Easy Personal Loan - KreditBee 4+

Easy Instant Personal Loan App

Finnovation Tech Solutions Private Limited

    • Free

iPhone Screenshots

Description

KreditBee: Your trusted source for instant personal loans. Join more than 5 crore users and grab loans from ₹1,000 to ₹10 lakh quickly. Apply now for easy cash!

KreditBee is an online instant personal loan app trusted by over 50 million Indians.
Get a quick personal loan at attractive interest rates for a hassle-free experience. Apply for a quick online loan and get the amount directly in your bank account. Whether salaried or self-employed, get easy funds - anytime, anywhere.

- Online personal loans from ₹1,000 to ₹10,00,000
- Interest rates - 17% to 29.95% p.a.
- Tenures - 7 to 36 months
- APR range - 17 to 50%
- Low transaction fees
- Quick loans & easy EMI

What makes KreditBee ideal for every customer?
- Quick online loan
- Low interest rates
- Easy application process
- Fast loan approval
- Digital processing & quick loan disbursal
- Easy repayment with manageable EMI

Features of KreditBee personal loan app
- Quick Approval – Get a personal loan approved in minutes on our loan app
- Flexible Repayment Options – Choose to pay online loan within 7 to 36 months depending on your eligibility
- Digital process – Enjoy hassle-free documentation with our online personal loan app. Submit required documents online
- Full Transparency – No hidden costs
- Convenient – Get a quick personal loan anytime, anywhere
- Languages – English & Hindi

Why KreditBee?
Loan for All Purposes: From financing big purchases, short or long domestic/international trips, education, shopping, wedding expenses, and debt consolidation, to emergency home repairs or medical bills.
Flexible Interest Rates: We offer loans with flexible interest rates of 17% to 29.95% per annum.
Security: We only work with RBI-certified NBFCs/Banks.

* KreditBee is a loan facilitator platform connecting customers with our RBI-approved NBFCs partners & Banks.


Our RBI-registered Lending Partners
Krazybee Services Pvt. Ltd.
Incred Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Northern Arc Capital Ltd.
MAS Financial Services Ltd.
Cholamandalam Investment and Finance Company Ltd.
PayU Finance India Pvt. Ltd.
Poonawalla Fincorp Ltd.
Piramal Capital & Housing Finance Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Tata Capital Ltd.

Types of Loans:
1. Flexi Personal Loan: Flexi personal loans with repayment tenure of 7 to 10 months for loan amounts of ₹1,000 to ₹80,000. PAN card & proof of address are required.

2. Personal Loan for Salaried: Easy personal loans to salaried individuals for flexible repayment terms of 7 to 36 months for a loan amount of ₹10,000 to ₹10,00,000. A PAN card, address proof, & salary proof are required.

3. Business Loan - Business loans from ₹10,000 to ₹4,00,000 with flexible tenures of 7 to 24 months. Apply for an instant loan using PAN card, address & business proof.

Example: Personal Loan for Salaried Individuals

Loan Amount: ₹50,000
Tenure: 12-months
Rate of Interest: 20% per annum
Processing Fee: ₹1,250 (2.5%)
Onboarding Fee for New Customers: ₹200
GST on Onboarding & Processing Fee: ₹261
Total Interest: ₹5,580
EMI: ₹4,632
APR: 26.92%
Amount Disbursed: ₹48,289
Total Repayment Amount: ₹55,580

Eligibility Criteria
- Indian national
- Over the age of 21
- Steady monthly income

Steps to avail a loan:
1. Install the KreditBee app
2. Signup using mobile number
3. Provide PAN number & check eligibility
4. Upload KYC documents, including address proof & get your profile verified
5. Choose amount and tenure
6. Provide bank account details
7. Request money transfer in your bank account

Contact Us
- Email: help@kreditbee.in
- Call: 080-44292200 / 080-68534522
- Address: 4th Floor, Mereside Heights, 1st Main Road, Sakshi Nagar, Pai Layout, Mahadevapura, Bangalore, 560016

With KreditBee, you get a loan app as well as a financial companion that understands your needs. Our customer support team is available to assist you throughout your loan journey. Unlock a world of possibilities and take control of your finances today with KreditBee.

What’s New

Version 1.4.3

We are excited to announce the latest update to the KreditBee app, your go-to solution for personal loans! This update brings a new premium look and feel, along with several new features and improvements to enhance your borrowing experience for a quick cash loan.



What's New:
Bug Fixes and Performance Improvements: We’ve addressed various bugs and made performance enhancements to ensure the app runs smoothly.



Why Choose KreditBee?
KreditBee is your reliable cash loan app designed to provide quick and easy access to instant loans. Whether it's an emergency expense or a planned purchase, our instant personal loan solutions are here to support you. We are committed to continuously improving our services to meet your financial needs.



In a sea of instant loan apps, KreditBee stands out for its personal loans due to its quick and reliable service.

Ratings and Reviews

4.4 out of 5
36.5K Ratings

36.5K Ratings

SonLeo2 ,

Total unethical and against RBI rules, Gundas hafta walas are running this App

This App and the people running this app are typical roadside Gundas or hafta walas. Its not even a week that I cannot repay the loan due to March Account and upcoming elections the salarys are late they start bombarding with threatening messages to my Family numbers through Wattsapp some Suraj claiming to be a field officer but under Truecaller coming as some Kajol will be coming to take the amount by cash since its been so long that I havent paid my loan and also will be service charging for late amount, its total hafta wasooli type of attitude against RBI rules and regulations. Have to give a complaint letter to RBI. They think we dont know the Guidelines set by RBI for Banks and private online loan providers? And also once the app has to be updated they have no option for changing your registered mobile number. To log in to the App you have to give your registered mobile to where you will be getting an OTP but in my case I am longer using that number and now cannot log in to the App and they have no alternative method for entering or changing the registered number. Overall this app is run by Gundas who dosent care about laws and guidelines and the App they created are full of flaws. Never take loan from this app I wouldnt have even given a 1 star 👎🏻

Developer Response ,

To help us serve you better, please share your contact details with us. We are waiting for the contact details to be shared by you at help@kreditbee.in. We will look into the issues and reach out to you at the earliest. Regards, Team KreditBee

Krishna Rao CA ,

Beware. They will torture you

Beware of Kreditbee. They will torture you. They will ruin your credit. I took a loan of 15,000 INR from them and paid it off In time. Despite paying it off on time, they reported to CIBIL that it is 89 days overdue. I filed a dispute with CIBIL. CIBIL informed that only lender can correct it. I contacted Kreditbee. They never reply to emails. They do not give a straight answer over the phone. I followed up more than 50 times. Finally they replied that they will look into it but they never really did. After following up for another 8 months and complaining about their practices to the banking institutions with which Kreditbee partners, finally they agreed that the loan is paid off and they said they will send a request to CIBIL and other credit reporting agencies to make corrections. They asked me to wait 10-15 days for these changes to reflect on the credit report. It has been 14 months since their email. The account is still show that it is under dispute. Never trust these people. They will screw up your credit report forever. They are the worst kind of loan sharks. Beware. Stay away. I took time and detailed my experience. Hope this will stop people from taking loans from this unethical company.

Developer Response ,

To help us serve you better, please share your contact details with us. We are waiting for the contact details to be shared by you at help@kreditbee.in. We will look into the issues and reach out to you at the earliest. Regards, Team KreditBee

deepikaboricha ,

Goons app it is

My only last EMI is due and my grandma is in the hospital she had suffer from major brain stroke and only for 1 emi they are torturing me. I am not on a good condition but they continuously call us threat us they don’t know how to talk no females calls the men are very very rude they don’t know how to talk I don’t know they have their sister or mother at home. They talk like be my girlfriend all this stuff how i talk with them at this situation. Threatening like leggal team will visit pay till 4 or we will report to cibil.. i know my cibil i know how to take care i have also scared of my cibil that i will not get the loan but what I should do on this situation I can’t let go my grandma i have to help her nobody is there for her im the one who takes care.. plzz tell ur goons know how to talk with a girl atleast to have a good manner if i talk rude to them they start telling don’t play women card. Am i mad why would i do this.. all have some issues at their houses.. they don’t think that is could be with them also but no they just want to torture us.. plzz don’t buy a loan from this app.. if u have major issues take it from ur friends but don’t take it from here.. because it has large amount of emis for only 5 months..

Developer Response ,

To help us serve you better, please share your contact details with us. We are waiting for the contact details to be shared by you at help@kreditbee.in. We will look into the issues and reach out to you at the earliest. Regards, Team KreditBee

App Privacy

The developer, Finnovation Tech Solutions Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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