5 years. Depending on individual’s profile & the lender, the APR of a loan may vary from 14% - 32%

For example, on a personal loan of ₹4.5 lakh @ interest rate of 15.5% & repayment tenure of 3 years, the EMI will be ₹15710. Total payout here would be:
Principal Amount: ₹300000
Interest (@15.5%): ₹79700
Processing Fees (@2%): ₹6000
Documentation charges: ₹500
Amortisation Schedule charges: ₹200
Total cost of the loan: ₹386400

In case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable. Depending on the lender, prepayment options may or may not be available & applicable charges for the same may vary

• Members-only insurance plans
• Secure your life, health and shop
• No medicals
• No documentation
• Instant Policy

Free Credit Report
• Take financial fitness test
• Credit Report worth ₹1200/- for Free

Credit Cards
• Zero Joining Fees on India's best credit cards
• Earn rewards on card issuance
• Lifetime Free Credit Card available from top banks

• Earn Chqbook Coins
• Redeem coins for offers from top brands across entertainment, health, lifestyle, food and travel
• Buy Binge Pack at ₹499/- and get 15 offers worth ₹3500/-

About the, a Gurugram and Bangalore based fintech start-up, is India's first neobank for small business owners offering world-class financial services through its five pillars of banking, khata, lending, insurance, and rewards. Founded in 2017 by Vipul Sharma, Rajat Kumar, Sachin Arora, and Mohit Goel, Chqbook's vision is to make India’s small business owners financially fitter. It serves more than 700,000 customers across India's top 500 cities. It uses alternate data, working closely with credit bureaus, partners, and financial institutions to deliver tailor-made financial products and services to small business owners. Chqbook is the winner of many prestigious awards like the Fintech Rocketship Award 2019 from the UK's Department of International Trade, Tech30 at YourStory TechSparks 2019, and 2018 SuperStartups Asia Awards.

What’s New

Version 2.5.0

We update the app every couple of weeks so that we can make it better for you. Get the latest version for all of the available Chqbook features. This version includes several bug fixes and performance improvements. Thanks for using Chqbook!

Ratings and Reviews

4.5 out of 5
111 Ratings

111 Ratings

Rekhanegi ,

Awesome useful App

This is such a great application I was very easily able to apply for a credit card and get a loan. I would suggest it to everyone who is trying to get a loan to take a credit card out. Best app has option for all the banks.

Nithin bhaskar@90 ,

Great experience 👏👏

The application is very user friendly and provides almost all the services on it . The response time is also great 👍🏻

prawinj ,

Praveen kishore : useful app

App is easy to use and instant credit score and many other offers...

App Privacy

The developer, Chqbook, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content
  • Sensitive Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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