Kotak Bank: 811 Mobile App 17+

Savings, UPI, Cards, Loans, FD

Kotak Mahindra Bank Ltd.

Designed for iPhone

    • Free

iPhone Screenshots

Description

Kotak811 Mobile Banking App: Apply for a Zero Balance Savings Account Instantly


Unlock seamless banking with Kotak811 Mobile Banking, one of the ultimate banking app that helps you to apply for a bank account online in just a few minutes. Whether you're looking to apply for a zero balance account, manage your savings, or explore investment opportunities, our mobile banking app has you covered.
Key Features:
● Apply for a Zero Balance Savings Account Instantly: Start your digital banking journey with a few taps.
● Secure UPI Payments: Register on Kotak811 UPI app to enjoy instant money transfers, bill payments, and more.
● Manage Savings Effortlessly: View and hide transactions, check your balance, and download bank statements instantly.
● Credit Cards & Loans: Manage your credit cards or apply for personal loans and get approvals in no time.
● Investment Opportunities: Open fixed deposit accounts with competitive interest rates with our FD mobile app feature.
● Rewards & Cashback: Earn rewards and track your benefits directly through the app.
● Comprehensive Banking Services: From UPI online payments to opening zero balance accounts, the Kotak811 app simplifies all banking procedures.
Why Choose Kotak811?
1. Account Opening Made Easy: Kotak811 is one of the best account opening app for those looking to apply for a zero balance bank account online.
2. Zero Balance Accounts: Open a new bank account with zero balance. Experience the freedom of managing your finances without the pressure of maintaining a minimum balance.
3. UPI Payments Simplified: Kotak811 doubles as a UPI payment app for seamless transactions. Register and manage all your UPI needs within the app.
4. Fixed Deposits & Savings: Use the app to book FD and grow your savings safely. Manage deposits effortlessly from anywhere.
5. Safe & Secure Banking: The app is equipped with the latest security features, ensuring all your transactions are safe.
All-in-One Banking Solution
● Mobile Banking App: Access your bank account 24/7 to check balances, download statements, and transfer funds securely.
● Bank Account Application Begin your financial journey with our easy and quick account application app.
● Zero Balance Banking: Start banking immediately with our zero balance account feature.
● Fixed Deposit Account: Grow your wealth by opening a fixed deposit account with competitive interest rates.
● UPI App Features: Use our UPI service to simplify your payments and transfers.
Frequently Asked Questions
1. How do I open a new bank account with Kotak811?
Simply download the Kotak811 Mobile Banking app, fill your details in the form and apply for a account, complete your Aadhaar & PAN verification and our 811 representative will visit your address to open your A/c in person.
2. What is the Kotak811 Zero Balance Account?
It’s a savings account with no minimum balance requirement. Enjoy the flexibility of managing your finances your way.
3. Can I start an FD with this app?
Yes! Use our FD app features to open fixed deposit accounts with just a few taps.
4. Is the Kotak811 app secure?
Absolutely. Our app employs the latest encryption technologies to keep your data and transactions safe.
Download Now and Start Banking!
Whether you’re looking for a mobile banking app, an account opening app, or a comprehensive solution for UPI registration, Kotak811 is your go-to choice. From managing a zero balance account to investing in fixed deposits, everything is at your fingertips. Download the app today and experience hassle-free banking!
Disclaimer: Mutual funds investments are subject to market risks, read all scheme-related documents before investing. T&C Apply.
Kotak811 App Migration Program T&C - https://images.kotak.com/bank/mailers/2025/files/iPhone_FebtoMar'25-%20New%20T&C.pdf
₹250 Amazon gift voucher campaign T&C - https://images.kotak.com/bank/mailers/2025/files/250migrationTnCV4.pdf

What’s New

Version 3.6.7

Fixes and Improvements - The pesky bugs stand defeated once again.

Ratings and Reviews

4.8 out of 5
43.8K Ratings

43.8K Ratings

KRISHNA NAG ,

Super application

Kotak gave us kotak bank application and 811 application separately. It’s very useful to us for maintaining account and i am very happy to this feature of kotak. And i had 2 icici bank accounts and I closed that accounts due to that app now supports only iOS version 17.0 and above but till iPhone 7plus series iPhones supports only iOS version 15.0 and it’s difficult to handle accounts without apps. ( internet banking available but it’s difficult to use through using browsers ) So I requesting to kotak apps developers please keep in mind if your future apps updates supports these types old versions phones. Thank you 💐

Developer Response ,

Hi! Thank you for the review. We strive to improve our app based on user feedback. Please keep an eye out for future app updates to enhance your mobile banking experience. ^Team Kotak

B Latha ,

Worst experience overall

Opened a Kotak 811 account two months ago. While we were out of station, the agent repeatedly called for full KYC, even at night (10 PM) on a lady’s number. After scolding him, the calls stopped. Tried completing KYC via the app, but it asked for location access, which is missing in the app, even though location services work fine for other apps. I scheduled three agent visits for full KYC, but despite receiving messages confirming the visits, no agent has shown up or called. Customer care is a nightmare – chat sessions disconnect even if you switch apps for a few seconds. The new agent can’t see previous chat or transfer to the requested agent. When we asked to raise a complaint about the agent not visiting for KYC, they simply said 'yes' but didn’t provide any complaint number for tracking. When we chatted again, the new agent said there was no existing complaint. Nightmare experience overall. Planning to switch to Fi online account.

Johny.77 ,

Say no to Kotak811 online App

If You are opening a account in kotak 811 app in online my suggestion is to not to create app in online first they show and call utmost interest in service to do transactions and receive through app as im a newly created account in online which was 10 days ago.
And i got a message from them saying your account was freezed due to diligince and transactions, as i did some basic normal transaction around in rupees 600 something and the online customer care isnt help with that calls when they need you contact home branch, as i contacted the branch they didnt even know whats the reason my account got freezed they saying we also dont know the correct reason and atlast they contacted through their higher officials they’re saying account closurer what if someone using their bank account primarily without knowing any prior knowledge about whts going through the account - My humble request is to DO NOT OPEN ACCOUNT THROUGH ONLINE IN KOTAK 811 .

Developer Response ,

Hi! We are sorry to know that you are facing some issues. We want to make things right here. Please drop us an email at social.experts@kotak.com elaborating on the concern and your CRN or contact details. We assure you that we shall do whatever it takes to fix this. ^Team Kotak

App Privacy

The developer, Kotak Mahindra Bank Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • Contact Info

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Contact Info

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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