Gem - Money tracker 4+
Spending budget & bills
Oz Pinhas
-
- Free
- Offers In-App Purchases
iPhone Screenshots
Description
Loved by users. Gem helps you log expenses fast and stay on any budget, designed to save you time and money.
FLEXIBILITY:
- Unlimited organization: Categories, budgets, wallets, accounts, tags
- Categories appearance: Set colors & icons (450 icons from SF Symbols by Apple)
- Custom behavior: Set default categories, accounts, input types…
- Track your way: Track just what you care about, choose card styles
- Calculator & calendar for logging yesterday’s purchases
- (English only) AutoTag organizes your tags: Tagging an expense as “Rent” will offer a new tag under “Household”
SPOT TOXIC HABITS:
- Track almost anything: Expenses, savings, repeating expenses, category, account and any tag
- Budgets: Avoid overspending, set a budget to any report
- View account balance, transfer money between accounts
- View reports on a weekly/monthly/yearly basis, custom starting day
- View current spending, average spending, budget status, breakdown by category, comparison to “same day, last month”, category trends
- View how much you saved, compare to past savings, review past income
BILLS & SUBSCRIPTIONS:
- Manage all repeating expenses
- Bill periods: weekly, bi-weekly, monthly, bi-monthly
- Bills reports: View paid payments, upcoming ones, trends & breakdown by category
WIDGETS:
- See spending & top categories
- Adjust period by monthly/weekly/daily
- Shortcut for logging expenses, even from Lock Screen
- Upcoming bills & recently paid ones
POWERFUL SEARCH:
- Search entries by text, category, budget - anything!
- See total spending for your search results (all those donuts!)
- See similar spending (search "pizza" --> see “food & drinks”)
IMPORT & AUTOMATIONS:
- Automatically log your expenses when you tap to pay (requires setting a shortcut and iOS 17)
- Rules for setting category based on entry’s merchant (“Venue DZ MX” → Coffee)
- Works with 99% of CSV files, custom date formats
- Import categories, subcategories & notes
- Choose your fields (optional)
MORE:
- Daily iCloud backup
- Daily reminder to record expenses (optional)
- Stay on top of your categories: Merge unused, view usage
- Manage your money: Currency, income, bills, amount formats, default accounts…
- Export to CSV file: All expenses, or just last month, specific accounts or reports
- Customize: Theme accent color, app icon, app bottom menu, category list appearance
Need help? Have a suggestion?
Email me at human@shelftwo.com
Terms & privacy: shelftwo.com/gem/terms
What’s New
Version 3.2
- Emerald is now Gem, hello there!
- Daily backup to iCloud
- Set starting day for budgets & reports, like 2nd of the month
- Change appearance of category list: long list or compact grid
- Advanced import options: Keep records uncategorized, add records to your default accounts and more
- Customize app menu & theme colors
- Powerpack: Some features now require a one-time purchase to unlock
- Improved app settings, especially for setting your recording behavior
- Many bug fixes: Reports showing wrong budget info when report style is set to show “your usual”
Thank you dear friends! Please share feedback & ideas.
I read every email at human@shelftwo.com
Ratings and Reviews
Best money manager in the market
Emerald is hands down the best budget and money manager on the app store. I have tried almost all of the apps, Emerald beats every other app when it comes to the UX, interactions, customisations, budgeting and reporting. I love using it everyday. Has helped me build a habit of recording my spendings. The only gripe is I want an automatic backup system to icloud, currently its manual. Automatic backup with a google sso will make it the GOAT. Good job, dev.
Developer Response ,
Hey buddy! Thanks SO MUCH for your support 🙈❤️
Automatic backup is coming up, check out next update ;)
If you wanna try it sooner and join the beta (+share more great feedback), email me at human@shelftwo.com.
Thanks again, Oz the human dev 🙏
Need clarification
Is there an option to include transfer from one account to another under total expenses.
Other wise this is the most effective app i have found after trying many applications
Developer Response ,
Hey there! You can record transfers between accounts. If you have accounts set, when logging expense amounts, tap the up/down arrows to switch to “transfer” (right next to the % button). If you don’t have accounts set, create some from Settings > Record details > Advanced, and add a new collection named “Accounts”. I’m happy to help via email, write me at human@shelftwo.com. Thanks!
One of the best Apps in the App store
This is the best budget i have ever used, and i have used plenty The UI the ease of use the features they are second to none Great job guys I hope to getting the updates forever
Developer Response ,
Hey buddy and thanks for the kind words ❤️ Stay tuned for more updates, and email me at human@shelftwo.com if you’re interested in trying new beta features!
App Privacy
The developer, Oz Pinhas, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Oz Pinhas
- Size
- 27.9 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 16.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English, Hebrew
- Age Rating
- 4+
- Copyright
- © Oz Pinhas
- Price
- Free
- In-App Purchases
-
- Gem Powerpack ₹ 199
- Thanks tip ₹ 99
- Spectacular tip ₹ 499
- Amazing tip ₹ 299
Supports
-
Family Sharing
Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.