IndusInd Bank: Savings A/C, FD

Name: IndusInd Bank: Savings A/C, FD
Rating: 4.7 (88569 reviews)
Author: IndusInd Bank Limited

Savings Bank Account & FD

Only for iPhone

Free

89K Ratings
Ages

4+
Years
Category

Finance
Developer

IndusInd Bank Limited
Language

EN
English
Size

159.5
MB

iPhone

A faster, smarter banking experience awaits! Try the new IndusInd Bank Mobile Banking App - INDIE. Open an IndusInd Bank savings account with a 100% digital process and access premium features like scan-and-pay, bill payments, zero-fee transactions and more. Enjoy a zero balance savings account with no non-maintenance charges. From booking a fixed deposit (FD) to applying for an instant loan or credit card, or even investing in mutual funds—do it all from one app. Savings Account Open a savings account instantly with ZERO paperwork using the mobile app. Choose an account that suits your needs, including a zero balance account. Your bank account comes with exclusive features: • Best-in-class interest rates of up to 5% p.a. • Zero Fee Banking with free NEFT/RTGS transactions • Free unlimited ATM cash withdrawals on IndusInd Bank ATMs • Up to 3% rewards on the brands of your choice, UPI and fuel • 0 Forex Mark-up, Complimentary Airport Lounge access Fixed Deposit Book a fixed deposit (FD) from the comfort of your home using the mobile banking app. With IndusInd Bank Fixed Deposit, you can: • Enjoy fixed deposit interest rates of up to 7% p.a. • Choose your preferred FD option: Regular FD, Tax-saving FD, or senior citizen FD • Leverage the auto-sweep feature for dual benefit of liquidity & high-returns. Pay zero charges on pre-mature withdrawals on Auto-Sweep FD. Link your fixed deposit to savings account to pay directly from your FD Manage your Fixed Deposits on the go with features like: Maturity instructions (auto-renewal, payout, partial renewal), Premature and partial withdrawals, etc. Instant Personal Loan & Line of Credit Need a small loan or just quick top-up? Get an instant personal loan with a 100% digital process. • Get up to ₹5 lakh instantly in your bank account • Save more with discounted Processing Fee • Choose from a range of flexible tenure options • Enjoy low interest rates You can also avail instant line of credit within the banking app and speedy disbursals with just a few taps. • Withdraw money anytime, multiple times • Pay interest only on the withdrawn amount • Pick from a range of flexible tenure options—1 to 36 months Credit Card Application & Management Apply instantly for an IndusInd Bank Credit Card with 100% paperless process and instant approval—manage it all via the Mobile Banking App. • Set/Reset credit card pin and transaction limits • Access instant statements and track spends in real time • Pay bills securely and conveniently from the app • Keep a track of your reward points Recharge & Bill Payment Services Manage and pay all your utility bills, including electricity, gas, and water, directly through the app. The app also lets you: • Securely top-up your mobile, DTH, and data card anytime, anywhere • Automate bill payments to avoid late fees • Get real-time payment confirmations and receipts to keep your financial records organised Mutual Funds Diversify your investment portfolio with a range of mutual fund options available in the app. Whether you're a seasoned investor or just starting out, you can find funds that match your financial goals. • Start your SIP investment from as low as ₹500 or opt for a one-time lump sum investment • Buy, sell and manage all your funds in just a few clicks • Get personalised fund options that match your risk appetite • Choose from 500+ Large Cap, Mid Cap & Small Cap Equity Funds, Tax-Saving options & more Safe and Quick Online Fund Transfers Make payments via UPI, IMPS, NEFT, RTGS and other methods quickly and safely from the mobile app. • Transfer funds instantly without adding beneficiary • Add, delete, and manage beneficiaries hassle-free • Automate recurring payments such as rents, subscriptions, etc. Get in touch with us For queries or assistance, reach out to our customer support team • Email: indie@indusind.com • Phone: 1860 267 2626 • Timings: 8 am to 8 pm - All Days

Ratings & Reviews

4.7

out of 5

89K Ratings

Super fast payments, real cashback and rewards with Industry first security features
22/07/2023

Avish4u
Just opened my INDIE savings account, extremely smooth onboarding to open my savings account. Scan to pay feature is extremely fast and you can pay directly from your INDIE account, taking out the need to add your UPI details on apps like Paytm and Gpay. Loved the catalogue selection of my cashback brands, INDIE gems make shopping extra rewarding every time I am shopping on my favourite brands I get unlimited 3% cashback over and above the discount on brands. The REWARD program is truly real. I was blown away by the new security features, I love exploring new D2C e-commerce brands, I can now use single use INDIE debit card to make online payments without the fear of my card details being compromised. Highly recommend if you like a seamless digital banking experience with a safe and secure setup. The best part is you don’t have visit a bank branch to bank with a real bank, everything is at your fingertips!

Developer Response
Hey! Your satisfaction always delights us. Testimonials like this keep us motivated & happy to develop services around. Hope to serve you again soon. Dibyajyoti-Team INDIE.
Super fast payments, real cashback and rewards with Industry first security features
22/07/2023

Avish4u

Just opened my INDIE savings account, extremely smooth onboarding to open my savings account. Scan to pay feature is extremely fast and you can pay directly from your INDIE account, taking out the need to add your UPI details on apps like Paytm and Gpay. Loved the catalogue selection of my cashback brands, INDIE gems make shopping extra rewarding every time I am shopping on my favourite brands I get unlimited 3% cashback over and above the discount on brands. The REWARD program is truly real. I was blown away by the new security features, I love exploring new D2C e-commerce brands, I can now use single use INDIE debit card to make online payments without the fear of my card details being compromised. Highly recommend if you like a seamless digital banking experience with a safe and secure setup. The best part is you don’t have visit a bank branch to bank with a real bank, everything is at your fingertips!
Developer Response 23/07/2023
Hey! Your satisfaction always delights us. Testimonials like this keep us motivated & happy to develop services around. Hope to serve you again soon. Dibyajyoti-Team INDIE.
Digital Banking @ offline pace
18/11/2023

Sindhanai Thuligal
Tried to open an account today. First 3 times never got the OTP, wondered if they were signs not to proceed.After a while managed to get through and after opening the account, it prompted for loading initial amount which I did to become a mega star. Got an error message but amount got debited from my main bank account.Tried calling the customer service and after about 10-15 mins managed to get through to only be told that amount will get credited only after some 24 hours or so. Account Number creation alone doesn’t make it insta account opening.Main reason to open this was to take advantage of the zero mark up fee debit card as am to travel shortly. At this pace think I will get the card only in my return.Tried IDFC First too, there managed to get initial amount loaded but when attempted to load more than 1l , got error message although amount being debited . When asked pre kyc limits prevented the fund transfer and will be credited after 48 hrs of completing KYC.So lesson for the day, none of them are truly an instantly usable online account opening.
Digital Banking @ offline pace
18/11/2023

Sindhanai Thuligal

Tried to open an account today. First 3 times never got the OTP, wondered if they were signs not to proceed.After a while managed to get through and after opening the account, it prompted for loading initial amount which I did to become a mega star. Got an error message but amount got debited from my main bank account.Tried calling the customer service and after about 10-15 mins managed to get through to only be told that amount will get credited only after some 24 hours or so. Account Number creation alone doesn’t make it insta account opening.Main reason to open this was to take advantage of the zero mark up fee debit card as am to travel shortly. At this pace think I will get the card only in my return.Tried IDFC First too, there managed to get initial amount loaded but when attempted to load more than 1l , got error message although amount being debited . When asked pre kyc limits prevented the fund transfer and will be credited after 48 hrs of completing KYC.So lesson for the day, none of them are truly an instantly usable online account opening.
Pathetic online process
15 Oct

Jaishankars
If u wants to open online saving account with this bank, don’t do it. once u sent primary fund to your new account, it will be debt freeze. For Unlock your account, U have to complete your KYC. U will get online KYC email, but it will not open. U have to go to bank directly to complete your KYC. It will take another 3 to 4 days to update and ready to use your savings account. Others banks allow us to complete KYC through online. I faced another difficulty to complete my KYC. I went to Ashok Nagar Branch for that purpose. But they don’t have Aadhaar Finger print reader machine. They directed me to go to KK Nagar Branch. I used google map to find KK Nagar Branch. But there is no IndusInd bank on that map location. From there, have to go to another 200 Mtrs ahead on the same direction, we can find IndusInd bank. At KK nagar branch, they received my Aadhar details, photos and documents from me. They will have to send all physical copy of documents to Ashok nagar branch for update my account. How pathetic service! If u wants to open your savings account directly at branch, it will easy for you. It seems they are not encouraging online account opening process for their monthly target.
Pathetic online process
15 Oct

Jaishankars

If u wants to open online saving account with this bank, don’t do it. once u sent primary fund to your new account, it will be debt freeze. For Unlock your account, U have to complete your KYC. U will get online KYC email, but it will not open. U have to go to bank directly to complete your KYC. It will take another 3 to 4 days to update and ready to use your savings account. Others banks allow us to complete KYC through online. I faced another difficulty to complete my KYC. I went to Ashok Nagar Branch for that purpose. But they don’t have Aadhaar Finger print reader machine. They directed me to go to KK Nagar Branch. I used google map to find KK Nagar Branch. But there is no IndusInd bank on that map location. From there, have to go to another 200 Mtrs ahead on the same direction, we can find IndusInd bank. At KK nagar branch, they received my Aadhar details, photos and documents from me. They will have to send all physical copy of documents to Ashok nagar branch for update my account. How pathetic service! If u wants to open your savings account directly at branch, it will easy for you. It seems they are not encouraging online account opening process for their monthly target.
Not working- App server is down - not meant for credit card users
5 Jul

Manny.1105
Update 2 - now able to start the app, but it forces you to open the account. Requires pan details to be submitted mandatorily, why should that be required for accessing credit card. Please make it to be usable by only credit card users. You are not allowing to use the old app. Not allowing to use the new app without opening the account. This is not a good practice. Needs urgent update. Update 1 - received a notification that the issue has been resolved, updated the app. But its the exactly same error. Can not even open the app. It shows app server down issue. Original review- I have credit cards with indusind but i have been forced to not being able to use. Cant open the old app, because of the advertising banner to download new app. Even after download, cant open the old app. On downloading new app, it shows app server down. Tried multiple times. What to do? How to able to indusind? At least allow us to use the old app by removing the new app banner.

Developer Response
Hi! We are pleased to inform you that the highlighted issue has been successfully resolved. Kindly attempt to log in to the INDIE app again and let us know if the issue persists. Thanks, Sushmita- Team INDIE
Not working- App server is down - not meant for credit card users
5 Jul

Manny.1105

Update 2 - now able to start the app, but it forces you to open the account. Requires pan details to be submitted mandatorily, why should that be required for accessing credit card. Please make it to be usable by only credit card users. You are not allowing to use the old app. Not allowing to use the new app without opening the account. This is not a good practice. Needs urgent update. Update 1 - received a notification that the issue has been resolved, updated the app. But its the exactly same error. Can not even open the app. It shows app server down issue. Original review- I have credit cards with indusind but i have been forced to not being able to use. Cant open the old app, because of the advertising banner to download new app. Even after download, cant open the old app. On downloading new app, it shows app server down. Tried multiple times. What to do? How to able to indusind? At least allow us to use the old app by removing the new app banner.
Developer Response 2 Jul
Hi! We are pleased to inform you that the highlighted issue has been successfully resolved. Kindly attempt to log in to the INDIE app again and let us know if the issue persists. Thanks, Sushmita- Team INDIE

This latest update gives your IndusInd Bank Mobile Banking App a smoother user experience. Check this out! • Experience quick account opening and onboarding journey • Fixed bugs for a better experience • Get a seamless app experience with improved UI/UX

Version 2.0.3

29 Sept

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
- Sensitive Info
- Diagnostics