Searching for trending investments from around the world? They’re all on Kristal.AI.

We offer a vast range of investments for Accredited Investors. From award-winning funds to alternative and impact investments, and private equities. Legacy planning option is also available through our family office arm.

For everyday investors, we have 200+ ETFs curated to sector themes, and algorithm-managed portfolios. The portfolios will be automatically rebalanced to help you get started with ease. With the Kristal.AI mobile app, you get your portfolio dashboard, market updates, and latest investment opportunities on-the-go.

What you will love about Kristal Private Wealth account:
We add investment ideas regularly. Explore new investments or customise a trade by speaking to your Relationship Manager.
Access to private market investments. Which are usually reserved for the ultra-high-net-worth individuals.
Unbiased advice and timely market insights from your dedicated Relationship Manager and Advisor.
Optimise your investment performance. We administrate your assets invested for you to have a clearer picture of your wealth.
Boost your investment performance, through leverage or margin trading. At the same time, you can limit your downside exposure through hedges.
Option to fully trust us to grow and manage your wealth. With a fully discretionary mandate, our Advisors make investment decisions on your behalf.
All the powerful tools and features available in the Digital account.

What you will love about Kristal Digital account:
Personalise your investment portfolio using our advisory algorithm. Simply input your investing goals, risk tolerance and time horizon to get started.
Rebalance your investments anytime, anywhere.
Automate your investments through a Systematic Investment Plan.
Flexibility to choose your investments, even in an algorithm-generated portfolio.
Kristal.AI management fee starts from 0.3% per annum that begins at the first investment. You can easily top-up and withdraw funds through the online portal, 24 hours a day*. With no lock-in** or sales charges, we want you to delight in the experience of investing.

*Subject to the business operating hours of our partner banks and brokers.
**Subject to the nature of investment.

We are a regulated entity. Headquartered in Singapore, with offices in Hong Kong and India, we are licensed by MAS, SFC and SEBI. We hold clients' funding in DBS (Trustee Bank), and assets in Saxo Markets and Interactive Brokers (Custodian).

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What’s New

Version 4.75

Accounts Dashboard Changes
- Few UI changes in the accounts dashboard
- Accounts with 0 Holdings can be hidden on the dashboard through a toggle
- Icons for different account types are changed.
- In the Accounts Summary tab, Holding Pattern(Single/Joint) is shown. On hovering on the joint, holding details will be shown.
- In the Accounts Details tab, We have renamed 'Primary Holder' with '1st', 'Secondary Holder' with '2nd' and 'Tertiary Holder' with '3rd'. Will show the holding details for single accounts too.

Advisory Updates Launchpoint Changes
- A red dot will be shown to clients when there are new updates in the advisory updates launch point.
- The client will be informed on UI if there is a delay in account refresh in IB
- At the account level, if there is any delay in updating their portfolio. an info icon will be shown with the message "The data is yet to be received from IB for this account".
- For applicable accounts, we will be removing the logic of adding up the amount to available cash when an unsubscription request is placed.

Report Changes
- In the monthly reports, an explanation of how portfolio returns are calculated will be shown to offer clarity on the methodology to the users.
- Columns “Asset Name”, “Fund Name” and “Cash for Recon” will be added in the Pooled Transaction Report tab.

Ratings and Reviews

4.5 out of 5
13 Ratings

13 Ratings

Ravindhiran ,

Amazing opportunity to invest across the globe

This service allows a common man to have access to multiple world markets. Really good options to diversify.

amigo1012 ,



App Privacy

The developer, Kristal, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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