Debit & Credit 4+

Personal Finance Manager

Ivan Pavlov Pty Ltd

    • 4.7 • 172 Ratings
    • Free
    • Offers In-App Purchases

Description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.

• All Accounts in One App
Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch.

• Super Fast
Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks.

• Locations (Geotagging)
Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance.

• Budgets & Scheduled Transactions
Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done.

• Financial Plans
Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth.

• Reports
We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too.

• iCloud Sync
We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you.

• Shared Accounts
Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances!

• Bank reconciliation mode
Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities.

• Importing data
We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do.

• Color Themes
Eight color themes are available for selection in the app settings in case if you want to customize your experience.

• Watch App
Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it.

• Powerful features
Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them.

• Mac version of the app
You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud.

Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html.

In case of any questions please don't hesitate to contact support@debitandcreditapp.com.

What’s New

Version 7.1.3

Significantly improved performance of financial plans, calculating financial plan results is now 4-5 times faster

Ratings and Reviews

4.7 out of 5
172 Ratings

172 Ratings

ThapaChettri ,

Shockingly Good

I’ve tried numerous apps to keep track of my personal finances. But I find myself getting tired of all of them. But this app was a breath of fresh, minty air!
The app is so minimal and has just about everything you could ask from it. The UI goes so well with the iOS UI, that it looks like an app made by Apple itself!
One small recommendation I’d like to make is that the homepage of the app could use a graph from the “reports” page instead of us going to the tab to find it.
Still a 10/10 though!

Jtr1125tasmania ,

Truly the best income,expense & budget tracker

It’s the best income, expense & budget tracker out there. Great quality app, simple to capture data once set, elegant design and reports and a great price too for what it offers. Tried several different apps and finally settled with this one. Using this for sometime and I can say this one is a keeper.
It’s stable and swift to capture transactions. It’s got reporting organised into meaningful questions like what do I spend money on, where do I spend money on etc.

Super app. Very happy with it. Keep up the good work !!

stonefollower ,

Best expense tracker

This app is simple and easy to use, doesn’t require an account instead just uses iCloud to sync, ensuring your data is safe, you can even turn it off and manually export and import your data.. It does everything required of an expense tracker. I would have bought the paid version if it was a one time purchase instead of a subscription. I didn’t find anything missing, maybe it can include a way to split expenses among friends.

App Privacy

The developer, Ivan Pavlov Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Family Sharing

    Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.

  • Siri

    Get things done within this app using just your voice.

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