Galgal: Budget, Save, Invest 17+


    • 4.4 • 46 Ratings
    • Free

iPhone Screenshots


Galgal, deriving its name from 'lemon', simplifies your financial journey, making it as effortless and refreshing as a lemon. As a revolutionary banking app, Galgal blends traditional banking with cutting-edge technology, helping you manage and invest your money efficiently.
Your Zero Balance Account - Just a Minute Away
Starting your journey with Galgal is a breeze. Open a zero balance account with us in under a minute:
1. Register with your mobile number and email ID.
2. Complete your online KYC using your PAN card for maximum security.
3. Load money into your Galgal account swiftly via popular UPI apps (Google Pay, Paytm, PhonePe, Freecharge, and IMPS).
Journey Through Our Feature-Rich Ecosystem
Dynamic Budget Split Rule & Guilt-Free Balance: With Galgal, income management is no longer a puzzle. Our innovative feature intelligently splits your income into Essentials, Rainy Day, and Guilt-Free Spending pitchers, letting you manage finance effectively and keeping overspending at bay.
DigiGold Investments: Begin your journey into gold as an investment with as low as INR 10. Track gold prices live, make safe gold investments, and build a robust digital gold portfolio with Galgal. Take a step towards smart investments and secure your future.
Insightful Analytics & Transaction Stories: Break free from tedious spreadsheets. Get a vivid understanding of your money, expenses, savings, and spendable balance through animated, aesthetic insights and transaction stories.
Custom Goals: Set lofty goals and achieve them with Galgal’s Custom Savings Pitcher. Plan your savings targets and automate them for an effective and best investment plan.
Zero Balance Visa Prepaid Card & Secure Transactions: Manage your expenses effectively with your Visa Prepaid Card. Enable/disable swipe, online, and contactless payments with a tap. Lock your card in-app and stay on top of your spending.
Industry-Grade Security: We prioritize your security. With our online KYC process and safe digital transactions, you can rest assured that your hard-earned money is secure with us.
Savings Page: Navigate through your financial journey with ease using Galgal's Savings Page. Here, you can visualize your various pitchers and custom goals, vital components of your smart investments and future investment plans. This concise layout offers a quick overview of your finances, making money management effortless.
Gratitude Program: Make the most of our loyalty program. With Galgal, you earn money as you spend, making us the best earning app for you. Galgal also has partnered with some of the leading merchants to offer you exclusive deals and discounts.
Choose Galgal For:
A refreshing and stress-free banking experience.
Aesthetically pleasing and easy-to-understand money tracking.
Guilt-free spending with our unique balance feature.
Engaging transaction stories instead of monotonous transaction histories.
Earning rewards and claiming free deals.
Galgal, in proud partnership with Visa, provides secure and efficient payment by card options.
Galgal offers 100% digital banking service experience. You get a sleek Visa Prepaid Card by Galgal through a strategic partnership with LivQuik Technology (India) Private Limited an RBI-licensed PPI Issuer. Galgal does not hold or claim to hold a banking license. Load money onto your Galgal account easily in app via UPI. To join the Galgal community, you must be over 18 years of age and an Indian resident.
Download Galgal today - the best app for budgeting, saving and investing money and embark on a joyously simple financial journey!

What’s New

Version 2.1

Minor performance enhancements.

Ratings and Reviews

4.4 out of 5
46 Ratings

46 Ratings

Rishab A Verma ,

Personal Finance Saviour

For years I’ve tried to download apps to manage my personal finances but because of how tedious and boring they were to use I would eventually give up. Thanks to GalGal now my banking application itself is a personal finance manager! I don’t have to make any entries as it categorises my spends automatically! Managing my finances was never easier!

praveshakamonty ,

Best money management app in India!

I truly believe Galgal is the best money management app in India, because it doesn’t just help you with payments, it analyses and educates you about how to manage your money in the easiest way possible. Simple to understand and easy to use! It helped me plan my purchases better and helped me plan my trip to Bali and made my dream come true 😇

Nathan Fernandes ,

Fun and easy to understand banking app

Galgal has helped me to deposit money securely into its app and start spending using its Galgal Visa card. The best part is I can now budget and automatically save for particular goals which I would miss before using UPI apps. Highly recommend to download it and use its features such as budgeting and automatic spending analytics!!!

Developer Response ,

Thank you Nathan, we have some exciting features coming for you!!

App Privacy

The developer, UMUNTHU SYSTEM PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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