CreditSea: Personal Loan App 17+
Easy Instant Personal Loan App
INNOTECH CREDITSEA PLATFORMS PRIVATE LIMITED
Designed for iPad
-
- Free
Screenshots
Description
CreditSea provides instant personal loans quickly and effortlessly.
Need a Quick Loan? Get a Personal Loan with CreditSea!
CreditSea makes borrowing simple and hassle-free. Get a personal loan of up to ₹2,00,000 directly in your bank account with minimal paperwork and a fully online process.
What We Offer:
- Loan Amount: ₹5,000 - ₹2,00,000
- Interest Rates: 12% - 32.5% per annum
- Loan Tenure: 6 - 60 months
- Processing Fee: Up to 5.1% + GST
- Fast Transfer: Funds disbursed quickly
- No Collateral Required
- Foreclosure & Part-Prepayment Options
Eligibility Criteria:
- Indian citizen
- Minimum age: 24 years
- Monthly income: ₹20,000+ (personal), ₹25,000+ (household)
- Valid ID and address proof
- Aadhaar-linked mobile number
- Salaried employee with at least 2 months in the current company
Documents Required:
- PAN Card
- Income proof: (bank statement showing salary credit)
Example Loan Calculation:
- Loan Amount: ₹2,00,000 for 3 years
- Processing Fee: ₹8,260
- Interest Rate: 24% p.a. (reducing balance)
- EMI: ₹8,020 per month
- Total Payable: ₹2,88,720
- APR: 30.15%
Fees & Charges:
- Foreclosure: 4% of principal outstanding + GST
- Part-Prepayment: 4% of principal prepaid + GST
- EMI Bounce: ₹500 or 4% of overdue principal (whichever is lower)
- Late Payment: 36% p.a. on overdue amount
How to Apply:
- Download the CreditSea App
- Sign up and complete your profile
- Upload required documents
- Select loan amount and tenure
- Receive funds in your bank account
Permissions We Require:
- Location: To verify service availability and ensure regulatory compliance
- Camera: To capture KYC documents and selfie for identity verification
Application Requirements:
- Mobile number and email
- Full name, date of birth, PAN card
- Employment details and income proof
- Address proof (permanent & current)
- Reference contact
- Bank account details for loan disbursement
Why Choose CreditSea?
- Fast and easy application
- 100% digital process
- No hidden charges
- Trusted by thousands of users
Download the CreditSea App and get your loan approved today!
What’s New
Version 1.0.33
- Fixed minor bugs
Ratings and Reviews
No support
I applied for a loan and for the past three working days, the status has been stuck at "Under Review". However, in the loan overview section, it's already showing a due date of June 12, 2025, along with a repayment amount – even though the loan has not been disbursed to my account!
This is highly concerning and unacceptable. I haven't received a single update or communication from your end. On top of that, your customer care is completely unresponsive – nobody is answering the calls, and all I get is a data collection process with no actual support or solution.
It feels like this process is more about collecting personal information than actually providing any loan assistance. If this issue isn’t resolved immediately, I will be forced to escalate this matter through official complaint channels.
Please look into this as a priority and provide a clear update on the loan status without any further delays.
Creditsea loan
I recently used CreditSea to apply for a personal loan, and I must say the experience was smooth and hassle-free. The platform offers loans up to ₹2 lakh, which was perfect for my financial needs. The application process was simple, the documentation requirements were minimal, and the approval was surprisingly quick.
What impressed me most was their transparency—no hidden charges or confusing terms. The customer service team was also responsive and helpful whenever I had questions.
Overall, I highly recommend CreditSea to anyone looking for a reliable and trustworthy financial partner for quick personal loans. Great service and a stress-free experience!
Stress-Free Borrowing
had a great experience using the CreditSea app for a personal loan. The entire process was smooth and hassle-free—from application to disbursal, everything was quick and efficient. The interface is user-friendly, and the steps are clearly laid out, making it easy even for a first-time user like me. There were no unnecessary delays or complications, and the customer support was also responsive and helpful. Overall, it was a seamless experience—definitely one of the better loan apps out there. Highly recommended!
App Privacy
The developer, INNOTECH CREDITSEA PLATFORMS PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- INNOTECH CREDITSEA PLATFORMS PRIVATE LIMITED
- Size
- 56.5 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.0 or later.
- iPad
- Requires iPadOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 17+
- Copyright
- © INNOTECH CREDITSEA PLATFORMS PRIVATE LIMITED
- Price
- Free