MoMoney: A new way to invest 17+

Invest your money with MoMoney

1Millisecond Financial Technologies Private Limited

    • 4.9 • 23 Ratings
    • Free

iPhone Screenshots


Don’t just invest, invest more with MoMoney. Get credit against your investment.

MoMoney is designed to help you invest more.

Turn your savings account into an investing account

Use Slide to set a limit on your bank balance and auto-invest whenever you have extra money.

Spend, while staying invested

Get a credit limit against your investment. Withdraw whenever you want and enjoy 10% cashback on your monthly bill.

Answer a few simple questions on the MoMoney app and get a personalised investment basket to help you reach your goal on time.

Invest in baskets curated by experts on various themes.

Invest in top Mutual Funds, Digital Gold, Flex 11.5%, and FDs all at once by adding them to a single basket.

All investments on MoMoney are automated. You can set up daily, weekly, or monthly SIP for your basket. Pause, resume, or modify your SIP anytime.

Import and track your external investments from other apps on MoMoney.

We've simplified everything you need to grow your money. Start your investment journey in just 5 minutes and let your money work for you.

MoMoney offers:

- Investing your idle money with Slide
- Loan against Mutual Funds
- Investment baskets for your goals
- Ready-made baskets curated by experts based on themes
- Import and tracking of external investment
- SIP in Mutual Funds, Digital Gold, and Flex (P2P investing)
- Lumpsum investment using any UPI Apps
- Daily, weekly, or monthly SIP
- Automated investing of your money
- SIP Calculator to see past returns
- 100% safe and secure

Invest your idle money:

- Earn better returns than your bank
- No need to invest a fixed amount of money
- Connect your bank account via Account Aggregator
- Decide the amount of money to keep in your account
- Auto-invest the remaining money in your basket
- Slide your money to earn more returns

Get Loan against Mutual Funds

- Use this loan to spend while your investment grows
- Get money within 2 hours
- Pay only 1% monthly interest on the used loan amount
- Repay the used loan anytime within 3 years
- Get flat 10% cashback on your monthly bill
- Invest more and use loans against Mutual Funds

Example of Loan against Mutual Funds

Loan amount - ₹1,00,000
Interest - 12%
Loan tenure - 10 months
Processing Fee - ₹1,178
Disbursal amount - Rs. 98,822
Total Interest - Rs. 10,000
Total amount payable - Rs. 1,10,000

Invest for your goals:

- Personalised investment recommendation
- Top investment option handpicked by experts
- Invest your money and track your progress
- Minimised risk and maximum returns
- A diversified portfolio of Mutual Funds, Gold, and Flex (P2P investing)
- Invest once or auto-invest with daily, weekly, or monthly SIP

Invest in themes, curated by MoMoney:

- Expert-made investment baskets
- Save money with the Tax Saver basket
- Invest money in the top 100 companies of India
- Basket of low-cost index Mutual Funds

Create your basket:

- Build custom baskets from Mutual Funds, Digital Gold, or Flex (P2P investing)

Invest automatically with SIP 2.0:

- Invest automatically daily, weekly, or monthly
- Set up autopay for your SIP via UPI, Net banking, or Debit Card
- Grow your money with SIP investment on autopilot

Mutual Funds:

- Invest in Mutual Funds offered by all leading AMCs like Navi Mutual Funds, Nippon India Mutual Funds, ICICI Prudential Mutual Funds, etc.
- Invest once or auto-invest with daily, weekly, or monthly SIP
- Import and track external Mutual Funds on MoMoney

Digital Gold:

- 24K 99.9% guaranteed BIS Hallmark pure gold
- Buy anytime with just ₹100
- Sell anytime and get your money back
- Invest once or auto-invest with daily, weekly, or monthly SIP

Flex (P2P investing):

- Steady and stable returns
- 3 plans offering up to 11.5% p.a.
- Money lent to people with good credit scores
- Interest on the loan is how you earn returns

Trusted by the best:

We are a registered Mutual Fund Distributor under AMFI and have partnered with reputed companies such as SafeGold for Digital Gold and RBI-regulated Lendbox for Flex.

Let’s have a chat! Contact us at

What’s New

Version v3.0.0

We’re breaking the ice,
To tell you not to break your investments and instead take credit against them.

Meanwhile, you can break the ice with your long-lost friend,
by bringing them on the app and earning money each time they invest!

Ratings and Reviews

4.9 out of 5
23 Ratings

23 Ratings

sarryness ,

Intuitive and User friendly UI

Mo money has done a great job in making the application super intuitive by adding minor details. The onboarding process, slide feature and basket creation is what made me a happy user of the application. And off-course promising returns on investments.

PrachiSrivastava ,

Amazing user interface and so easy to use!

The app has an amazing UI, so sleek.
Very easy to use and navigate through!

MrinalShukla_ ,

Finally here!

Waiting for mutual funds investment to some soon!!

App Privacy

The developer, 1Millisecond Financial Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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