Jupiter: Cards, UPI, Banking 4+

Save & Invest

Amica Financial Technologies Private Limited

    • Free

iPhone Screenshots

Description

Jupiter Money is India’s most-loved financial wellness app, trusted by more than 30 Lakh Indians.

Earn ₹50,000+ every year with a lifetime free credit card
→ Get the Edge+ CSB Bank RuPay Credit Card, exclusively on Jupiter
→ Lifetime free credit card with no annual fee
→ 10% cashback on shopping brands like Amazon, Myntra, Flipkart and more
→ 5% cashback on travel brands like MakeMyTrip, Yatra, and more
→ 1% cashback on all other UPI and credit card spends
→ Scan any QR & pay with this UPI credit card
→ Get up to ₹7,00,000 credit limit

Already have a RuPay Credit Card? Link it on Jupiter for up to 2% assured cashback!

Earn 1% Rewards on your spends* with UPI payments & Debit Card
→ Fast & secure UPI payments with BHIM UPI
→ Track expenses with spend categories
→ Your money is insured up to Rs. 5 Lakh by DICGC

Always stay in control of your money
→ Track all bank accounts in 1 place
→ Set a monthly Budget to reduce overspending
→ Get regular bill reminders to improve your credit score

Upgrade to the most rewarding corporate Salary Account online:
→ Earn up to 1% cashback on spends*
→ Get Mini Loans up to Rs. 50,000 at 0% interest
→ Save up to ₹3500 every month on Forex charges

Mutual Funds on Jupiter: The smarter way to invest online!
→ Earn up to 1.5% extra returns with 0-commission Direct Mutual Funds
→ Invest once, or auto-invest daily, weekly, or monthly
→ Start small with No-Penalty SIPs starting at just ₹100

24K 99.99% Purest Digital Gold on Jupiter
→ Buy & sell anytime
→ Invest once, or auto-save daily, weekly, or monthly

Jupiter Money collaborates with various lending partners to offer instant personal loans through its digital lending platform.
→ Get a Mini Loan up to Rs. 50,000
→ Get a Personal Loan up to Rs. 5 Lakh
→ Track your Loans and never miss an EMI payment

Lending partners:
Amica Finance Pvt Ltd (AFPL)
Kisetsu Saison Finance (India) Pvt.Ltd (Credit Saison India)

> The minimum period for Personal Loan repayment is 3 months. The maximum period for Personal Loan repayment is 36 months.

Annual Interest rate (monthly reducing rate): 15-30%
Maximum APR on Personal Loan: Up to 65.91%

The APR is calculated using several factors such as the principal amount, return on investment, processing fee, and the tenure of the loan.

> Example:
Loan amount: Rs. 1,00,000
Interest - 16% p.a
Tenure - 12 months
Processing Fee - Rs. 2,360 (Including GST)
Disbursal amount - Rs. 97,640
EMI - Rs. 9,073
Total Interest - Rs. 8,877
Total amount payable - Rs. 1,08,877

For queries & support: support@jupiter.money

Jupiter uses the following permissions to secure your account:
Location: To detect any suspicious activity in your account (required by NPCI for UPI transactions)
Contacts: To help securely send money to friends and family with UPI
Camera: To scan QR codes and to verify your identity with a photo
Phone: To link your number to your account on Jupiter
Send and read SMS: To verify your number, register UPI, and help track transactions and bill payments

Disclaimers:
Jupiter is a marketplace which offers different products including loans, investment, co-branded cards in partnership with the different regulated entities. Jupiter itself is not a bank and doesn't hold or claim to hold a banking license. The Savings Account, Fixed Deposit, co-branded VISA debit and credit card are issued by Federal Bank. All funds in the account are insured up to approved limits by DICGC.
The Edge+ CSB Bank Credit Card is issued by CSB Bank, a scheduled commercial bank, under a cobranded arrangement with Europa Neo Marketing Pvt Ltd. The card is available exclusively on the Jupiter app. Cashback depends on spend patterns, category-wise rates, and merchant eligibility. Users can earn ₹50,000+ annually. 1% cashback on ‘Others’ is uncapped. Fees and charges may apply. UPI via RuPay is subject to NPCI guidelines and merchant acceptance.

What’s New

Version 3.1.22

The future holds all kinds of things.
Maybe it’s flying cars. Maybe it's intergalactic exploration. While the future continues to remain uncertain, yours doesn’t have to be.
This update lets you plan better for tomorrow. Invest in Digital Gold and redeem it as coins or jewellery. And check your Cover Score to see how well insured you are for emergencies.
Update the app now.

Ratings and Reviews

4.7 out of 5
46.2K Ratings

46.2K Ratings

Priyanshu01 ,

Brilliant application, brilliant customer centricity!

I have been using Jupiter for almost 4 months now and I switched to making most of the transactions through Jupiter. Did not rate it till now because I was enjoying the platform for quite some time but like most customers, rated it but did not review it, did not think about the app developer till now, being very open about it. What made me write this review was an Email that I received from the Jupiter team a couple hours back, stating that they will be undergoing maintenance tomorrow for 12 hours, being a banking platform, that could affect the end customers in a lot of ways and they made sure that the customers were aware of it, beforehand, on a week-off, when people love to spend. Here are some features that I loved: - Saving money in POTS - Very clear instructions about the Rewards programme(usage - based and not coupons) - Tracking and Categorising the money you spend - You can calculate your Net worth and credit score regularly through the application - A very clean UI which is amazing to use - Amazing support, amazing customer centricity(Best Feature) Would recommend it to anyone and everyone. 10 stars and a lot of love.

Developer Response ,

Hello, patron! Thank you very much for the stellar feedback and the perfect ratings. Going above and beyond for our customers gives us great pleasure, and it is one of our top priorities. Thank you once again for making our day. We'll do everything we can to keep it going. Take care and have a wonderful day ahead of you. 😊
-Devjyoti

Chess engine ,

Brilliant App but Worst KYC experience

Gist: The Jupier app is great, but the Fedral Bank KYC process is frustratingly slow, inefficient, and handled by unhelpful Fedral Bank agents who blindly follow rules without offering solutions. Despite multiple attempts, technical issues, long wait times, and unnecessary disconnections made the process a absolute nightmare and waste of time. Opinion: KYC should be smooth and hassle-free, but this was anything but. After wasting so much time on a holiday, I finally gave up and decided to accept whatever restrictions the Federal Bank imposes. Full Experience: The waiting time was misleading—though the queue showed only three people, I kept waiting endlessly even when I was next. When I finally connected, the first agent claimed she couldn’t hear me, leading to multiple disconnections. Another agent asked me to use Bluetooth headphones, which didn’t help, and even suggested I find someone else’s phone to redo the process. How is that a solution? The agents were robotic, lacked basic courtesy, and blindly followed the process without any attempt to help. There was no option to select ‘Graphic Designer’ in the app, so I had to choose ‘Marketing & Sales.’ During video KYC, the agent questioned my profession, and when I explained, she disconnected without even trying to resolve the issue. After multiple failed attempts, I finally gave up. The entire process was extremely frustrating, time-consuming, and unnecessarily complicated.

Developer Response ,

Hello, we’re very sorry to hear that you had a disappointing experience. Please reach out to us at: https://docs.google.com/forms/d/1wF-iMqEHAm09GUq-dO4dTGF41j_dcpPrynB3lYV1mOU/viewform?edit_requested=true. We value your feedback and hope to restore your confidence in our services.

Thank you.

Knight_rockers ,

Card is decent, but customer service is the worst

While the card itself offers decent features, the customer service experience has been extremely disappointing. The customer service number never connects — it just plays an automated reply and then disconnects. Even the in-app chat support on the Jupiter app is unhelpful; it gives the same generic responses every time and doesn’t actually address or solve the issue. It feels like there’s no real support available when you actually need help. Overall, the worst customer service experience I’ve had.

Developer Response ,

Hello! Thank you for sharing your feedback with us.

We're truly sorry to hear about the difficulties you've faced with our customer service. This isn’t the experience we aim to provide, and we understand how frustrating it must be to not get timely or helpful support when you need it most.

To help us look into your concern more effectively and ensure it reaches the right team, we kindly request you to fill out this form:
👉 [Customer Support Form](https://docs.google.com/forms/d/1wF-iMqEHAm09GUq-dO4dTGF41j_dcpPrynB3lYV1mOU/edit)

Once submitted, our team will review your case and get back to you with a resolution as soon as possible.

We appreciate your patience and the opportunity to make things right.




App Privacy

The developer, Amica Financial Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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