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Make UPI transfers or do mobile recharges, bills and payments to businesses with your bank account with Google Pay, a simple and secure payments app by Google.

Join crores of Indians who are using Google Pay for all their payment needs. Refer friends, get the latest offers and earn rewards as you pay.

+ Multiple layers of security from your bank and Google
Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information, wherever you shop online or offline.

Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint.

*Google Pay works with all banks in India that support BHIM UPI.

+ Conveniently pay water, broadband, electricity, landline, gas bills and more
You only need to link your biller accounts once, we remind you thereon to pay your bill with just a few taps. Google Pay works with billers across the country.

+ Find the latest prepaid recharge plans and easily recharge your mobile plan
Recharge any prepaid mobile in fewer steps. Find the best and latest recharge plans as well as repeat recharge in one tap.

You can also recharge your DTH connections across all providers.

+ Check your bank account balance
No need to visit the bank or ATM to see your bank balance, quickly view your bank account balance anytime, easily.

+ Get rewarded
Refer friends, get offers and earn cash rewards into your bank account as you pay.

+ QR code payments
Pay by phone through the QR code scanner at your favorite offline neighbourhood shops and merchants.

+ Shop from specialty brands directly within Google Pay
Order coffee, decorate your space, and explore many other brands easily within the app. Partners include Bili Hu coffee, wellversed, Bohobi and more.

+ Fast & secure payments with your debit and credit cards
Add and link your debit and credit cards** on Google Pay and use them for:
-Online payments (mobile recharges or at your favorite online merchants apps like Myntra). When you checkout, look for the Google Pay logo or use your Google Pay UPI ID.

-Offline payments (at offline shops by tapping your phone on NFC terminals)

**Service is rolling out across bank issuers and card network providers. Currently available to Visa cards from Axis Bank (Credit/Debit), HDFC Bank (Credit/Debit), ICICI Bank (Credit), SBI (Credit), and SCB (Credit/Debit)

+ Book IRCTC train tickets
All you need is your IRCTC account and Google Pay can handle the rest with support for Tatkal bookings and instant refunds!

+ Buy, sell, gift, and earn 24K Gold
Trade gold securely with live market rates backed by MMTC-PAMP. Gold is securely deposited in your Gold Locker on Google Pay, or delivered as gold coins to your home. New! You can now also gift gold to friends and earn gold as Google Pay rewards.

+ Pay online with Google Pay
Make payments on websites, apps or within the Google Pay app. When you checkout, look for the Google Pay logo or use your Google Pay UPI ID.

+ Send and receive money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers

There’s no need to worry about reloading wallets and you don't need to do additional KYC.

Using NPCI's (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), money transfers are simple & secure with Google Pay. You must have an Indian bank account with a phone number linked to it to use this version of Google Pay.

What’s New

Version 118.0

We've made several improvements to optimise your App experience. Update your app to get the latest features and offers. As always, we are here to help! Do leave us feedback, to help improve your experience further

Ratings and Reviews

4.7 out of 5
1.9M Ratings

1.9M Ratings

Nirmal_UV ,


Hi Team,

This is a feedback for you to look into this issue now, one of transactions is failed and the amount been debited from my bank account but it’s not been refunded automatically. When I contacted the GP Team for this, I was told it will be credited to the beneficiary within 3 business days and I will have to contact them to get that back. This is a ridiculous process and there is no ownership that GP holds with any transaction other than simply debited money. I had same scenario couple of times and o had to contact the receiver to give the money back(like seriously!!!!). I am now in an ever more plight this time, I should be contacting a government organisation (IRCTC) to get my money back, I absolutely have no hope for this and it’s frustrating.

This is to bring to your notice that I am not happy with the service this app provides. The transactions I make through this consistently fails and getting a refund back is being a nightmare every time. I am seriously doubtful of choosing Google pay for payments in the future as I cannot afford to stake my money on some volatile application which fails most times nor I will recommend any of my friends to use this.

DebasisMohanty ,

One of the best payment app

I personally love the app. It’s clean and fast. It can see who has this on the contacts automatically. It can stand out of the rest payment app if google can do 2 things.
1. Add credit cards please. I know it’s based on UPI technology which is a bank to bank transfer. But please add credit card even if it’s outside UPI. You are google. You can get around with technology. No one pay bills using from their bank account. Why do I need to hold credit card if I don’t use for the bills and utilities.
2. For some billers (example BESCOM electricity) app automatically show the current unpaid bill in the app by tapping on refresh button. It’s super easy to see the due amount and one single tap payment done. But for lots of other billers (example Airtel, Videocon D2h) there is no way to see the due bill amount. There is no refresh button, just make a payment button. I’ve to go to respective app to see the bill amount, comeback to google pay app and key in that amount to pay. This involves multiple app navigation with multiple taps. This is not a nice user experience. Who remembers all the bill amount on the head. Google, if you can do it for some biller like BECOM why not for other billers.

If you give these 2 functions then I’m sure this app is going to dominate the market.

manishbarman ,

Google pay do not value customer money.

Google pay do not value customer money. I am using this app for some time I am very unhappy with the services. In a day out of 24 hours half of the time bank serves are not available while using Google pay. There is no control on the transaction to hold.

I am addressing a issue. I made the payment to Uber driver. I received notification that the transaction has been failed and money has been deducted from my account. It takes 3 working days to process a transaction which is too long. As a customer I can not ask Uber driver to hold for 3 days to amount credited to the account. I made the payment by cash. And called google pay and bank personnel both to please stop the transaction. Even after my request no one helped me on the issue after 3 days find credited to merchants accounts. Now I have advise to contact merchant to get refund neither bank nor google pay can assist. I am supprised who when a customer getting notifications of failure of payment that transaction will still remain as “processing” status. Now I have asked to show the evidence that you received payment failure notification. Google saying me go to bank, bank pushing me to contact merchant. They are just doing passing the ball.

My personal experience I am very unsatisfied by the service from Google pay. I am using other UPI apps like Paytm, phone pay, axis bank app, are providing far better and fast services than google pay.

App Privacy

The developer, Google LLC, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


Google LLC
237.4 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.


English, Bengali, Gujarati, Hindi, Kannada, Marathi, Spanish, Tamil, Telugu

Age Rating
Gambling and Contests


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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