iPhone Screenshots


EarlySalary is India's 1st Instant Loan App.

Avail an instant loan ranging from ₹ 3,000 to ₹ 2 Lakh on the app and we will transfer cash to your bank account in just 10 minutes.

No credit history required, no prepayment charges and very low-interest rates!

First-time instant loan & personal loan applicants we’ve got your back too! EarlySalary makes use of a proprietary algorithm and formulates a ‘SocialWorth’ score (SW score) to provide the best experience to users in need of instant cash loans. All salaried individuals with a salary of Rs.18,000 & above can avail an instant cash loan by downloading the EarlySalary App now!

Key Features
• Instant loans up to ₹ 2 lakh
• Cash transfer to your bank account in minutes
• Flexible repayment tenure up to 12 months
• No prepayment charges, pay interest only on the amount used
• Advance salary loans at 24%-30% p.a. translating to 2% - 2.5% a month

Why Early Salary is different from any other Loan App?
-Over 10 million app downloads.
- Over 1 million instant loans disbursed.
- Over ₹ 1850 Cr+ in loan amounts already disbursed, largest number of loans given in India.
- Approved loan amount can be used to shop on Amazon, Flipkart,MakeMyTrip & more.
- Loan approved and disbursed in 10 minutes
- Apply for a personal loan through the app and pay back through the app

Unique Benefits of the EarlySalary App

Instant Salary Advance - Get salary advance up to ₹ 2, 00,000 starting at just ₹ 9/day. Pay only for the no. of days you use the money.

Shop - Use your EarlySalary limit to shop at Amazon, Flipkart and pay in EMIs at ZERO extra cost

Travel Now Pay Later - Use your EarlySalary limit to book your travel on MakeMytrip and pay in zero cost 3 EMIs & affordable 6 EMIs.

Education Fees on EMI - Pay your kids school fees or your skill upgradation fees on EMI

Eligibility Criteria
Indian citizen
Salaried Individuals
Above the age of 18
Minimum take home salary per month
- ₹ 18k - Bangalore, Chennai, Delhi NCR, Hyderabad & Secunderabad, Kolkata, Mumbai, Pune
- ₹ 15k - Other cities

Documents Required
EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
1. Selfie
2. PAN card
3. Address ID proof
4. Aadhar card
5. Bank statement

How EarlySalary Works?
Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app and verify your mobile number.
2. Upload a few basic details and documents on this quick loan app. Within 2-3 minutes of your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes, subject to documentation

Operational Cities
Our personal loan app currently provides instant cash loans in the following cities

●Delhi, NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon)
●Mumbai (Mumbai, Navi Mumbai, Thane), Pune
●Hyderabad & Secunderabad
●Chennai & Coimbatore
●Bangalore, Mangalore, Mysore
●Gujarat: Ahmedabad
● Kolkata
●Visakhapatnam (Vizag)

Security & Protection of Privacy
Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.

Download our instant personal loan app now!

What’s New

Version 6.6

1. Salary advance becomes easier with our newly launch product Salary Card. The online application of Salary Card becomes quicker and easier.
2. Smart Repay option becomes smarter with our enhanced technology which enables you to upload NACH form and get instant disbursal of your Personal Loan.
3. Instant Loan experience enhanced with our new optimized build.
4. We have extended our Cash Loan reach to other pin codes too to provide better service to Corporates we have tied up with.
5. We constantly hear our customers and on their demand Disbursement Dashboard becomes easier to understand.

Ratings and Reviews

3.2 out of 5
2.4K Ratings

2.4K Ratings

ANKIT akkii ,

Good App requires improvement

I’m have been using this from last year January, till now the experience have been quite good. But now app is getting crashed on my phone and also the reason I’m giving it 2 star, because they reduced my “Credit Limit” by half instead of increasing it. I’m not sure what could’ve gone wrong, because I had completed all of my payments on time and cleared the due amounts. I have been trying to contact the customer care through “chat” feature of the app but it is not working but my app is getting crashed again and again. I might edit the rating if my problem will be resolved as soon as possible. Thanks!

Developer Response ,

Dear User, Please accept our apologies for the inconvenience caused. We request you to please contact our customer care or write to us at needhelp@earlysalary.com. We will resolve your concerns with priority.

Team EarlySalary.

S R Gayathri ,

Worst Ever Service after taking loan

I am a fist time user of this app. To bo honest they are really good in processing the loan if everything is in place. I got the money creditted to my account in an hour or so. The real pain is after taking the loan. I scheduled a time for picking up documents between 10 Am to 1 pm the same day. They send a message that executive Arvindum Srinivasan will come and collect the stuff in given time. I waited and waited at last the so called excutive called by 5 pm and said I cannot come today maybe I can try to collect stuff from you on Monday (the day in question was saturday). Again I waited on Monday and nothin till 1 pm and then he calls and says Can I come now I was outside and I said so and asked why cant they stick to the wchduled time. Ohh you are talking rules I know how to deal with tou and he hung up. I have tried calling the support number 7 times and send 4 emails and 3 feedbacks no one cares to respond. People if you don't need any service just money use this else do not use them. They just don't respond.

Hemanth_Unleashed ,

Disappointed me after more than a year of usage

I was using their services for more than a year now. Took multiple loans and repaid. Now they disappointed me. During lockdown, applied for Moratorium, but no response from their team. On the day of repayment they enabled a form to apply which is just lines, no title, no placeholder. Didn’t know what to fill where. I tried to repay manually but they won’t accept since ECS is enabled, tried to change bank account, but again form with just lines. Finally manual payment is enabled after due date and they put payment bounce penalty. This is not acceptable. Finally connected to chat which disconnects frequently and their agent says we have to figure out and pay, they won’t waive the penalty. This such a bad business logic and worse app. Will close my profile once my credit card limit is increased. Thank you earlysalary for serving me.

Developer Response ,

Dear User,
We understand your situation and to help you with your current problem we request you to share your customer ID along with your personal loan requirement at needhelp@earlysalary.com. And I assure you our team will surely look into this on priority and try suggesting when will you be able to reapply for the loan.
Team EarlySalary.


Social Worth Technologies Private Limited
66.6 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

You May Also Like