ET Money: Mutual Fund & SIP 4+
SIP in Mutual Funds, ELSS, NPS
Times Internet Limited
-
- Free
iPhone Screenshots
Description
ET Money, is the trusted choice of millions of investors across India for investment in Direct Mutual Funds, NPS, Fixed Deposit & ET Money Genius.
ET Money also provides the ultimate guide for all your financial needs, including investing in MFs through SIP/lumpsum investment, stocks, managing personal finances, and securing your retirement.
Why Invest in ET Money Direct Mutual Funds?
- Zero Commission: Manage your funds with no commission charges.
- Fast and Paperless: Invest in Direct Mutual Funds effortlessly and without any problem..
- Versatile Options: Choose between SIPs or lump sum investments.
- Enhanced Returns: Switch to Direct Plans for up to 1% extra returns on existing investments.
- Tax Savings: Invest in ELSS mutual funds starting SIP at just ₹500 per month.
- Expert Guidance: Discover top-rated MF schemes tailored to your financial goals and risk tolerance.
- Seamless Integration with UPI Payment Apps: Google Pay, PhonePe, BHIM UPI, Paytm, and more.
- Explore Diverse Mutual Fund Options, including equity, ELSS, small-cap, large-cap, balanced, gold, sector, etc., all within a single MF app.
- Invest in top MF schemes from AMCs like SBI Mutual Fund, Nippon India Mutual Fund, ICICI Prudential Mutual Fund, and many more.
Why Trust ET Money App for the Investment?
- Most Trusted Investment App: ET Money is proud to be recognized as a trusted app for investing in Direct Mutual Funds and comprehensive Personal Finance Management.
- Investment Made Easy: With ET Money app, you can seamlessly invest, monitor, manage, and educate yourself about mutual fund investments.
- Create Personalized Investment Plan: ET Money Genius: Multi-asset investment solution with quant models for optimal returns, considering rates, inflation, equity, and market trends. This can create personalized investment plan and suggest mutual funds & stocks portfolio as per investor personality
- Track your Mutual Funds Portfolio Health: ET Money Mutual Fund App provides you a streamlined dashboard for external mutual funds, easy PDF uploads, track returns, and receive risk-reducing suggestions in investment health reports.
- Start Your Investment Journey for Free: Begin investing for free, create an account in minutes, start SIPs/lump sum investments effortlessly, with a minimum of ₹500 per month.
- Maximize Your Tax Savings: ET Money Tax Saving Maximiser assists you to save up to ₹78,000 on taxes: ₹46,800 with ELSS Mutual Fund & Term Insurance, ₹15,600 via NPS, and ₹15,600 with Health Insurance.
- Secure and Lucrative Fixed Deposits: Through ET Money Fixed Deposits with Bajaj Finance, earn higher returns compared to traditional bank FDs, with assured returns up to 8.60%.
- Plan Your Retirement with NPS: Open a hassle-free NPS account. Existing investors can contribute using their PRAN. Contribute to NPS through an SIP or lump sum investments.
- Stocks Recommendation: ET Money uses a momentum-based strategy to recommend stocks, providing two buy recommendations each week on the first business day.
- Streamline Finances with Expense Management: Monitor and manage your expenses and bills in one place to never miss a payment.
- Useful Investment Guide and Tips: Learn all about Mutual Fund,FD, NPS, Stocks and other Personal Finance options.
Permissions Explanation
- Camera: To capture necessary KYC verification documents.
- Storage: To upload images from your device for KYC verification.
ET Money is your trusted financial partner, SEBI Reg. No. INA100006898. BanayanTree Services Limited. Contact us at help@etmoneycare.com for assistance.
What’s New
Version 4.8.61
Explore Your Favorite Stocks!
- Effortlessly search and explore stocks within the app
- Access comprehensive details, including real-time prices, in-depth fundamentals, and technical analysis, all in one place
- Get insights to help you make smarter investment decisions
Try it out today!
In other exciting news, we’ve significantly enhanced Genius rebalancing for better tax efficiency:
1. Lower portfolio turnover, leading to reduced taxes
2. Less frequent rebalancing for Debt & Gold
3. Long-term capital gains harvesting
Plus, we've improved app performance and fixed bugs for a smoother experience.
Ratings and Reviews
Good App with prospects but needs work.
The app is definitely a positive in so far as convenience is concerned and helps bypass long paperwork and processes. At the same time the KYC process is simple enough for even a first timer to follow and register. The app needs development in terms of providing more options in SIPs. Currently the app only provides for High Growth High Risk option, Tax Saving option and SIPs with Balanced Returns option. That being said options like ETF based SIPs are currently not being provided. Second, as the SIPs do not provide details as to which are the portfolios the current Funds are invested in. Further there should be an option to ascertain what is the current market value of my investment so that investors can take an informed decision in case they require liquidity.
In so far as money market options are concerned, the process as to what happens when money is invested in the money market and the risks associated with money market investments are not properly laid out. Unless one is made aware of the risks involved in money markets, attracting investors may be difficult.
Definitely an app I would use as it makes my life easier but would want more optionality and features if the intent is to make it the sole one stop shop for making investments.
Developer Response ,
Hi, first of all thank you so much for taking time out and giving us such a detailed feedback. We are working on many new features that will cover almost all the suggestions that you have given. We would love to hear your valuable feedback on our upcoming new features as well. Regards, Team ETMONEY
Single place to track all the MF investments, requiring few improvements.
I’ve been using this app for years now. It has been improved a lot since then, now with the addition of Genius it’s even better.
All the features, ease of use, etc makes the app eligible for a 5 star, but there is one issue in the algorithm which is used to track investments.
It sometimes messes up the total investments in MFs when tracking the external MF investments, it somehow, somewhere ignores few transactions/ counts few as double transactions and messes up all the transactions posted. Like for me, it’s showing the invested/current portfolio worth as around 50% higher than what it is actually. So now I wish there could be a one touch option to clean the external investments and then recreate the database again by uploading the CAS statement. Or the best would be if you guys improve on your algorithm to track the investments correctly. I’d always seen such anamoly, but never bothered because it used to be an error of ~5% till now. But since the the error is ~50% and I’ve been using it to track my folios at single place, the error bothers me more than earlier so thought of writing about this here.
Until the issues are resolved (either way), I feel the app is 3*
Developer Response ,
Hi Mohit, thank you for being a valuable user of ET Money and we deeply regret the unpleasant experience. We are unable to locate your account with your name appearing here. Please share the ticket ID of your email conversation or write to us at help@etmoneycare.com using your registered email address if you haven't emailed us yet for us to get this sorted for you.
Financially rewarding and hassle-free investment platform
I’ve been a satisfied subscriber of ET-Money’s “Genius” membership for a year now. The platform acts as a unified hub for all my investment needs with a seamless and intuitive UI covering stocks, MFs, FDs and NPS. MFs are well categorised, each with an extensive and regularly updated evaluation that helps me make an informed choice.
The “Genius” membership grants access to proprietary investment strategies for stocks and MFs, based on one’s risk appetite. Investments under these strategies undergo rebalancing during SIP-payment to adjust for market conditions. They have performed rather well so far, although I would appreciate the option to rebalance more frequently and automatically for faster response to market-shocks (e.g. the Hindenburg fiasco, or the Palestine-Israel war).
All-in-all, ET-Money is a financially rewarding investment hub that is a pleasure to use. Would highly recommend!
App Privacy
The developer, Times Internet Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Times Internet Limited
- Size
- 362.1 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2018 BanayanTree Services Limited
- Price
- Free