
iMobile: Loan, Cards & Banking 4+
Loans, Cards, Payment & FASTag
ICICI Bank Ltd
Designed for iPhone
-
- Free
iPhone Screenshots
Description
iMobile is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.
It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile brings the power of Net Banking to your fingertips!
iMobile offers:
• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.
With iMobile, you can enjoy the following benefits:
● Pre-approved RuPay Credit Cards:
RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.
● Manage multiple Cards:
Through iMobile, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.
● Investments made simple:
iMobile offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.
● iScore & Discover:
Use the 'Discover' feature on iMobile to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.
● iFinance: All your Bank Accounts in one place:
With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.
● Unlock rewards & personalised offers:
Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.
● Customised notifications:
Get updates regarding your bills, Cards, Loans, Bank Accounts and more.
● SmartLock:
Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.
● SmartScan
With the new 'SmartScan' feature, log in to iMobile and directly scan any QR Code within the first 10 seconds, without opening your scanner.
● Global UPI:
NRI customers can conduct UPI payments with their international mobile number.
● Chatbot assistance
Enjoy 24x7 chatbot assistance with iPal.
Personal Loan highlights:
• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.
For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.
Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.
The total amount to be repaid after 5 years will be ₹ 6,48,540.
Note: Interest rate and Processing Fee vary as per the products.
Other offerings by iMobile : Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.
Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.
For any feedback, queries, or concerns regarding iMobile, write to imobileapps@icicibank.com
ICICI Bank Registered Office:
ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara 390007, Gujarat, India.
What’s New
Version 23.0
- Enjoy the iMobile app in a new and vibrant orange colour
- Introducing new Send money journey. Enjoy a seamless and elevated payment experience with our revamped user interface
- A smooth & new experience for your Bill Payments - enhanced features and simplified management
- Enhanced security for NRI customers. Authenticate yourself using your registered mobile number and have a more secure banking experience
- Bug Fixes and Improvements to enhance your Mobile Banking experience
Ratings and Reviews
Very bad
I can't believe I have to message 3rd time to ask icici bank to fix there mobile banking app for latest update error on iphone 8plus. This is bloody so wrong that a banking app is causing so much trouble to its clients. You think people are idiots that they will buy a new iphone just to use your app. People would rather open their new bank account in a different bank and close their icici bank account permanently than to but a new iphone just to use your updated version. You are literally harassing thousands and lakhs of icici bank customers with your new stupid update only good enough for latest iphones. Its a banking app and not an advance gaming app that only latest phones can run it. Each and every Icici bank customer should have proper access to their icici bank account through the icici banking app. Can't you notice people are suffering so much because of your latest update. We don't want your advance features dammit. We want to perform our daily banking tasks without any update issues on this app. Why are you not fixing it already. A banking app should be available to all its customers. I will raise this issues to higher authorities if not fixed
right away.
The best banking app I have ever used
I usually don’t reach out for App Store to write a review for an app which makes my day simpler and is way ahead of other banks. This app almost eliminated my need to reach out for branch be it any type of request. I have almost stopped using my other bank apps which now I think is way too traditional after using this app. The recent feature to turn on UPI scanner by default when logging in the app just blew my mind. These are some feature ideas which will pop up only to developer who himself uses the app on daily basis and want to improve the app further and bank has its backing for these developers to do whatever it makes the people’s life simpler. The one point of improvement I might say is the performance issue, which takes a considerable amount of delay to reach the next window and some instances where the session logs out. The user friendly UI (with a centralised search bar) with bulk load of features really outweighs the shortcomings which I don’t care much though it’s a point of concern. Please continue making banking this simple and better to every people as it has always been to me.
Developer Response ,
Thanks for rating us. It really helps us to keep going and delivering the best. Sincerely, Team ICICI Bank.
No 2 or 3 Phase commit
When we do a UPI transaction and it immediately debits money from our account, if the receiver end has some issues then the amount is not reversed. E.g : Mostly we do UPI with street vendors, where we expect immediate success or failure, but how actually ICICI works is the opposite way, Amount will be debited from our account and the transaction will be in hanging state. We can’t expect the vendor to accept that money is debited and it will be credited to you certainly, instead need to pay same amount of cash also, as no one would agree leave the place without confirmation from their end. If any issue out side ICICI side system should mark the transaction as failure and credit back the amount immediately. Even if we raise service request or call with customer service there is no way to get back the transaction amount. They will simply say our side no issue and some issue with recipient side, it will credited to recipient account only, there is no way the stop the hanging transaction or credit back the amount.
Lost some money like this.
App Privacy
The developer, ICICI Bank Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- ICICI Bank Ltd
- Size
- 542.7 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Mac
- Requires macOS 13.0.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © ICICI Bank Ltd.
- Price
- Free
Supports
-
Siri
Get things done within this app using just your voice.