ET Money Mutual Fund, SIF, SIP

Name: ET Money Mutual Fund, SIF, SIP
Rating: 4.3 (21270 reviews)
Author: BANAYANTREE SERVICES LIMITED

Advice to Build, Manage Wealth

Only for iPhone

Free

21K Ratings
Ages

4+
Years
Category

Finance
Developer

BANAYANTREE SERVICES LIMITED
Language

EN
English
Size

618.2
MB

iPhone

ET Money: All Your Wealth. One Intelligent App ET Money helps you plan, invest, grow & manage your wealth, simply & intelligently. Millions of Indians use it to build long-term wealth across various investment products, including Mutual Funds, SIFs, Fixed Deposits, NPS, Bonds, Smallcases, PMS, AIFs & more. It brings your plans, investments & insights together in one clean, powerful app. All wealth products in one place - Mutual Funds: Invest in the top mutual funds in India instantly. Start SIP or do a lump sum effortlessly. No paperwork required. No demat account needed. - SIFs: Specialized Investment Funds use advanced strategies to adapt to changing markets & protect your capital. - Fixed Deposits: Get high-interest FDs from trusted names like Bajaj Finance, Shiram Finance & Survoday SF Bank. Insured up to ₹5 lakh by DICGC. - Bonds: Earn up to 11% fixed returns with SEBI-regulated, top-rated bonds. No lock-in. Sell anytime. - NPS: Build retirement savings with the world’s lowest-cost pension plan. Save up to ₹62,400 in taxes every year. - Smallcases: Invest in curated stock portfolios designed around themes & strategies for long-term growth. - PMS & AIFs: Access hand-picked PMS & AIFs from India’s top fund managers. - Loans Against Mutual Funds: Get instant liquidity without selling your investments. Borrow in minutes, pay interest monthly & repay the principal at any time. - ET Money Cash: Get pre-approved personal loans instantly. No paperwork or collateral. - Insurance: Secure your life & health with curated, reliable plans that fit your wealth goals. Intelligent tools for smarter decisions - Investor Personality: Understand your investing style & risk comfort through India’s most scientific assessment, built with behavioural experts. Align your decisions with who you truly are & stay confident through every market phase. - Fund Report Card: Find top funds that deliver returns & protect downside. Every fund is rated on Consistency of Returns & Downside Protection, adjusted for category intelligence & given an ET Money Rank. So you know how a fund truly performs. - Fund Verdict: Know instantly if a fund & the category are a good fit for you. Decided based on the risk taken by the fund & if it matches your risk tolerance. Also, get to know your ideal investment horizon & the best way to invest in it. - ET Money Select: Get a personalised list of top mutual funds. Hand-picked after analysing millions of data points & mapped to your risk profile. Regularly reviewed to keep only the best aligned to you. - Portfolio Health Check: Discover the true health of your portfolio. Get a score based on 100+ parameters — returns, risk, diversification & investing behaviour. See what’s working, what’s not & where to act. - Portfolio Breakdown: See exactly where your money is invested across asset classes, sectors, companies, credit ratings & debt durations. Check if your diversification matches your plan. - Portfolio Fix: Turn insights into action. Identify underperforming funds & get better, personalised replacements, so your portfolio always stays in top shape. - Mutual Fund Strategies: Built to Keep You Ahead Expert-built, data-backed strategies personalised to your risk, goals & horizon. Diversified across assets & styles, rebalanced periodically & tracked with alerts, so you stay disciplined, confident & on course through every market phase. Ease, Convenience & Control - Track all your external mutual fund investments for free and view current & lifetime XIRR instantly. - Download ready-to-use capital gains statements for taxes, free & accurate. - Complete KYC instantly within the app. 100% paperless. - Invest without a demat account. Everything from discovery to tracking happens securely on ET Money. Why investors trust ET Money - Trusted by 1cr+ investors across India. - Part of the 360 ONE Wealth group, one of India’s largest wealth & asset managers. - Regulated by SEBI, RBI, PFRDA, & IRDAI.

Ratings & Reviews

4.3

out of 5

21K Ratings

Good App with prospects but needs work.
06/07/2018

hicchiehi
The app is definitely a positive in so far as convenience is concerned and helps bypass long paperwork and processes. At the same time the KYC process is simple enough for even a first timer to follow and register. The app needs development in terms of providing more options in SIPs. Currently the app only provides for High Growth High Risk option, Tax Saving option and SIPs with Balanced Returns option. That being said options like ETF based SIPs are currently not being provided. Second, as the SIPs do not provide details as to which are the portfolios the current Funds are invested in. Further there should be an option to ascertain what is the current market value of my investment so that investors can take an informed decision in case they require liquidity. In so far as money market options are concerned, the process as to what happens when money is invested in the money market and the risks associated with money market investments are not properly laid out. Unless one is made aware of the risks involved in money markets, attracting investors may be difficult.Definitely an app I would use as it makes my life easier but would want more optionality and features if the intent is to make it the sole one stop shop for making investments.

Developer Response
Hi, first of all thank you so much for taking time out and giving us such a detailed feedback. We are working on many new features that will cover almost all the suggestions that you have given. We would love to hear your valuable feedback on our upcoming new features as well. Regards, Team ETMONEY
Good App with prospects but needs work.
06/07/2018

hicchiehi

The app is definitely a positive in so far as convenience is concerned and helps bypass long paperwork and processes. At the same time the KYC process is simple enough for even a first timer to follow and register. The app needs development in terms of providing more options in SIPs. Currently the app only provides for High Growth High Risk option, Tax Saving option and SIPs with Balanced Returns option. That being said options like ETF based SIPs are currently not being provided. Second, as the SIPs do not provide details as to which are the portfolios the current Funds are invested in. Further there should be an option to ascertain what is the current market value of my investment so that investors can take an informed decision in case they require liquidity. In so far as money market options are concerned, the process as to what happens when money is invested in the money market and the risks associated with money market investments are not properly laid out. Unless one is made aware of the risks involved in money markets, attracting investors may be difficult.Definitely an app I would use as it makes my life easier but would want more optionality and features if the intent is to make it the sole one stop shop for making investments.
Developer Response 09/07/2018
Hi, first of all thank you so much for taking time out and giving us such a detailed feedback. We are working on many new features that will cover almost all the suggestions that you have given. We would love to hear your valuable feedback on our upcoming new features as well. Regards, Team ETMONEY
Single place to track all the MF investments, requiring few improvements.
13/10/2022

joshi.mohit86
I’ve been using this app for years now. It has been improved a lot since then, now with the addition of Genius it’s even better.All the features, ease of use, etc makes the app eligible for a 5 star, but there is one issue in the algorithm which is used to track investments.It sometimes messes up the total investments in MFs when tracking the external MF investments, it somehow, somewhere ignores few transactions/ counts few as double transactions and messes up all the transactions posted. Like for me, it’s showing the invested/current portfolio worth as around 50% higher than what it is actually. So now I wish there could be a one touch option to clean the external investments and then recreate the database again by uploading the CAS statement. Or the best would be if you guys improve on your algorithm to track the investments correctly. I’d always seen such anamoly, but never bothered because it used to be an error of ~5% till now. But since the the error is ~50% and I’ve been using it to track my folios at single place, the error bothers me more than earlier so thought of writing about this here.Until the issues are resolved (either way), I feel the app is 3*

Developer Response
Hi Mohit, thank you for being a valuable user of ET Money and we deeply regret the unpleasant experience. We are unable to locate your account with your name appearing here. Please share the ticket ID of your email conversation or write to us at help@etmoneycare.com using your registered email address if you haven't emailed us yet for us to get this sorted for you.
Single place to track all the MF investments, requiring few improvements.
13/10/2022

joshi.mohit86

I’ve been using this app for years now. It has been improved a lot since then, now with the addition of Genius it’s even better.All the features, ease of use, etc makes the app eligible for a 5 star, but there is one issue in the algorithm which is used to track investments.It sometimes messes up the total investments in MFs when tracking the external MF investments, it somehow, somewhere ignores few transactions/ counts few as double transactions and messes up all the transactions posted. Like for me, it’s showing the invested/current portfolio worth as around 50% higher than what it is actually. So now I wish there could be a one touch option to clean the external investments and then recreate the database again by uploading the CAS statement. Or the best would be if you guys improve on your algorithm to track the investments correctly. I’d always seen such anamoly, but never bothered because it used to be an error of ~5% till now. But since the the error is ~50% and I’ve been using it to track my folios at single place, the error bothers me more than earlier so thought of writing about this here.Until the issues are resolved (either way), I feel the app is 3*
Developer Response 14/10/2022
Hi Mohit, thank you for being a valuable user of ET Money and we deeply regret the unpleasant experience. We are unable to locate your account with your name appearing here. Please share the ticket ID of your email conversation or write to us at help@etmoneycare.com using your registered email address if you haven't emailed us yet for us to get this sorted for you.
Helpful app, can be aesthetically better
22/01/2022

AChakraborty
The app is helpful for beginners to start investing by checking financial data which is readily available on the app. However, on the appearance front, the team should develop a proper Dark Theme. The one that was released a few days ago is a joke. I have been dropping mails for a long time now but this so called Dark Theme has just darkened the background. Every single section is still in Light mode. Besides, a few charts like amount invested per month, projected value in 1 year and changing the “how much you need to invest for goals” into something actually useful. Currently it has a pre-programmed set of values which is another joke. A lot of machine learning models can be trained to predict this better. Please take a look into this. I am certain it will help a lot of users in the long run.

Developer Response
Hi, we've forwarded your feedback to our developers. Thank you for taking out the time to send us your suggestions!
Helpful app, can be aesthetically better
22/01/2022

AChakraborty

The app is helpful for beginners to start investing by checking financial data which is readily available on the app. However, on the appearance front, the team should develop a proper Dark Theme. The one that was released a few days ago is a joke. I have been dropping mails for a long time now but this so called Dark Theme has just darkened the background. Every single section is still in Light mode. Besides, a few charts like amount invested per month, projected value in 1 year and changing the “how much you need to invest for goals” into something actually useful. Currently it has a pre-programmed set of values which is another joke. A lot of machine learning models can be trained to predict this better. Please take a look into this. I am certain it will help a lot of users in the long run.
Developer Response 27/01/2022
Hi, we've forwarded your feedback to our developers. Thank you for taking out the time to send us your suggestions!
Bad App-
10/06/2021

Uday Mathew
I have been using this App for over a year and have had multiple bad experiences:--my SIP was getting cut every month but this money invested was not showing in the ET money records/holding data for over two months. I have written to them multiple times , but it has still not been updated and I have no clue where the money has gone -customer support is really bad with no reply given for upto three days . The firms crib is that it’s because of Covid. These are reasons given by some third world government organisations and not expected from a private firm where people’s valuable money is being invested (interestingly they did have the time to update the User Interface of the App three days back in the middle of the second wave of Covid 19 in India!!)-if you want to withdraw money it gets credited only after 5 working days, and that too after contacting them and reminding them (though in the App they claim it will get credited in 3 working days which is laughable)-I totally agree with another person who said that it’s not clear what are the hidden charges that get deducted when you want to withdraw your money

Developer Response
Hi Uday, we deeply regret for any inconvenience. One of our team members had attempted to speak to you today. Unfortunately, we couldn't connected as the number registered with us appears to be "Out of Service'. Further, as checked, all your emails were timely addressed with proper information. However, with reference to your concern on the unit allocation time is based on the date & time of fund realization at the respective MF Houses. Hence, we are unable to mark the transaction completed on the day of investments. Apart from this, the withdrawal you have referred in your email, was from a fund which invests in 'International Equities' and hence has the turn around of time transaction plus 7 business days. The 3 working days is applicable to the funds which invests in domestic equities. Please note, the redemption turnaround time is different from fund to fund between Transaction plus 1 business day to 7 business days. Kindly, email us your alternate number to have a detailed conversation and address your doubts accordingly.
Bad App-
10/06/2021

Uday Mathew

I have been using this App for over a year and have had multiple bad experiences:--my SIP was getting cut every month but this money invested was not showing in the ET money records/holding data for over two months. I have written to them multiple times , but it has still not been updated and I have no clue where the money has gone -customer support is really bad with no reply given for upto three days . The firms crib is that it’s because of Covid. These are reasons given by some third world government organisations and not expected from a private firm where people’s valuable money is being invested (interestingly they did have the time to update the User Interface of the App three days back in the middle of the second wave of Covid 19 in India!!)-if you want to withdraw money it gets credited only after 5 working days, and that too after contacting them and reminding them (though in the App they claim it will get credited in 3 working days which is laughable)-I totally agree with another person who said that it’s not clear what are the hidden charges that get deducted when you want to withdraw your money
Developer Response 12/06/2021
Hi Uday, we deeply regret for any inconvenience. One of our team members had attempted to speak to you today. Unfortunately, we couldn't connected as the number registered with us appears to be "Out of Service'. Further, as checked, all your emails were timely addressed with proper information. However, with reference to your concern on the unit allocation time is based on the date & time of fund realization at the respective MF Houses. Hence, we are unable to mark the transaction completed on the day of investments. Apart from this, the withdrawal you have referred in your email, was from a fund which invests in 'International Equities' and hence has the turn around of time transaction plus 7 business days. The 3 working days is applicable to the funds which invests in domestic equities. Please note, the redemption turnaround time is different from fund to fund between Transaction plus 1 business day to 7 business days. Kindly, email us your alternate number to have a detailed conversation and address your doubts accordingly.

ET Money—Now with Specialised Investment Funds (SIFs) Introducing SIFs - Strategy-led, flexible funds designed for bigger investments - Built for growth with added stability and protection Plus, mutual fund discovery is now easier - Improved fund exploration - More themes to help you choose with confidence Your feedback continues to shape ET Money. Explore the update—we'd love to hear what you think.

Version 5.3.31

6 days ago

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