iPhone Screenshots


EarlySalary is the most innovative Personal Loan App for Salaried Professionals.

Loans range from ₹3,000 to ₹500,000
Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Example: If the loan amount is ₹10,000 & interest is 20% per annum with tenure of 60 days; after deducting any other fees
Interest = ₹10,000 x 20%/365 x 60 = ₹328 and Total Amount payable would be ₹10,328.

Salaried Professionals with a salary above ₹18K can now get instant personal loan ranging from ₹3,000 to ₹5 Lakh on the app and we will transfer cash to your bank account in 10 minutes @ just ₹6/day*. You don’t need any credit history to apply for the loan or pay any prepayment charges to close the loan account. We assure you of the best and lowest interest rates for any loan amount you take!

Key Features:

- Instant loan up to ₹5 lakh
- Cash transfer to your bank account in minutes
- Flexible repayment tenure from 90 days to 12 months
- No prepayment charges, pay interest only on the amount used
- Advance salary loans starting @ just ₹6/ day
- Lowest processing fees ranging between 0% - 4% of the loan amount

Why Early Salary is different from any other Personal Loan App?

- Over 1.6 million instant loans disbursed.
- Over ₹ 2,850 Cr+ in loan amounts already disbursed, the largest number of Personal Loans given in India.
- Personal Loan approved and disbursed in 10 minutes
- No pre-closure charges.

Eligibility Criteria:

- Indian citizen
Salaried Individuals
- Above the age of 21
- Minimum take-home salary per month ₹22K
- Ahmedabad, Bangalore, Bhubaneswar, Chandigarh, Chennai, Delhi & Delhi NCR, Hyderabad & Secunderabad, Indore, Kolkata, Mumbai, Nagpur, Navi Mumbai, Pune, Surat, Thane, Thiruvananthapuram, Vadodara, Vijaywada and Visakhapatnam.

Documents Required:

EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
- Selfie
- PAN card
- Address ID proof
- Aadhar card
- Salary Account bank statement

EarlySalary Product Suite:

Short Term and Long Term Personal Loan – Getting Salary advance up to ₹5 Lakh is super easy with the Early Salary app. Choose your amount, tenure ranging from 3 months to 12 months, and get the cash in your bank. With Zero pre-closure charges and interest starting at just ₹6/day this app makes the whole personal loan experience simpler, quicker, and better.

No Cost Shopping Loan – Early Salary aims at upgrading the customers' lifestyle with Zero Cost. So now you can choose Amazon, Flipkart, and Makemytrip vouchers from the app and get a loan at Zero Cost EMI.

Free Education Loan – Early Salary believes upgrading skills shouldn’t come with a cost. So at our education partners like upgrad, coursera etc you can now avail Early Salary education loan assistance for free. Which means Zero Cost EMI.

Salary Card - A digital card that enables customers with +One Salary and powers them with dynamic limit management capabilities. It also gives complete freedom to customers to choose EMI tenure. Plus it comes with super exciting Rupay offers.

How EarlySalary Works?

Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app
2. Upload a few basic details and documents on this quick personal loan app. Within 2-3 minutes of getting your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary personal loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes.

Security & Protection of Privacy:

Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.
Download our instant personal loan app now!

What’s New

Version 8.4

1. To enhance the Instant Loan Experience we have made our app journey smoother.
2. Stay connected with our new product launch and existing product enhancements with our all-new Blog section been included in the App.
3. Now our customers can opt-in for Instant Loan up to 5L and choose from EMIs up to 24 months.
4. Our newly launched Salary Card comes with a guaranteed offer which our customers can get after each transaction.

Ratings and Reviews

4.3 out of 5
9.2K Ratings

9.2K Ratings

Patil_raj ,

A Friend in Need is Friend in Deed

I was very much in need of money at that moment and I never ask anyone to help me in terms of money due to self respect, as I was going through in web site how can I get money in terms of loan from any bank immediately, than I got to know about this aap Early Salary it’s heading was mentioned you can get salary advance in few minutes, i was not confident initially but I thought let’s download and check, it took hardly 3 mins to validate my Personal information, Official Information, than I got approved and I was shock... it’s very convenient to take a loan in emergency situation, as it all need to repay in same way, please try it guys it’s really worthy way👍🏻

Developer Response ,

Hi Raj , Thank you for this valuable feedback. We are glad to know that we were able to serve you well. We're looking forward to serve you in the future too :) Best, EarlySalary Team

S R Gayathri ,

Worst Ever Service after taking loan

I am a fist time user of this app. To bo honest they are really good in processing the loan if everything is in place. I got the money creditted to my account in an hour or so. The real pain is after taking the loan. I scheduled a time for picking up documents between 10 Am to 1 pm the same day. They send a message that executive Arvindum Srinivasan will come and collect the stuff in given time. I waited and waited at last the so called excutive called by 5 pm and said I cannot come today maybe I can try to collect stuff from you on Monday (the day in question was saturday). Again I waited on Monday and nothin till 1 pm and then he calls and says Can I come now I was outside and I said so and asked why cant they stick to the wchduled time. Ohh you are talking rules I know how to deal with tou and he hung up. I have tried calling the support number 7 times and send 4 emails and 3 feedbacks no one cares to respond. People if you don't need any service just money use this else do not use them. They just don't respond.

Sargam Dawar ,

This is trap!

This is the worse app in terms of customer service. They will not respond to any of your queries/request and will keep on increasing interest on daily basis. Even if you try n close the loan they won’t let you as the interest is increasing. They think they are superior then the RBI guidelines and talks absolute nonsense. Their team is not even educated enough on the RBI guidelines and collection team can misbehave with you to any extent despite you’ve made the payment and they won’t be even apologetic for that as this the entire staff. You’ll talk to one of their executive make them understand your query and they will assure you they will get back but trust they will never get back to you then next time you’ll be talking to another person and the circle keeps on repeating. They are thug. If you can then arrange money from anywhere but not early salary you’ll regret throughout your life!

Developer Response ,

Hello Sargam,
Please drop the email at needhelp@earlsalary.com along with your customer id and the problem you are facing. We will definitely look into it and get back to you at earliest. Best, Team EarlySalary

App Privacy

The developer, Social Worth Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contacts
  • Identifiers
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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