Zero Balance Joint Account & Expense Tracker for Couples
Coupl is India’s first digital Joint Account app for couples. Open a zero balance joint account online in under 60 seconds and manage shared finances effortlessly.
Coupl combines a joint wallet, RuPay cards, expense tracker, budgeting tools, bill payments, and contactless payments - all in one secure money management app for couples.
Whether you're married, dating, moving in together, or sharing rent and bills, Coupl helps you split expenses, track spending, and stay financially aligned.
Open a Zero Balance Joint Account Online
• 100% digital onboarding
• Zero balance joint wallet
• Instant partner invite and linking
• No paperwork. No branch visits.
Say goodbye to waiting days to open a traditional joint bank account.
Shared Wallet with RuPay Cards
• Get two virtual and physical RuPay Platinum cards
• Use your Coupl card for online shopping and offline payments
• Top up your wallet instantly using UPI
• Pay electricity, water, gas, and other utility bills
Coupl makes managing shared expenses simple and transparent.
Tap to Pay with Google Pay (GPay)
Add your Coupl RuPay card to Google Pay and enable NFC Tap to Pay for secure contactless payments.
Just tap your phone at any offline store that accepts contactless cards and pay instantly. No need to carry a wallet or physical card.
Coupl supports seamless offline transactions across India.
Expense Tracker & Budgeting App for Couples
Coupl is more than just a joint account - it’s a complete expense tracker and budgeting app for couples.
• Automatic expense categorisation
• Real-time transaction tracking
• Spending insights and statistics
• Smart budgeting tools
• Set limits and control shared expenses
Track expenses, split bills automatically, and plan your finances together with full visibility.
Built for Every Kind of Couple
• Married couples
• Dating partners
• Couples moving in together
• LGBTQ+ couples
• Flatmates managing shared costs
If you’re looking for a joint account app, split expenses app, shared wallet, or couple budgeting app - Coupl is designed for you.
Safe, Secure & RBI-Compliant
We partner with RBI-licensed institutions to ensure your money is secure.
• Bank partners: LivQuik, IDFC First Bank
• Bill payments partner: Bharat BillPay by NPCI
• Card network partner: RuPay Platinum
All user data is stored in accordance with RBI guidelines.
Coupl is not a bank. The Joint Wallet and Cards are issued through our regulated banking partners.
Earn Rewards When You Spend Together
• Cashback from brands like Swiggy, BookMyShow and others
• Rewards on transaction milestones
• Exclusive travel discounts on ELIVAAS
Couples have evolved. Traditional joint accounts haven’t.
Download Coupl today and open your digital joint account in under 60 seconds.
Manage money together. Spend smarter. Stay in sync.
We continuously partner with brands couples love to bring more savings, cashback, and rewards.
Since me and my partner had the thought of long term savings, we found it hard to get apps which support shared / joint accounts rather than getting one person account or joint bank accounts. We really found this app “Life saver”, and I mean it as these are towards life savings. Man oh mahn, seamless onboarding and proper guidance from the head of the company till the customer service. Hey folks, trust me, if you are looking for shared savings and proper expenses, give it a try, you’ll love it, else the blame’s on me! Hoping to see more and more features on the app!🤍
Developer Response
Dear Esteemed User, thank you for your positive feedback! We're thrilled to hear that you and your partner have discovered Coupl as a solution for managing and tracking your joint expenses. We appreciate your support and look forward to serving you further 👍
Best App for Couples, Friends and Family
Kuntalk
The Coupl app offers a smooth and user-friendly experience that makes managing finances effortless. The separate card facilities for me and my partner are truly impressive, allowing us to handle our expenses independently while staying connected. The NFC feature is another standout addition, making payments quick and convenient. Overall, it feels like a safe and secure platform to keep your money, and an excellent choice for couples, friends, and families who want a smarter way to manage payments and finances.
Developer Response
Dear Esteemed User, thank you for your positive feedback! We appreciate your support and look forward to serving you further 👍
Very innovative app
Avinashiva
I love the concept because it is very relevant for working partners. I have used it for a short duration mostly for online purchases with a limit of 10k, but now that the limit has been raised, we may be able to use it more frequently. Waiting for UPI facility so that this app competes with existing online payment platforms. It has a lot of scope for additional use cases. So I am looking forward to seeing this go to the next level.
Developer Response
Dear Esteemed User, We appreciate your support and look forward to serving you further 👍
User friendly secure App
Bindya khera
This is a great App for very secure payments n banking best part is it provides debit card which adds extra security in pa method as it is not directly linked to our bank Account not to our App wallet although it is excellent for partners sharing bills but also for individuals for secure payments very easy to use n customer friendly best is there customer service if any issue arise it sort out immediately
Developer Response
Thank you for your positive feedback! We're thrilled to hear that you and your partner have discovered Coupl as a solution for managing and tracking your joint expenses. We appreciate your support and look forward to serving you further 👍
Routine improvements and tweaks to keep everything running smoothly
Version 2.37.13
The developer, Coupl Software India Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Contact Info
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
COUPL SOFTWARE INDIA PRIVATE LIMITED
Size
71.5 MB
Category
Finance
Compatibility
Requires iOS 12.4 or later.
iPhone Requires iOS 12.4 or later.
iPod touch Requires iOS 12.4 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
