Instant Personal Loan up to ₹5 Lakh & Secure UPI Payments – Fast, Easy & Reliable
Experience a smarter way to manage your finances with the Hero Digital Lending & UPI App—your all-in-one platform for instant personal loans and secure UPI payments. Powered by Hero Fincorp, one of India’s fastest-growing NBFCs, the app combines quick loan approvals with seamless money transfers, all in a single, easy-to-use interface.
UPI Payments & Fast Money Transfer:
Experience the convenience of UPI with the Hero Digital Lending & UPI App. Whether you want to Scan & Pay at your favorite local store or send money to friends and family, our UPI feature is built for speed and security.
- Scan any QR: Pay instantly at any merchant outlet using the UPI QR scanner.
- Send & Receive Money: Transfer funds directly to any UPI ID or Bank Account instantly.
- Secure Transactions: Enjoy highly secure payments backed by NPCI-compliant infrastructure.
- All-in-One Utility: Manage your Personal Loan EMIs and daily UPI payments from one dashboard.
Instant Personal Loan Features & Benefits:
- Lightning-Fast Processing: 100% paperless instant personal loan app experience.
- Flexible Loan Amounts: Get a personal loan and business loan from ₹50,000 to ₹5,00,000.
- Competitive Rates: Interest rates starting from 18% per annum.
- Quick Disbursal: Funds credited to your bank account instantly.
- Flexible Tenure: Easy Loan Repayment options ranging from 12 to 36 months.
- Maximum APR: Up to 45%
Why Choose Hero for Personal Loans & UPI?
Hero Digital Lending & UPI App offers unmatched convenience. Whether you need an Instant personal loan for emergencies, education, weddings, or a business loan for expansion, or you simply want to make a Quick UPI Payment, Hero ensures a seamless experience. With enhanced security and a user-friendly interface, we provide the fastest loan disbursal and the most reliable UPI money transfer service in the industry.
Comprehensive Financial Solutions:
- Personal Loan: Instant funds for all your personal needs.
- Business Loan: Quick business loan for entrepreneurs, MSMEs, and SMEs.
- UPI Pay: Instant Scan & Pay and money transfers via UPI.
- Two-Wheeler Loan: Easy vehicle loan solutions.
- Education & Wedding Loans: Special funding for your life’s big milestones.
- Salaried & Self-Employed Loans: Custom loan solutions for every professional.
Instant Personal Loan Eligibility Criteria:
- Indian citizens aged 21-58 years
- Minimum monthly income: ₹15,000
- Both salaried and self-employed professionals eligible
- Simple KYC documentation required
Transparent Pricing Example:
- Loan Amount: ₹1,00,000
- Interest Rate: 18% per annum
- Tenure: 12 months
- EMI: ₹ 9,168
- Total Repayment (EMI X 12): 1,10,016
- Interest: ₹10,016
- Processing Fee (1.5% + GST): 1,770
- Documentation Fee (1% + GST):1,180
- Total Payable: ₹ 1,12,966
Advanced Security & Support:
Hero Digital Lending & UPI App uses bank-grade encryption for all personal loan data and UPI transactions. Hero App maintains the highest standards of fraud prevention to ensure your digital journey is safe and secure. Hero Loan App prioritizes the safety of your personal loan documents, providing a secure environment for every personal loan disbursed.
Customer-Centric Features:
- Real-time Loan Status: Track your instant personal loan application and UPI transaction history 24/7.
- Instant EMI Calculator: Plan your loan repayment before you apply for a personal loan.
- Credit Score Monitoring: Check your eligibility for future personal loan and credit products.
- 24/7 Support: Dedicated customer service for all your loan and UPI queries.
Contact & Support:
Email: customer.care@herofincorp.com
Helpline: 1800-102-4145
Website: www.herofincorp.com
Experience the future of Instant Personal Loan and UPI Payments with Hero. Download the Hero Digital Lending & UPI App now for the best instant personal loan and UPI experience!
Using this app since 1 week ui is smooth with regular updates fast processing and also support rupay credit card for transactions
Developer Response
Hi Pros887712, we appreciate you taking the time to share your feedback with us, and we hope that you will continue to choose Hero FinCorp for your financial needs in the future.Regards,Team Hero FinCorp
They don’t know the meaning of Instant
RiteshMandavia
Been more than 72 hrs now since i have applied, approved, telephone verification completed, EMI date is already mentioned but the amount still not credited.Whoever from Hero Fincorp reads this and replies to this, please don’t copy paste your replies like we are sorry and please get in touch with our customer service, watsapp or call centre… Pls don’t cause trust me nothing works, its a joke their customer service is.. pls wait for another 24 to 48 hrs is the standard reply you get when you have applied for a so called Instant Loan. PATHETIC. Pls don’t give your SORRY replies or get back to us replies… DON’T NEED.
Developer Response
Hi Ritesh, We are extremely sorry for your experience and we are trying to understand your issue better by reaching out to you personally. In the meantime, please feel free to reach out to us on customer.care@herofincorp.com for any more concerns and we shall help you. Regards, Team Hero FinCorp
notification
jammsjsbba
I keep receiving notifications saying that a loan top-up is available, but whenever I apply, the loan never gets approved. This is very frustrating because each application is affecting my CIBIL score.If there is no real chance of approval, why are such notifications being sent in the first place? It feels misleading and unfair to customers who genuinely need financial support.Please do not send such notifications if the eligibility is not properly verified. Kindly respect customers’ needs and avoid creating false expectations.
Developer Response
Hi jammsjsbba, We are prioritising your concern and our team will look into it at the earliest. In the meantime, please feel free to reach out to us on customer.care@herofincorp.com for any more concerns and we shall help you. Regards, Team Hero FinCorp
Bad service
PRATHAMESH_B
I applied for a personal loan through this app, and even after completing all the steps including e-mandate activation, the money was supposed to be disbursed within 1 working day. It’s already delayed and I have not received any update or amount yet. The communication is very poor and there is no proper status tracking in the app. Very disappointing experience so far. If quick service is promised, it should be delivered. Hope they improve!
Developer Response
Hi PRATHAMESH, We apologize for the inconvinience caused. Our team will connect with you to resolve your queries at the earliest. In case of any concern, please reach out to us customer.care@herofincorp.com. Regards, Team Hero FinCorp
· UPI Now Live – You can now make seamless UPI payments directly from the app. Send, receive, and manage payments with ease, all in one place.
· New Features & Enhancements – Explore newly added tools and improvements designed to make your experience faster and more convenient.
· Feature Optimisations – Existing features have been fine-tuned to deliver better performance.
· Bug Fixes & Stability Improvements – Minor issues have been resolved to ensure a more stable and secure experience.
Version 2.0.180
The developer, HeroFinCorp, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Location
Data Linked to You
The following data may be collected and linked to your identity:
Location
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
HERO FINCORP Limited
Size
87.5 MB
Category
Finance
Compatibility
Requires iOS 15.6 or later.
iPhone Requires iOS 15.6 or later.
iPod touch Requires iOS 15.6 or later.
Mac Requires macOS 12.5 or later and a Mac with Apple M1 chip or later.