Moneyview: Loans, Credit Cards 17+

Name: Moneyview: Loans, Credit Cards
Rating: 4.9 (32475 reviews)
Author: Whizdm Innovations Private Limited

Personal Loan, Home Loan, LAP

Whizdm Innovations Private Limited

Designed for iPhone

- 4.9 • 32.5K Ratings

- Free

iPhone Screenshots

Description

Get an instant loan up to ₹10,00,000 and win up to 100% cashback on interest amount!
500 daily lucky winners. Offer ends July 14. T&C apply.

Access a variety of financial services in one app! With the Moneyview App, you can:

- Get instant personal loans up to INR 10 lakhs
- Get home loan up to 15 CR in few steps
- Invest in 24K pure gold and fixed deposits (FD)
- Apply for Credit Cards from top banks
- Buy or renew motor insurance
- Check your CIBIL score and credit report effortlessly

*Note: Terms and Conditions Apply!

Moneyview App offers:

1. Instant Personal Loan
Moneyview for all your loan needs - Apply for personal loans starting from INR 5000 to INR 10 lakhs & get quick approvals! Whether you are salaried or self-employed, Moneyview is the perfect instant loan app for you and your financial needs.

What makes us better?
- Custom Loan Amount: From ₹5,000 to ₹10,00,000
- Flexible Repayment Tenure: From 3 months to 5 years
- Competitive Annual Percentage Rate: From 14% - 36%*
- Unique Credit Model: Get personalized loan offers regardless of your credit score
- Hassle-Free: 100% Paperless application process
- 100% Transparent: No Hidden Charges, No Surprises!

2. Investment in 24K Pure Gold
- Moneyview Gold offers 24K pure gold investment starting from Rs 10.
- Invested Gold is stored in 100% secure lockers in partnership with Caratlane.

Why Invest in Moneyview Gold?
- Stable Returns
- Buy Anytime, Sell Anytime
- 0% hidden charges
- Easy Payments with UPI

3. Invest in FD
Compare & Invest in Fixed Deposits of Top Banks & NBFC partners.

Why choose FD from Moneyview?
- Deposits up to Rs.5L insured by DICGC
- Book FD without opening a bank account
- Easy Withdrawal
- FD with RBI-approved Banks & NBFCs

4. Credit Cards
Moneyview partners offers best credit cards just for you, powered by HDFC Bank, SBI Card.

What makes us better?
- High credit limit up to ₹5 Lakhs*
- Quick approval & processing
- Exclusive gift vouchers and membership rewards
- No Joining or Annual Fee*

5. Home Loan & Loan Against Property
Moneyview partners offers home loans and loan against property up to 5 CR and enjoy quick disbursal!

What makes us better?
- Low interest rate, starting from 8.5%* p.a.
- Easy prepayment terms, Tenure upto 30 years
- Fully digital platform to ensure a complete user-friendly experience

6. Motor Insurance
Buy or Renew your Motor Insurance starting 1.5/day*. Select quotes from Top insurers and choose the best coverage for your bike or car!

- Cashless Claims
- No Vehicle Inspection
- Accident Cover of up to ₹15L

Our Lending Partners:
- Whizdm Finance Pvt Ltd
- Aditya Birla Finance Ltd
- DMI Finance Private Ltd
- Clix Capital Services Pvt Ltd
- Kisetsu Saison Finance (India) Pvt Ltd
- SMFG India Credit Company Ltd
- Piramal Capital & Housing Finance Ltd
- INCRED Financial Services Ltd
- Northern Arc Capital Ltd
- Vivriti Capital Ltd
- Cholamandalam Investment & Finance Company Ltd
- Oxyzo Financial Services Pvt Ltd

Example of how Moneyview Personal Loan works:
- Loan Amount: ₹50,000
- Tenure: 12 months
- Interest Rate: 20%
- Processing Fees (incl. GST): 2.5% [₹1,250 + ₹225 GST]
- Monthly EMI: ₹4,632
- Total Interest Payable: ₹4,632 x 12 months - ₹50,000 Principal = ₹5,584
- Annual Percentage Rate (APR): 25.85%
- Disbursed Amount: ₹50,000 - ₹1,475 = ₹48,525
- Total Amount Payable: ₹4,632 x 12 months = ₹55,584
- Total Cost of the Loan: Interest Amount + Processing Fees = ₹5,584 + ₹1,250 = ₹6,834

*Note: These numbers are for representation purposes only. The final interest rate & APR will depend on the customer’s credit assessment, as decided by Moneyview’s Lending Partner(s).

- Responsible Lending:
Moneyview has partnered with RBI-authorized & regulated NBFCs/Financial Institutions.
Our policies and services are compliant with extant applicable laws. We are a founding member of the Digital Lenders Association of India http://bit.ly/DLAI_Mem and adhere to the DLAI code of conduct http://bit.ly/DLAI_C

Queries:
Mail: care@moneyview.in
Call: 080-69390476
Address: No. 17, 3rd Floor, Outer Ring Rd, Bellandur, Bengaluru, Karnataka 560087

7 Jul 2025

Version 53.1

App content and screenshots Improvements!

4.9 out of 5

32.5K Ratings

Best App for Personal Loans, Digital Gold, Insurance, and FD!

Moneyview has been fantastic for all my financial needs beyond basic banking. The personal loan process is fast and hassle-free, with clear terms and quick disbursal—perfect for urgent needs. The digital gold investment feature is easy to use and provides a secure way to invest in gold anytime, while the motor insurance options are comprehensive and competitively priced. I also appreciate the fixed deposit feature, which offers great interest rates and easy setup. Moneyview is a one-stop solution for smart financial planning. Highly recommend it for anyone looking to manage loans, invest, and insure digitally!

One of the worst apps and money lending platforms.

They do not offer an option to foreclose the loan despite what they say on the website. What is worse is that their customer support is pathetic with automated responses on the telephone number. They only offer a call back option from the customer service agent which never happens. I have asked for multiple call backs and got tired. Even after writing to them over email I repeatedly get an automated response which says you can foreclose the loan via the app which never exists. Upon further responding to the email explaining my issue over the app, they never get back.

It seems like they never want you to foreclose the loan in disguise of providing best customer support.

I have filed for a legal complaint against the service provider for such illegal acts masked under an impression of being genuine. I will make them pay the price for cheating customers like this.

Dear Pradeep. As per our telephone conversation with you today, we hope we were able to answer all your queries. For any further assistance in the future, please get back to us, we will be happy to assist you.
- Team Moneyview

Worst loan app to use

This app is a complete disappointment. First of all, there is NO option to foreclose the loan directly from the app, which is absurd in 2025. Every other loan app offers this basic feature, but MoneyView seems to have missed the memo. Instead, they make you go through endless emails and customer support loops just to do something that should take a few clicks.

To make matters worse, the app spams you with constant, unnecessary notifications and messages, even after you’ve repaid your loan or shown no interest in new offers. It’s like they’re more focused on marketing than actually improving the user experience.

Overall, it feels like the app is designed to trap users into paying more interest rather than giving them flexibility or control over their loans. Absolutely frustrating. Uninstalling and never using this again. Not recommended.

Dear User, please share your contact details on https://bit.ly/moneyviewiOS with App Store Name, and we'll reach out to you right away.
-Team Moneyview

The developer, Whizdm Innovations Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

Financial Info
User Content
Usage Data
Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Information

Provider

WHIZDM INNOVATIONS PRIVATE LIMITED

Size

96.9 MB