IndusInd Bank: Savings A/C, FD 4+

Savings Bank Account & FD

IndusInd Bank Limited

    • Free

iPhone Screenshots

Description

A faster, smarter, and better banking experience awaits you! Introducing the all-new IndusInd Bank Mobile Banking App - INDIE.

Open an IndusInd Bank savings account with 100% digital application process and leverage premium features like scan-and-pay, recharge & bill payments, zero-fee on transactions, etc. You can also book a fixed deposit (FD), apply for instant personal loan, get a credit card issued instantly, invest in mutual funds, and do much more.

Savings Account
Open a savings account instantly with ZERO paperwork and stay on top of your finances with 100% digital banking service solutions with the IndusInd Bank Mobile Banking App.

• Earn best-in-class returns on your savings
• Enjoy ZERO maintenance charges
• Get the Account Number of your choice
• FREE NEFT/RTGS transactions

Fixed Deposit
Don’t let your hard-earned money sit idle. Make it work for you by booking a fixed deposit (FD) from the comfort of your home using the IndusInd Bank Mobile Banking App.

• Enjoy best-in-class fixed deposit interest rates
• Choose your preferred FD option: Regular FD, Tax-saving FD, or senior citizen FD
• Leverage the auto-sweep feature for dual benefit of liquidity & high-returns.
• Zero charges on pre-mature withdrawals on Auto-Sweep FD.
• Link your fixed deposit to savings account to pay directly from your FD

Manage your Fixed Deposits on the go with features like: Maturity instructions (auto-renewal, payout, partial renewal), Premature and partial withdrawals, etc

Instant Personal Loan & Line of Credit
Facing a cash crunch? Get an instant personal loan with 100% digital application process.

• Get up to ₹5 lakh instantly in your bank account
• Save more with discounted Processing Fee
• Choose from a range of flexible tenure options
• Enjoy low interest rates

You can also avail instant line of credit within the IndusInd Bank Mobile Banking app and enjoy speedy disbursals with just a few taps.

• Withdraw money anytime, multiple times
• Pay interest only on the withdrawn amount
• Pick from a range of flexible tenure options ranging from 1 to 36 months

Credit Card Application & Management
Choose and apply instantly with a 100% paperless process from a range of Credit Card options designed to complement your lifestyle. Easily manage every aspect of your credit card on the go with the IndusInd Bank Mobile Banking App. Apply for a new credit card and get instant approvals

• Set/Reset credit card pin and transaction limits
• Access instant statements and track spends in real time
• Pay bills securely and conveniently from the app
• Keep a track of your reward points

Recharge & Bill Payment Services
Manage and pay all your utility bills, including electricity, gas, and water, directly through the app. The app also allows you to:

• Securely top-up your mobile, DTH, and data card anytime, anywhere. Automate bill payments to avoid late fees.
• Get real-time payment confirmations and receipts to keep your financial records organised.

Mutual Funds
Diversify your investment portfolio with a range of mutual fund options available in the app. Whether you're a seasoned investor or just starting out, you can find funds that match your financial goals.

• Start your SIP from as low as ₹500 or opt for a one-time lump sum investment.
• Buy, sell and manage all your funds in just a few clicks,
• Get personalised fund options that match your risk appetite,
• Choose from 500+ Large Cap, Mid Cap & Small Cap Equity Funds, Tax-Saving options & more.

Safe and Quick Online Fund Transfers
Make payments via UPI, IMPS, NEFT, RTGS and other methods quickly and safely from the mobile app.

• Transfer funds instantly without adding beneficiary
• Add, delete, and manage beneficiaries hassle-free
• Automate recurring payments such as rents, subscriptions, etc.

Get in touch with us
For queries or assistance, reach out to our customer support team
• Email: indie@indusind.com
• Phone: 1860 267 2626
• Timings: 8 am to 8 pm - All Days

What’s New

Version 1.1.76

This latest update gives your IndusInd Bank Mobile Banking App a smoother user experience. Check this out!
• Experience quick account opening and onboarding journey
• Fixed bugs for a better experience
• Get a seamless app experience with improved UI/UX

Ratings and Reviews

4.7 out of 5
22.5K Ratings

22.5K Ratings

Avish4u ,

Super fast payments, real cashback and rewards with Industry first security features

Just opened my INDIE savings account, extremely smooth onboarding to open my savings account. Scan to pay feature is extremely fast and you can pay directly from your INDIE account, taking out the need to add your UPI details on apps like Paytm and Gpay. Loved the catalogue selection of my cashback brands, INDIE gems make shopping extra rewarding every time I am shopping on my favourite brands I get unlimited 3% cashback over and above the discount on brands. The REWARD program is truly real. I was blown away by the new security features, I love exploring new D2C e-commerce brands, I can now use single use INDIE debit card to make online payments without the fear of my card details being compromised. Highly recommend if you like a seamless digital banking experience with a safe and secure setup. The best part is you don’t have visit a bank branch to bank with a real bank, everything is at your fingertips!

Developer Response ,

Hey! Your satisfaction always delights us. Testimonials like this keep us motivated & happy to develop services around. Hope to serve you again soon. Dibyajyoti-Team INDIE.

iamthestargazer ,

Feels good but app needs improvement

I’m a very new customer of Indie, the account features attracted me & made me open a account with Indie. Great banking concept, hats off. BUT… the app isn’t very fluid, it’s kinda stutterish, I’m talking about iOS app. They can become phenomenal if they work hard on their app. I hope they take my feedback into consideration & act on it.
On-boarding process was smooth, no issues, even with my initial funding of 50k. Before opening the account I had also interacted with customer care support & they talked in clear concise manner.
Thanks! Hoping to having a long & good banking partnership with IndusInd Bank.

Developer Response ,

Hi! We appreciate the you have shared such encouraging views with us. Further, for any INDIE-related query, you can write to us at indie.social@indusind.com. We would be happy tp help you. Thanks, Sanchita - Team INDIE

Sindhanai Thuligal ,

Digital Banking @ offline pace

Tried to open an account today. First 3 times never got the OTP, wondered if they were signs not to proceed.

After a while managed to get through and after opening the account, it prompted for loading initial amount which I did to become a mega star. Got an error message but amount got debited from my main bank account.

Tried calling the customer service and after about 10-15 mins managed to get through to only be told that amount will get credited only after some 24 hours or so. Account Number creation alone doesn’t make it insta account opening.

Main reason to open this was to take advantage of the zero mark up fee debit card as am to travel shortly. At this pace think I will get the card only in my return.

Tried IDFC First too, there managed to get initial amount loaded but when attempted to load more than 1l , got error message although amount being debited . When asked pre kyc limits prevented the fund transfer and will be credited after 48 hrs of completing KYC.

So lesson for the day, none of them are truly an instantly usable online account opening.

App Privacy

The developer, IndusInd Bank Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

More By This Developer

IndusMobile: Digital Banking
Finance
IndusDirect
Finance
Video Branch
Finance
INDIE For Business
Finance
Digital Rupee by IndusInd Bank
Finance
Indus Merchant Solutions
Finance

You Might Also Like

Capital Now: Personal Loan App
Finance
Lenditt: Personal Loan App
Finance
Zype Instant Personal Loan App
Finance
IndiaLends - Instant Loan App
Finance
Niro Money - Personal Loans
Finance
Freo - UPI, Insurance, Loans
Finance