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Always wanted to buy your dream Smartphone, Laptop, Camera, Jewellery or other electronic gadgets on EMI without credit card ?

Avail Kissht - EMI without card to buy the trendiest products online or convert your existing purchases from any Online Shopping portal into EMI and repay within 3-12 months tenure.

Kissht empowers you to Buy Now & Pay Later, in easy installments without the need for a credit card. Thus making online shopping on EMI convenient and affordable to all.

What’s New

Version 2.5.2

Bug fixes and improvements

Ratings and Reviews

2.8 out of 5
758 Ratings

758 Ratings

Avi✌🏻 ,

Very Unuserfriendly application..

The submission of application process is very very lengthy..
And after submission of the applications also they don't provide you the loan..
There is no cooperation with the customer service..
i waited for about 15 days for only getting my applications accepted by them..but it wasn't accepted irrespective of numerous efforts of mine..
atlast i got irritated and cancelled my order!
I am no one to judge anybody nor an application..but yes i have every ri8 to share my views, experience and feedback while using this application with you guys out there who will come and download this application one day..!
I had many expections regarding this application but all got shattered because of the service and procedures..!
My earnest req to the team of Kissht whoever reads this is that...."Customer have many expections regarding the service and the product..they come and download this application to fullfil their needs and warnings which they are not able to..so please inspire of your useless procedures..listen to their grievances and their ambitions and make this a bit faster.."
Otherwise it's totally upto you..i have personally deleted this application but then also i've came here to share my feedback because i don't want any other consumer or customer to suffer as the way i did..!
thank you..

Pc Maddipati ,

What a stupid app!

Don’t waste your time by using this app. Their loan processing is pathetic. Customer support is horrible. I seriously wasted a month of my time trying to make this app workout. The documents are submitted. They Took two weeks to process them. Once confirmed, the status is shown as pending. Upon multiple calls and mails and follow ups, the reason is shown as e mandate pending with the bank. They asked me to visit the bank. Upon visiting the bank, they responded saying e mandate is automatically approved with central repository, no manual approval is required. Pathetic service. Made me roam for a month. Instead, I applied with ZestEMI. Their application process is smooth and once documents are approved, the e mandate also got approved online. Kissht team instead of playing blame game, try to work on your issues. Never coming back to you again!

Govind 5263 ,

Amazing Service ♥️❤️‍🔥

At first when my friend recommended this app to me i did not believe. specially 90 days But after personally using their services for almost a year now. It does give you instant credit that to for 3 months. And also the charges are minimal. I was stuck in a situation but then i got this app in 2020 and it's been a great help since then. In almost 5mins the money is credited. I appreciate the help they are giving by providing loans to us at such times. I really appreciate it and hope that this app gets to many other people who are in need for it. Thank you guys.♥️♥️

App Privacy

The developer, OnEMi Technology Solutions Pvt Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Contacts

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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