Need cash? Get quick personal loans up to ₹10L with Fibe. Easy EMIs, fast approval & funds in minutes. Download the Fibe loan app.
The Fibe app is your one-stop solution for all your finance needs - trusted by 3 million+ Indians.
Get a wide range of products such as personal loans, credit cards, fixed deposits, loans against mutual funds, credit score analyser & impact loans.
Download Fibe to get instant financial upgrades at your fingertips.
Benefits of a Fibe Personal Loan:
-Get up to ₹10 lakhs
- Instant disbursal - direct to your bank in 2 minutes
-Flexible repayment from 6 to 36 months
-No foreclosure charges - close your loan anytime, at zero extra cost
-100% digital process with zero paperwork
-Affordable EMIs for every need
Flexible Tenures for Easier Monthly Payments - Here’s how your monthly payout reduces when you choose a longer repayment period:
₹1,00,000 for 6 months → Approx. ₹17,500/month
₹1,00,000 for 12 months → Approx. ₹9,300/month
With a longer tenure, your EMI becomes much lower - making repayment easier & more affordable every month.
Personal Loan Fees & Charges:
-Interest: Starting from 16.75%
-Processing fee: 3 – 3.5% of loan amount
-Foreclosure charges: Free!
-Late payment: ₹500 or 3% (whichever is higher)
-Bounced payment: ₹500/bounce
-APR: 16.75% – 45%
-Stamp duty: 0.1% of loan amount
-Mandate rejection: ₹250 + GST
Example of How Personal Loans from Fibe Work
-Amount borrowed: ₹5,00,000 for 3 years
-Processing fee (3% + GST + stamp duty): ₹18,200
-Interest rate: 20% p.a. (reducing balance)
-EMI: ₹18,582
-Total payable: ₹6,68,952
-Total interest: ₹1,68,944
-Total cost of loan: ₹1,87,144
Impact Loans on the Fibe App
Our impact-focused loans make life’s most important needs affordable & within reach. Fibe is the go-to financing partner across 8,500+ centres.
Healthcare Financing
-Cover medical procedures & emergencies up to ₹10 lakhs
-Low EMIs with flexible tenures
-Accepted at top partner hospitals & clinics like Motherhood, Aster, VLCC, Narayana Health, Sabka Dentist & many more
Education & Upskilling Financing
-Finance coaching, courses, certifications & upskilling
-Affordable repayment plans
-Available at leading institutes across India like Upgrad, Scaler, Amity University, Sharda University, and more
Benefits of a Fixed Deposit on Fibe:
-Invest from ₹1,000 to ₹5 lakhs
-100% digital FD booking
-Easy withdrawals
-Deposits up to ₹5 lakhs insured by DICGC
-Invest in RBI-approved banks & NBFCs such as Bajaj Finance, Shriram Finance, Utkarsh Small Finance Bank, etc.
Benefits of a Loan Against Mutual Funds:
-Credit limit up to ₹10 lakhs
-Interest-only EMIs starting at 11%
-Works across 8,000+ approved mutual fund schemes
-Access instant funds while your investments continue to grow
Other features of the Fibe app:
-Access all your financial transactions in one place
-Shop for gift vouchers & explore offers from the biggest brands
-Get exclusive credit card offers
-Check & monitor your credit score for free
-Exclusive referral programs that help you earn up to ₹1,000 every month
At Fibe, we believe in transparency. All fees and charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your transaction details with Fibe 24/7 through our app.
About Fibe:
The Fibe app is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd and other partner NBFCs. It is ISO/IEC 27001 certified & its app is PCI DSS compliant & ensures better data security. It has won the Best Fintech Startup Award at the G20 DIA Mega Summit.
Download Fibe today & take control of your finances!
Our Partner NBFCs:
EarlySalary Services Pvt Ltd
HDB Financial Services
TATA CAPITAL Ltd
Northern Arc Capital LTD
Incred Financial Services
Kisetsu Saison Finance (India) Pvt Ltd
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
Oxyzo Financial Services Ltd
Contact details
Telephone: 020-67639797
Email: care@fibe.in
Address:
404, The Chambers
Viman Nagar
Pune – 411014
I was a very old costumer of early salary and now which is fibe. I have taken a multiple loans on Fibe and paid multiple EMI’S mean while I got a notification as close the loan and eligible to apply and can avail full amount. I have paid almost 70k in a single shot to close the loan and reapply for some other commitments. When I have freshly applied loan it was showing not eligible. And when contacted to customer care they were telling it’s system generated and can’t do anything. I have paid my whole salary with expectation that I can avail new loan with more amount but they have cheated to get the whole amount in single shot and made not eligible. Was managing with very difficulty bcz I have other commitments also for which I don’t have money. Over all I just want say to Fibe don’t send msg and notifications that pay remaining amount of loan and avail full amount and don’t pay with emotions with the customers.
Poor customer experience
Karthik12890
I have an active loan and due to medical reasons i would not able to make the payment on time. For which as discussed with them i have sent the medical records as well. Eventhough i have given PTP date - which is on 15th of feb i used to get multiple calls - i.e one hour once and each person asking the same question why the payment got delayed. When i question them that eventhough i have committed to pay, they calling continuously and they insist to attend ever call and answer the question as i have not paid the amount on time. I really wonder once i confirmed the ptp date over email and on multiple calls - i wonder they continue to call customers and annoying them even down during medical conditions. Financial exception are happen to everyone. As indicated i have made the payment as per PTP date but i wish to bring to a notice that the executive who calling clients are rude and not following fair practices of NBFCS. One of the worst behaviour i faced ever. They also used to call my reference contacts which is against fair collection practices. Their way of handling customers is worsen than local money lenders. If they continue to be like this - their reputation will be soon at risk.
The most seamless loan experience I’ve had!
Wonderful experience with Fibe
Renamed from EarlySalary,Fibe is a lifesaver for emergencies! The app is very user-friendly and doesn't crash during the KYC process. I was able to get a small-ticket loan approved instantly with very reasonable interest rates. The best part? No hidden charges and a 100% digital journey. Highly recommended for anyone who needs credit without the long wait times of a traditional bank.I’ve used several lending apps in the past, but Fibe stands out for its sheer speed and transparency. The transition from EarlySalary to Fibe has brought a much smoother UI that makes the application process feel effortless.What I loved:Instant Disbursal: I received the approval and the amount in my bank account in less than 10 minutes.Minimal Paperwork: No physical documents needed—just a selfie, PAN, and Aadhaar.Zero Foreclosure Charges: This is a huge win. Being able to pay back the loan early without any penalty is a feature most banks don't offer.Transparent Interest: The app clearly shows the interest rate and processing fees upfront before you commit.If you are a salaried professional looking for a quick bridge during a month-end cash crunch, this is definitely the most reliable app out there. 5 stars
Developer Response
Hello,Thank you for rating us with 5-stars. We are glad you liked our app and will continue improving our services to provide you with the best lending experience.Best,Team Fibe
Fraud with customer data
Fraud app Fibe
I have a loan and there collection people makes the calling and force for payment because of there targets and don’t keep patience and if you don’t make payments accordingly to them so they use your mobile number and does fraud sends multiple msg on text msg and WhatsApp they also used my picture and kept on there WhatsApp dp and msg me so I replied them that I don’t get scared with all this I will make complaint at cyber crime I got very harassment and with all proof and call recording in which executive is accepting that he has done the fraud but yet fibe is not at all taking any action I think this is all done by fibe only that’s why staff is doing such harassment with no fear I request you specially women’s do not take loan from this app it is worst and collect people are also bad fibe takes our personal details and collect person also spy our Instagram and other social media account and if your account is open they takes your picture from it and misuse and if you make your account private so they harres you by sending request again again
Developer Response
Hello,This is a serious concern. We have zero tolerance for such behavior, we as a company are committed to follow RBI guidelines. Request you to reach out to us at needhelp@fibe.in, so that we can formally initiate an internal enquiry based your complaint.Best,Team Fibe
Experience a smooth journey from download to approval in just 8 questions with our newly enhanced app.
- Latest update includes a cutting-edge Credit Score Analyser, ensuring you're always in the know about your credit health and offering personalised tips for improvement
- Engage effortlessly with our user-friendly conversational UI, now enriched with new engaging features like games, stores and many more
- Benefit from faster loan application processes, boasting instant approval for your convenience
- Enjoy a fresh, modernised look and feel, making your financial journey both efficient and visually appealing
Version 11.59
The developer, Social Worth Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Financial Info
Contact Info
User Content
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Location
Identifiers
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Social Worth Technologies Private Limited
Size
162.8 MB
Category
Finance
Compatibility
Requires iOS 13.4 or later.
iPhone Requires iOS 13.4 or later.
iPod touch Requires iOS 13.4 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
