ET Money: Mutual Fund, SIP App 4+

SIP in Mutual Funds, ELSS, NPS

Times Internet Limited

Designed for iPhone

    • Free

iPhone Screenshots


ET Money (erstwhile ETMONEY) is India's best & highest rated App for Mutual Fund Investment in Direct Mutual Funds and all your other Personal Finance Management needs at one place.

With ET Money you can invest, track & manage your mutual fund investments in Zero Commission Direct Mutual Funds, earn guaranteed interest rate from Fixed Deposits, get assured pension for Retirement via investing in NPS. You can also secure your family with Term Life Insurance & Health or Medical Insurance policy.

Direct Mutual funds investment with ET Money (ETMONEY) is Fast, Easy, Paperless & Secure
- Invest your money in top mutual fund via SIP or Lumpsum investments. Track & manage your past and all mutual fund investments with a 0% commission or any brokerage fee. Earn up to 1% extra returns on your existing regular Mutual Funds & SIPs by switching to Direct Plans of the same Mutual Fund Schemes
- Save Tax by via investment in ELSS mutual funds starting with ₹500 per month
- Invest in top-rated mutual fund schemes selected through expert recommendations
- Invest in top-performing mutual funds schemes for every investment goalwise, risk appetite & investment horizon

Why ET Money the Best Mutual Fund App?
- Buy Mutual funds with 0% Commission, No transaction charges & No hidden fees
- As a best investing app we support all UPI payment Apps like Google Pay, PhonePe, BHIM UPI, Paytm & enable one-tap payments through NPCI emandate & Net banking for mutual funds investment via SIP/Lumpsum
- Easy to switch your existing Lump Sum or SIP mutual funds from other apps like Paytm Money, Groww, Scripbox, myCAMS, - Karvy mftrack Zerodha Coin
- Invest in different mutual funds like equity mutual funds, elss mutual fund, small-cap, large-cap, mid-cap, multi-cap mutual funds, balanced funds, gold mutual funds, sector mutual funds, or international funds, etc., all from one mutual fund app
- Invest in top mutual fund schemes via SIPs/Lumpsum of AMCs like SBI Mutual Fund, Reliance Mutual Fund, ICICI Prudential Mutual Fund, HDFC Mutual Fund, Aditya Birla Sun Life (ABSL) Mutual Fund, Kotak Mutual Fund, Mirae Asset Mutual Fund, Axis Mutual Fund, Motilal Oswal Mutual Fund, L&T Mutual Fund, IDFC Mutual Fund, Parag Parikh Mutual Fund, UTI Mutual Fund & More

Start Investment in Mutual Fund App for Free
- Create Mutual Fund Investment account in few minutes
- Invest in mutual funds by starting a SIP/lump sum in a few taps
- Start your mutual fund investment journey with ₹500/month via SIP in top mutual fund schemes.

Mutual Fund Portfolio Tracking & Health Report
- One investment dashboard to track all your past mutual fund investments invested externally or outside of ET Money
- Upload PDF for all external mutual fund investment for better portfolio tracking
- Track returns of your mutual funds investment portfolio
- Get investments health reports as well as ideas to improve returns and reduce risks

Guaranteed & Fixed Return with Bajaj Finance Fixed Deposits
- Get more returns than bank FDs; assured returns up to 6.75%
- Compound Interest, Higher Rates for Senior Citizens
- Flexible Payout Option i.e. Monthly, Quarterly, Half Yearly, Annual, or at Maturity

Plan your retirement with National Pension System (NPS)
- Create an NPS account without paperwork
- Existing NPS investor can start investing with their PRAN

Why ET Money (ETMONEY) needs the following permissions:
- Camera: To click selfie & other proofs needed for KYC verification
- Storage: To upload any image from your device for KYC verification

ET Money investment app SEBI Reg. No. INA100006898. BanayanTree Services Limited. Email ID:

What’s New

Version 4.5.09

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Ratings and Reviews

4.5 out of 5
19.7K Ratings

19.7K Ratings

hicchiehi ,

Good App with prospects but needs work.

The app is definitely a positive in so far as convenience is concerned and helps bypass long paperwork and processes. At the same time the KYC process is simple enough for even a first timer to follow and register. The app needs development in terms of providing more options in SIPs. Currently the app only provides for High Growth High Risk option, Tax Saving option and SIPs with Balanced Returns option. That being said options like ETF based SIPs are currently not being provided. Second, as the SIPs do not provide details as to which are the portfolios the current Funds are invested in. Further there should be an option to ascertain what is the current market value of my investment so that investors can take an informed decision in case they require liquidity.

In so far as money market options are concerned, the process as to what happens when money is invested in the money market and the risks associated with money market investments are not properly laid out. Unless one is made aware of the risks involved in money markets, attracting investors may be difficult.

Definitely an app I would use as it makes my life easier but would want more optionality and features if the intent is to make it the sole one stop shop for making investments.

Developer Response ,

Hi, first of all thank you so much for taking time out and giving us such a detailed feedback. We are working on many new features that will cover almost all the suggestions that you have given. We would love to hear your valuable feedback on our upcoming new features as well. Regards, Team ETMONEY

AChakraborty ,

Helpful app, can be aesthetically better

The app is helpful for beginners to start investing by checking financial data which is readily available on the app. However, on the appearance front, the team should develop a proper Dark Theme. The one that was released a few days ago is a joke. I have been dropping mails for a long time now but this so called Dark Theme has just darkened the background. Every single section is still in Light mode. Besides, a few charts like amount invested per month, projected value in 1 year and changing the “how much you need to invest for goals” into something actually useful. Currently it has a pre-programmed set of values which is another joke. A lot of machine learning models can be trained to predict this better. Please take a look into this. I am certain it will help a lot of users in the long run.

Developer Response ,

Hi, we've forwarded your feedback to our developers. Thank you for taking out the time to send us your suggestions!

joshi.mohit86 ,

Single place to track all the MF investments, requiring few improvements.

I’ve been using this app for years now. It has been improved a lot since then, now with the addition of Genius it’s even better.
All the features, ease of use, etc makes the app eligible for a 5 star, but there is one issue in the algorithm which is used to track investments.
It sometimes messes up the total investments in MFs when tracking the external MF investments, it somehow, somewhere ignores few transactions/ counts few as double transactions and messes up all the transactions posted. Like for me, it’s showing the invested/current portfolio worth as around 50% higher than what it is actually. So now I wish there could be a one touch option to clean the external investments and then recreate the database again by uploading the CAS statement. Or the best would be if you guys improve on your algorithm to track the investments correctly. I’d always seen such anamoly, but never bothered because it used to be an error of ~5% till now. But since the the error is ~50% and I’ve been using it to track my folios at single place, the error bothers me more than earlier so thought of writing about this here.
Until the issues are resolved (either way), I feel the app is 3*

Developer Response ,

Hi Mohit, thank you for being a valuable user of ET Money and we deeply regret the unpleasant experience. We are unable to locate your account with your name appearing here. Please share the ticket ID of your email conversation or write to us at using your registered email address if you haven't emailed us yet for us to get this sorted for you.

App Privacy

The developer, Times Internet Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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