iMobile Pay: Banking, UPI 4+
Cards, Bill Payments & Fastag
ICICI Bank Ltd
Designed for iPhone
-
- Free
iPhone Screenshots
Description
iMobile is ICICI Bank’s official mobile banking app which offers 400+ banking services.
iMobile Pay is accessible to both ICICI Bank customers & also extends its services to non-ICICI Bank customers to avail the benefits of the app.
ICICI Bank’s iMobile Pay is your go-to mobile banking app that brings the power of Net Banking right to your fingertips. With the Customized notification feature, the app offers a seamless banking experience & with the UPI, the online payments are done effortlessly. Customers can also open other online accounts for banking with ICICI Bank.
Major offerings of ICICI’s Mobile banking app:
● Instant Personal Loan, Home loan & Car loan Application & other loans
● Online digital Savings Account
● Apply for credit cards
● Open a Demat account for trading
● Open FDs, Recurring Deposits (RD) or iWish Deposits
● Scan QR code for easy UPI Payments
● Hassle- free Bill Payments like utility bill & electricity bill payment
● Instant Online Mobile recharge, DTH services, FASTag recharge
● Flight, trains & hotels Bookings
Prime Features & services of iMobile Pay:
● Pre-approved RuPay credit cards:
RuPay Credit Card provides instant access to a credit card with RuPay benefits, allowing seamless payments & transactions through the UPI platform
● Manage multiple cards:
Through iMobile Pay, you can not only manage multiple cards like debit card, credit card, forex card but also can pay your other bank credit card bills & mark your due date for reminders
● Investment made simple:
Are you interested in entering the world of investments & trading in the stock market?
Well, all your worries are over because iMobile Pay offers a hassle-free solution to get you started. By opening a Demat account with iMobile Pay, you can begin your investment or trading journey right away. You can also invest in various schemes of mutual funds using iMobilePay without opening any Demat account
● 24*7 Chabot assistance through iPAL
● iScore & Discover:
Utilize the new Discover feature in iMobile Pay for analyzing your spending or expenditures. The budget feature helps you create budget, manage budget, and helps you maintain financial discipline
● iFinance, All your bank accounts at one place:
Experience a new, innovative way to view all your Bank accounts at one place & analyze all your income & expenses with iFinance
● Unlock your iRewards & Personalized offers:
Earn rewards & access special offers when making a purchase or paying your utility bills after applying for the credit card
● Customized notification:
With the Customized notifications, get all the recent updates related to your bills, home loan, car loan, personal loan, credit cards updates, your bank account updates and much more
● Other offerings by ICICI’s iMobile Pay:
Forex Prepaid Cards, Companion Cards, SIP, Apply for IPO, Tap to Pay, Scan to Pay, Pay to Contact, PPF, NPS, Gold loan, Gold Bond, Insta Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24 hours TopUp, Paylater
Pre-approved loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property loan, Consumer EMI, Home Loan Overdraft, Insta Flexi Cash loan, Personal loan on Credit Card.
Personal Loan Highlights:
● Loan Amount: Min (₹25,000/-) to Max (as per the eligibility)
● Repayment Tenure: 12 months to as per the customer’s eligibility
● Rate of Interest: 10.35% to 10.75%
● Processing Fees: Depends on principle amount
For Example: ₹5 Lakh borrowed at an Interest rate of 0.89% p.m. for 60 months, the payable amount would be: 10,809 p.m.
Processing fee* ₹1,770/-, Other charges ₹0, Interest ₹ 1,48,539/-. The total amount to be repaid after 5 years will be ₹ 6,48,540/-
Note: Interest rate & processing fees vary as per the products
For any feedback, queries or issues pertaining to iMobile Pay App, please write to imobileapps@icicibank.com
What’s New
Version 12.1
● Pay via UPI using the registered Indian and international mobile number(s) from Australia, Canada, Hong Kong, Oman, Qatar, Saudi Arabia, Singapore, United Arab Emirates, United Kingdom, & USA.
● Use the all-new Discover section to check your expenses and top spend categories
● Use iFinance assistant to analyze your income and expenses.
● Enjoy the UPI facility on Rupay Credit Card to make payments easily.
● Scan and pay via the Global QR feature for all your online bill payments.
● Bug Fixes and Improvements to enhance your Mobile Banking experience.
Ratings and Reviews
Excellent experience
I'm not the type to leave a review on any application that I use on my phone. But I have to say that the ICICI dev team has done such a good job with this application. It's so much better as compared to all the other banking applications available on the market. To be honest I'm a passive user, not making use of much of the banking features that this app provides. But those which I use frequently such as checking account balance, fetching transaction history etc work SO FAST as compared to other applications I've used. Honestly that's the best part about using this app for me, the speed. Out of the thousands of transactions I've made through this app it has given me a failed transaction only once. And that too the money was credited within two days. However I won't suggest this app for making UPI payments to vendors. Despite the transaction being successful, most of the UPI setups that vendors use (GPay scanners, PayTM scanners) don't pick up on transactions made through this app and hence won't yell it out, Making the vendors think the transaction hasn't gone through. This doesn't seem like an issue with the app but more with the integration between the app and the setup that most vendors use. However if it's for sending money through UPI to someone you know, It works perfectly fine like any other UPI application.
The best banking app I have ever used
I usually don’t reach out for App Store to write a review for an app which makes my day simpler and is way ahead of other banks. This app almost eliminated my need to reach out for branch be it any type of request. I have almost stopped using my other bank apps which now I think is way too traditional after using this app. The recent feature to turn on UPI scanner by default when logging in the app just blew my mind. These are some feature ideas which will pop up only to developer who himself uses the app on daily basis and want to improve the app further and bank has its backing for these developers to do whatever it makes the people’s life simpler. The one point of improvement I might say is the performance issue, which takes a considerable amount of delay to reach the next window and some instances where the session logs out. The user friendly UI (with a centralised search bar) with bulk load of features really outweighs the shortcomings which I don’t care much though it’s a point of concern. Please continue making banking this simple and better to every people as it has always been to me.
Developer Response ,
Thanks for rating us. It really helps us to keep going and delivering the best. Sincerely, Team ICICI Bank.
Only 1 thing which i want to share
This app doesn't work when you do not have an active sim network, which is really worst thing about this app. It should work on wifi that is when you are on flight mode or dont have network for your mobile network service provider. Incase if i am travelling abroad some times there is no network so this app is not working showing that you do not have active sim network😖
Please if you can make this work like previous version means i am using i mobile app almost 10 to 12 years now but this type of things really disappoints me.
The only thing this app should work on wifi when you dont have sim network (flightmode). If your team can solve this will be greatful.
App Privacy
The developer, ICICI Bank Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- ICICI Bank Ltd
- Size
- 430.3 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 17.0 or later.
- Mac
- Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © ICICI Bank Ltd.
- Price
- Free
Supports
-
Siri
Get things done within this app using just your voice.