IDFC FIRST Bank: MobileBanking

Name: IDFC FIRST Bank: MobileBanking
Rating: 4.8 (165905 reviews)
Author: IDFC Bank Ltd

Savings, Payments, and Loans

Only for iPhone

Free

166K Ratings
Ages

4+
Years
Category

Finance
Developer

IDFC Bank Ltd
Language

EN
English
Size

218.2
MB

iPhone

Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features. Experience the joy of: * One-Swipe Banking: Swipe to view your account balances & manage credit card/debit card details, deposits, investments, etc * Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments * Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals * Tracking Expenses: Monitor cash flow with over 20 automatically categorised transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment. * Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates * Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile * Personalised Offers: Get exciting offers across dining, lifestyle, travel & more * Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures * Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns. Smart App Features and Services 1. Secure Fund Transfers & Payments * Free fund transfers to any bank account without adding beneficiary * Easy bill payment and recharge – mobile recharge, DTH & utility bills * Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts * 3-click digital bill payments * Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS * Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI * Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI 2. Investment, Mutual Funds & IPOs App: Explore online investment services: * Invest in Mutual Funds online with Instant SIP * Invest in equity, debt, large-cap & multi-cap * Save tax with ELSS mutual funds * Invest in Unit Linked Insurance Plans (ULIP) & Online Sovereign Gold Bonds 3. Insurance App: Buy health, bike & car insurance through our app 4. Tripstacc Benefits * Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc * ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings 5. Other Banking Services: * Apply for debit card & cheque book via app with nil charges. * View filtered transactions & download Smart Statement + Digest * Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards * Quick purchase and recharge of FASTag * Zero fee on DD & Pay order issuance & 3rd party withdrawals * No ECS return fee & decline fee at ATMs for low funds * Get personalised offers across loans * One app login for retail, MSME, Customer Service, & Relationship Management Steps to Download App & Open a Digital Banking Account (बैंक खाता): * Download the banking app & click on open savings account (सेविंग्स अकाउंट) * Register your details & get user ID & password * Log in via user ID & password or mobile number & MPIN * Set up Face ID or finger scanner (biometric) for easy log-in * SIM Binding feature for secure banking (बैंकिंग) Personal Loan Features: Loan amount: ₹20,000 to ₹40 lakhs Personal Loan Tenure: 6 to 60 months Annual Percentage Rate: 11% to 28% Representative Example: Loan amount: ₹1,00,000 Loan Tenure: 12 months Interest Rate (reducing): 20% EMI Amount: ₹9,264 Total Interest Payable: ₹11,168 Processing Fee (incl GST): ₹3,499 Disbursed Loan Amount: ₹96,501 Total Amount Payable: ₹1,11,168 Total cost of Loan (Interest + Processing Fee): ₹14,667 Disclosure: By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions

Ratings & Reviews

4.8

out of 5

166K Ratings

Almost Perfect App.
31/10/2021

•MSport•
The app’s UI is so simple and pretty much straight forward with no clutter and lag. The one thing I’ve noticed is that it worked so good on very low internet speeds while many apps failed to load. My only request is please make the Scan to pay option available on login screen itself or make it available atleast on the start page without scrolling down. That way one can use this over other UPI apps. I personally don’t prefer using third party apps but it makes me go that extra step to scan and pay while every other UPI apps places that function on top of everything.

Developer Response
We are happy to hear we hit the mark for you. We’ll strive to continue the same excellence.
Almost Perfect App.
31/10/2021

•MSport•

The app’s UI is so simple and pretty much straight forward with no clutter and lag. The one thing I’ve noticed is that it worked so good on very low internet speeds while many apps failed to load. My only request is please make the Scan to pay option available on login screen itself or make it available atleast on the start page without scrolling down. That way one can use this over other UPI apps. I personally don’t prefer using third party apps but it makes me go that extra step to scan and pay while every other UPI apps places that function on top of everything.
Developer Response 03/11/2021
We are happy to hear we hit the mark for you. We’ll strive to continue the same excellence.
Fraud scam and most third class bank, all employees are scammer
28/09/2024

Ericvvnbbn
Hi All friends this is inform you that all, Don’t take personal or any loan from here . This IDFC bank is scammer and fraud. IDFC all employees are scammer and fraud. If you take any loan from here your life will be hell. Before repayment 15 days and not only 15 days all time you will get call from this bank. If you done payment before or payment date but still you get call from this bank that your payment is due. This is scammer and fraud bank. They are not follow any RBI rule. They are doing scam and fraud. So please don’t take any loan or not make any account from this scammer bank. They don’t follow any RBI rule. All agent employees and customers care also fraud and they will misguide you all time. Don’t go trap this scammer bank . This is fraud fake scammer bank , they don’t follow any RBI rules.Hence , my request all friends don’t take any loan and credit card , savings account all .This is Fraud and scammer bank . IDFC all employees agent customer care also fraud scammer and they misguide all time most third class.

Developer Response
We are keen to help you! It’d be great if you could email us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!
Fraud scam and most third class bank, all employees are scammer
28/09/2024

Ericvvnbbn

Hi All friends this is inform you that all, Don’t take personal or any loan from here . This IDFC bank is scammer and fraud. IDFC all employees are scammer and fraud. If you take any loan from here your life will be hell. Before repayment 15 days and not only 15 days all time you will get call from this bank. If you done payment before or payment date but still you get call from this bank that your payment is due. This is scammer and fraud bank. They are not follow any RBI rule. They are doing scam and fraud. So please don’t take any loan or not make any account from this scammer bank. They don’t follow any RBI rule. All agent employees and customers care also fraud and they will misguide you all time. Don’t go trap this scammer bank . This is fraud fake scammer bank , they don’t follow any RBI rules.Hence , my request all friends don’t take any loan and credit card , savings account all .This is Fraud and scammer bank . IDFC all employees agent customer care also fraud scammer and they misguide all time most third class.
Developer Response 29/09/2024
We are keen to help you! It’d be great if you could email us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!
A fresh experience
20/04/2021

Mrunal Kap
This is indeed a fresh and clutter free experience, compared to other banking apps which has random stuff thrown in on main screen. Some UX improvement feedback for design and dev team -1. App logs in as soon as it launches, think of giving an option where customer HAS to select login before keying in MPIN or FaceID verification.2. There are notifications visible below the bank balance card, either they should be visible only in the already present notifications area or can be dismissed from main screen. Right now they just scroll infinitely.3. The account / balance info card doesn’t not get minimized into some meaning information or area. It’s just visible as a small square behind account number when scrolled vertically.4. Icons can be more consistent and represent call to action, some icons and colored icons feel out of context. Example logout icon is power icon in more area, keep this and notifications icon common, so that it is visible across any tab. Users will mostly swipe off the app, instead of logging out.5. The call facility under notifications can be better placed as a common or quick access icon like notifications, search etc.

Developer Response
Dear Customer, thank you for your feedback! We work hard to ensure that you get the best experience while using our bank application. Our development team continuously ensures that each service is provided in the most easy and convenient way possible.We look forward to offering you more via our bank app.
A fresh experience
20/04/2021

Mrunal Kap

This is indeed a fresh and clutter free experience, compared to other banking apps which has random stuff thrown in on main screen. Some UX improvement feedback for design and dev team -1. App logs in as soon as it launches, think of giving an option where customer HAS to select login before keying in MPIN or FaceID verification.2. There are notifications visible below the bank balance card, either they should be visible only in the already present notifications area or can be dismissed from main screen. Right now they just scroll infinitely.3. The account / balance info card doesn’t not get minimized into some meaning information or area. It’s just visible as a small square behind account number when scrolled vertically.4. Icons can be more consistent and represent call to action, some icons and colored icons feel out of context. Example logout icon is power icon in more area, keep this and notifications icon common, so that it is visible across any tab. Users will mostly swipe off the app, instead of logging out.5. The call facility under notifications can be better placed as a common or quick access icon like notifications, search etc.
Developer Response 15/06/2021
Dear Customer, thank you for your feedback! We work hard to ensure that you get the best experience while using our bank application. Our development team continuously ensures that each service is provided in the most easy and convenient way possible.We look forward to offering you more via our bank app.
Fake bank
21/08/2023

princewalia21
I am utterly disappointed with the experience I've had with Reliance Digital's purchase process and IDFC Bank's financing service. When I bought a Samsung refrigerator from Reliance Digital at Aggarwal Mall in East Delhi, they lured me with a deal: a discount if I chose the EMI option, which would be canceled if I paid in cash. I agreed to their terms and opted to finance through Bajaj Finance. However, my ordeal began when they introduced me to an IDFC representative named Mr. Vimal. He promised that the 4th EMI would be reversed as part of the discount, convincing me to finance through IDFC Bank. To my dismay, when I contacted IDFC Bank, they started providing excuses and were unwilling to honor the promise Mr. Vimal had made. This experience has left me thoroughly frustrated and dissatisfied. I strongly advise against purchasing any products from Reliance Digital and caution against financing through IDFC Bank based on my disturbing encounter. Such deceptive practices and unfulfilled commitments are completely unacceptable.

Developer Response
We are keen to help. It’d be great if you could call us at 1800-10-888 or mail us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!
Fake bank
21/08/2023

princewalia21

I am utterly disappointed with the experience I've had with Reliance Digital's purchase process and IDFC Bank's financing service. When I bought a Samsung refrigerator from Reliance Digital at Aggarwal Mall in East Delhi, they lured me with a deal: a discount if I chose the EMI option, which would be canceled if I paid in cash. I agreed to their terms and opted to finance through Bajaj Finance. However, my ordeal began when they introduced me to an IDFC representative named Mr. Vimal. He promised that the 4th EMI would be reversed as part of the discount, convincing me to finance through IDFC Bank. To my dismay, when I contacted IDFC Bank, they started providing excuses and were unwilling to honor the promise Mr. Vimal had made. This experience has left me thoroughly frustrated and dissatisfied. I strongly advise against purchasing any products from Reliance Digital and caution against financing through IDFC Bank based on my disturbing encounter. Such deceptive practices and unfulfilled commitments are completely unacceptable.
Developer Response 04/09/2023
We are keen to help. It’d be great if you could call us at 1800-10-888 or mail us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!

* Say hello to Networth — the feature the world is raving about. It lets you connect and track all your accounts: savings, PF, mutual funds, stocks, loans and many more; access account details & transactions without switching apps; and get a clear picture of your assets and liabilities — all on one sleek dashboard you’ll absolutely love. Excited to level up your money game? Give Networth a shot, and your money game the glow-up it deserves.

Version 2.50

14 hr ago

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You

The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Search History
- Identifiers
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics