airpay money 17+

Financial wellness at your fingertips–Financial Health Check, Tax Planning, Financial Goals, Financial Instruments, Financial Budget Calculator, Financial Planning, and Analysis & Investment

Offering a 360° financial ecosystem, airpay Money has brought financial wellness into the lives of millions of Indians.

Anything you need to know about personal finance–from financial health to tax planning; from savings to investments–you'll find in one single app!

Financial Health Check Report

airpay money Financial Health Check tool & Financial Health Check Report enable you to achieve financial freedom , and demystify the state of your personal finance affairs.

Financial Health Check Score

airpay money provides a detailed financial health score index to help you understand your spending, saving, borrowing, investment, and financial planning habits.

Financial Health Gap Assessment & Recommendations

Examine and take action on various components of your financial health gaps. Get personalised financial health recommendations and an action plan.

Risk & Age-Based Profiling

Get your risk profile, indicating your willingness and ability to take financial risks.

New Tax Planning Tool

Track & manage your tax liabilities with a customised and data-driven Tax Planner in line with the new & old tax regime as proposed by the Union Budget 2023.

Wealth Products
Invest, track and manage all your financial products in one app
--Mutual Funds
--Fixed Deposits
--National Pension System
--Digital Gold

Insurance Products
Best in-sector insurance products for all requirements in one app
--Life Insurance
--Health Insurance
--Motor Insurance

Capital Market
A one-stop solution for your investment needs. Invest, manage & track your stock investments here.
--US Stocks
--Indian Stocks

Loans
The entire gamut of loans and lending services in India
--Instant Loan
--Personal Loan
--Loan against Mutual Funds & Stocks
--Business Loan
--Home Loan
--Gold Loan
--Loan Against Property

All the financial products are offered directly to the consumers through our partner Banks, NBFCs, and other financial institutions.

airpay money has partnered with RBI-registered NBFCs/Banks to offer personal loans.

Personal Loan Partner:

-- Upwards Fintech Services Private Limited
https://upwards.in/upwards-lead-generation-partners

Home Loan/LAP/Auto Loan Partners:
--HDFC Bank Ltd
--IDFC First Bank
--India Shelter Finance Corporation Ltd
--Indiabulls Housing Finance Pvt Ltd
--Ummeed Housing Finance Pvt Ltd
--Home First Finance Company Pvt Ltd
--Tata Capital Housing Finance Limited
--Bajaj Finance Ltd

Note: The Loan Amount, Interest Rate, and Processing Fee depend upon the borrower's profile and the lending partner's policies.
All charges and interest rates are prescribed and controlled by lenders. We don't have any control over the final credit assessment.

Representative example of the total cost of the loan:
Loan amount: 1,00,000
Flat Interest: 27%
Processing fee: 3%,
Tenure: 12 months
Loan processing fee: Rs.3,000
Stamp duty charges: As per law
EMI per month: Rs.10,583
Total interest: Rs.27,000
Disbursal amount: Rs.97,000
Amount payable: Rs.1,30,000
Annual Percentage Rate(APR): 51.44%
Min Tenure: 6 months
Max Tenure: 36 months
Min Annual Percentage Rate(APR): 51.44%
Max Annual Percentage Rate(APR): 57.81%

Besides these charges, the lender may impose charges for change in repayment mode, delay or default on periodic EMIs. Additionally, based on the lender's policy, panel charges may be imposed by the lender.

The lender may or may not give a prepayment/pre-closure option to the customer and may charge additional charges for prepayment/preclosure.

These are representative figures only. Actual cost may differ depending on Loan amount, Annual Percentage Rate (APR), Processing Fee and the repayment period.

We are certified & licensed by SEBI, IRDAI, PFRDA, AMFI, BSE.

FinMapp Helpline: +91-9289028701 | Email: support@airpay.money