iPhone Screenshots


EarlySalary is India's 1st Instant Loan App.

Avail an instant loan ranging from ₹ 3,000 to ₹ 2 Lakh on the app and we will transfer cash to your bank account in just 10 minutes.

No credit history required, no prepayment charges and very low-interest rates!

First-time instant loan & personal loan applicants we’ve got your back too! EarlySalary makes use of a proprietary algorithm and formulates a ‘SocialWorth’ score (SW score) to provide the best experience to users in need of instant cash loans. All salaried individuals with a salary of Rs.18,000 & above can avail an instant cash loan by downloading the EarlySalary App now!

Key Features
• Instant loans up to ₹ 2 lakh
• Cash transfer to your bank account in minutes
• Flexible repayment tenure up to 12 months
• No prepayment charges, pay interest only on the amount used
• Advance salary loans at 24%-30% p.a. translating to 2% - 2.5% a month

Why Early Salary is different from any other Loan App?
-Over 10 million app downloads.
- Over 1 million instant loans disbursed.
- Over ₹ 1850 Cr+ in loan amounts already disbursed, largest number of loans given in India.
- Approved loan amount can be used to shop on Amazon, Flipkart,MakeMyTrip & more.
- Loan approved and disbursed in 10 minutes
- Apply for a personal loan through the app and pay back through the app

Unique Benefits of the EarlySalary App

Instant Salary Advance - Get salary advance up to ₹ 2, 00,000 starting at just ₹ 9/day. Pay only for the no. of days you use the money.

Shop - Use your EarlySalary limit to shop at Amazon, Flipkart and pay in EMIs at ZERO extra cost

Travel Now Pay Later - Use your EarlySalary limit to book your travel on MakeMytrip and pay in zero cost 3 EMIs & affordable 6 EMIs.

Education Fees on EMI - Pay your kids school fees or your skill upgradation fees on EMI

Eligibility Criteria
Indian citizen
Salaried Individuals
Above the age of 18
Minimum take home salary per month
- ₹ 18k - Bangalore, Chennai, Delhi NCR, Hyderabad & Secunderabad, Kolkata, Mumbai, Pune
- ₹ 15k - Other cities

Documents Required
EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
1. Selfie
2. PAN card
3. Address ID proof
4. Aadhar card
5. Bank statement

How EarlySalary Works?
Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app and verify your mobile number.
2. Upload a few basic details and documents on this quick loan app. Within 2-3 minutes of your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes, subject to documentation

Operational Cities
Our personal loan app currently provides instant cash loans in the following cities

●Delhi, NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon)
●Mumbai (Mumbai, Navi Mumbai, Thane), Pune
●Hyderabad & Secunderabad
●Chennai & Coimbatore
●Bangalore, Mangalore, Mysore
●Gujarat: Ahmedabad
● Kolkata
●Visakhapatnam (Vizag)

Security & Protection of Privacy
Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.

Download our instant personal loan app now!

What’s New

Version 5.3

- Upgraded KYC verification for instant personal loan.
- With updated features now you can get instant cash loan upto Rs. 2 Lakh starting at just Rs. 9/day with No Pre-Payment charges. Download now to enjoy the power of Instant Cash!

Ratings and Reviews

3.3 out of 5
2.1K Ratings

2.1K Ratings

ANKIT akkii ,

Good App requires improvement

I’m have been using this from last year January, till now the experience have been quite good. But now app is getting crashed on my phone and also the reason I’m giving it 2 star, because they reduced my “Credit Limit” by half instead of increasing it. I’m not sure what could’ve gone wrong, because I had completed all of my payments on time and cleared the due amounts. I have been trying to contact the customer care through “chat” feature of the app but it is not working but my app is getting crashed again and again. I might edit the rating if my problem will be resolved as soon as possible. Thanks!

S R Gayathri ,

Worst Ever Service after taking loan

I am a fist time user of this app. To bo honest they are really good in processing the loan if everything is in place. I got the money creditted to my account in an hour or so. The real pain is after taking the loan. I scheduled a time for picking up documents between 10 Am to 1 pm the same day. They send a message that executive Arvindum Srinivasan will come and collect the stuff in given time. I waited and waited at last the so called excutive called by 5 pm and said I cannot come today maybe I can try to collect stuff from you on Monday (the day in question was saturday). Again I waited on Monday and nothin till 1 pm and then he calls and says Can I come now I was outside and I said so and asked why cant they stick to the wchduled time. Ohh you are talking rules I know how to deal with tou and he hung up. I have tried calling the support number 7 times and send 4 emails and 3 feedbacks no one cares to respond. People if you don't need any service just money use this else do not use them. They just don't respond.

Patil_raj ,

A Friend in Need is Friend in Deed

I was very much in need of money at that moment and I never ask anyone to help me in terms of money due to self respect, as I was going through in web site how can I get money in terms of loan from any bank immediately, than I got to know about this aap Early Salary it’s heading was mentioned you can get salary advance in few minutes, i was not confident initially but I thought let’s download and check, it took hardly 3 mins to validate my Personal information, Official Information, than I got approved and I was shock... it’s very convenient to take a loan in emergency situation, as it all need to repay in same way, please try it guys it’s really worthy way👍🏻

Developer Response ,

Hi Raj , Thank you for this valuable feedback. We are glad to know that we were able to serve you well. We're looking forward to serve you in the future too :) Best, EarlySalary Team


Social Worth Technologies Private Limited
57.2 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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