lendingplate-Personal Loan App 17+

Unifinz Capital India Limited

iPad के लिए डिज़ाइन किया गया

    • 4.5 • 5,233 रेटिंग
    • मुफ़्त

स्क्रीनशॉट

विवरण

lendingplate is a personal loan mobile application that offers loans from ₹10,000 to ₹2,00,000 at attractive interest rates, zero collateral and almost instantly at your convenience. You can apply online from any of our approved locations and on approval, you get direct transfer of your loan money within minutes to your bank account. lendingplate is the brand-name of Unifinz Capital India Limited which is Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). The company conducts lending operations in a transparent manner under the extant guidelines of the RBI.

Features
⁍ Personal loans ranging from ₹10,000 to ₹2,50,000
⁍ Repayment tenure ranging from 3 months to 15 months
⁍ Processing Fees ranging from 1% to 5% of loan amount
⁍ Conversion Fees ranging from 1% to 5% of loan amount
⁍ Rate of Interest (ROI) ranging from 12% onwards depending on your risk profile
⁍ APR ranging from 12% to 36%; rates vary from customer to customer
⁍ Completely online paperless documentation
⁍ Loans available to improve your Credit Score
⁍ Apply Loan from anywhere, anytime on our 24x7 online platform
⁍ Repay Loan from anywhere, anytime as you like, no early repay charges
⁍ Free-look Period of 3 days from the date of disbursal of loan wherein you can exit the loan by paying only the principal along-with proportionate interest

Eligibility
⁍ You must be an Indian national
⁍ You must be over the age of 21 years
⁍ Your net monthly take home salary to be minimum ₹20,000
⁍ Your salary must be credited to your bank account regularly

Steps to avail loan
⁍ Install lendingplate app in your mobile phone
⁍ Sign up with your mobile number and OTP
⁍ Verify your PAN to check for pre-approved offers
⁍ Register yourself by filling up your basic information and your selfie
⁍ Provide Income documents like Bank Statement and Payslip/ ID Card
⁍ Verify your KYC with Aadhaar and present Address Proof
⁍ E-sign your loan agreement and NACH repayment
⁍ Direct your loan money to your bank account

Representative Example
⁍ Loan Amount {Principal}: ₹25,000
⁍ Interest Rate {ROI}: 12% per annum
⁍ Tenure: 12 months
⁍ Processing Fee {Incl. GST}: ₹1,250
⁍ Conversion Fee {Incl. GST}: ₹1,250
⁍ EMI: ₹2,221
⁍ Total Repayment Amount: ₹26,655
⁍ Total Interest: ₹1,655
⁍ Total Cost of Loan {Incl. Principal}: ₹29,155


Security & Privacy Policy
lendingplate personal loan app ensures safety via standard security and privacy protocols to protect its database. Our app is safe and secure and we do not share customer information with third parties without consent.

Queries?
⁍ care@lendingplate.com
⁍ +91-7373737316

Let’s Connect!
⁍ https://www.facebook.com/lendingplate
⁍ https://twitter.com/lendingplate
⁍ https://www.instagram.com/lendingplate
⁍ https://www.youtube.com/@lendingplate
⁍ https://www.linkedin.com/company/lendingplate/

Download lendingplate instant personal loan app now !

क्या नया है

संस्करण 4.0

Many more features, bug fixes and enhancements to make your experience more exciting.

रेटिंग और समीक्षाएँ

5 में से 4.5
5,233 रेटिंग

5,233 रेटिंग

SamHitasha ,

Not sure whether its authentic

Its been 5 days since I have submiited my loan application and it says in processing. Upon calling on the whatsapp number and messaging them not getting any response. Will change the review if I get a response soon. Changing the review to 5 star now from 2 stars as got my loan approved amd will be disbursed shortly.

I guess the delay was because of sat n sun n bank holiday in between.

डेवलपर की प्रतिक्रिया ,

Thank you very much. Keep using our app 😊

Sabih faqui ,

Beware: Lendingkart App Loan Experience Review

I recently had the unfortunate experience of using the Lendingkart app for a loan, and I must say it was nothing short of a nightmare. Initially, I borrowed a seemingly modest amount of 24,000 rupees, but what followed was a series of shocking events.

After a mere 40 days, I was demanded to repay a staggering 40,000 rupees. The sudden increase in the repayment amount was not only unexpected but also highly unreasonable. Moreover, what truly astounded me was the unprofessional and disrespectful behavior exhibited by the representatives of Lendingkart.

Instead of addressing my concerns with empathy and understanding, they resorted to using pathetic language, hurling abuses towards my family members, and engaging in other forms of verbal harassment. Such behavior is not only unacceptable but also deeply troubling, especially coming from a financial institution that claims to provide assistance.

Given my distressing encounter with Lendingkart, I wholeheartedly advise anyone considering borrowing money through their app to think twice. It's not worth subjecting yourself to the emotional distress and financial burden that may result from dealing with such an unscrupulous company.

In conclusion, I urge individuals to explore alternative options and steer clear of Lendingkart for any financial assistance needs. Your peace of mind and dignity are far too valuable to compromise for the sake of a loan.

डेवलपर की प्रतिक्रिया ,

You have reached to wrong platform we are not Lendingkart we are Lendingplate. Kindly delete your review and update on correct platform!

Srikantha S ,

Worst experience

Please don’t take loan I have taken but I met with accident I’m unable to repay I have requested Costmar care but very badly they scolded me I don’t have parents I have requested them I can’t explain my pain they sending voicemails using worst words on my mother sister like but definitely KARMA Won’t live I have my medical reports also I told I will send no use sending messages to family & office calling everyone lots of harassment I can’t explain here they said pay 44k it will clear but after pay they said it’s a settlement fake please don’t trust don’t spoil your life because of problems we will take but this peoples will do like anything I have all records I’m feeling to die because of that words i feel to Comet SUICIDE one day I’ll do I will write later on this app because of this app please hope you understand
Thank you
Srikanth S

डेवलपर की प्रतिक्रिया ,

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

ऐप गोपनीयता

डेवलपर Unifinz Capital India Limited ने बताया है कि ऐप के गोपनीयता संबंधी व्यवहारों में नीचे दिए गए वर्णन के अनुसार डेटा का उपयोग शामिल हो सकता है। अधिक जानकारी के लिए डेवलपर की गोपनीयता नीति देखें।

आपको ट्रैक करने के लिए उपयोग किया गया डेटा

निम्न डेटा का उपयोग आपको अन्य कंपनी के ऐप्स और वेबसाइट पर ट्रैक करने के लिए किया जा सकता है :

  • उपयोग डेटा

आपसे नहीं जुड़ा हुआ डेटा

निम्न डेटा एकत्रित किया जा सकता है, लेकिन यह आपकी पहचान से नहीं जोड़ा जाता है :

  • उपयोग डेटा

गोपनीयता संबंधी तौर-तरीक़े अलग-अलग हो सकते हैं; उदाहरण के तौर पर, वे आपके द्वारा उपयोग किए जाने वाले फ़ीचर्स या आपकी उम्र के आधार पर विभिन्न हो सकते हैं। अधिक जानें

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